ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse flood insurance agents serving Middletown, Connecticut. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Middletown, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 12 flood insurance agents in Middletown, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Flood Law Firm LLC
190 Washington St, Middletown, CT 06457
(860) 813-6089
thefloodlawfirm.com
Caleb Carney - State Farm Insurance Agent
401 Newfield St, Middletown, CT 06457
(860) 346-4442
calebcarney.com
Curt Smith - State Farm Insurance Agent
134 Main Street Extension STE 300, Middletown, CT 06457
(860) 398-6364
agentcurt.com
Bafumi Insurance Agency, A Division of World
59 Broad St, Middletown, CT 06457
(860) 347-3530
locations.worldinsurance.com
Get Insured America
430 Highland Ave #1, Middletown, CT 06457
(860) 346-7755
getinsuredamerica.com
Nationwide Insurance: Dunn Insurance, Inc.
198 S Main St, Middletown, CT 06457
(860) 347-4924
agency.nationwide.com
Spark Insurance Agency
62 Washington St, Middletown, CT 06457
(860) 294-9054
NFP, an Aon company
386 Main St, Middletown, CT 06457
(860) 346-9661
nfp.com
Rice, Davis, Daley & Krenz Inc
50 Washington St, Middletown, CT 06457
(860) 346-6611
rddk.com
MiddleOak
213 Court St, Middletown, CT 06457
(978) 744-6123
State Wide Insurance
954 Newfield St, Middletown, CT 06457
(860) 883-2048
statewidect.com
Granite Financial LLC
430 Highland Ave, Middletown, CT 06457
(860) 346-7755
Flood insurance agents in Middletown Connecticut help property owners secure coverage through the National Flood Insurance Program and private insurers. Connecticut law requires lenders to mandate flood insurance for properties in high-risk zones. Agents guide clients through flood zone maps and policy options to meet local requirements.
What Does a Flood Insurance Agent in Middletown Cost?
Flood insurance costs in Connecticut vary based on flood zone property elevation and coverage amount. Average annual premiums for NFIP policies range from 700 to 2000 dollars for standard residential coverage. Higher risk zones or properties with basements may cost more. Private market policies can offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Middletown Connecticut?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones flooding can occur so many property owners choose to purchase coverage. Connecticut experiences coastal and riverine flooding that affects inland areas like Middletown.
What does a flood insurance agent do in Connecticut?
A flood insurance agent evaluates your property flood risk and helps you choose a policy that meets NFIP or private insurer standards. They explain coverage limits deductibles and exclusions. Agents also assist with filing elevation certificates and understanding Connecticut building code requirements.
How long does it take to get flood insurance in Connecticut?
Standard NFIP policies have a 30-day waiting period before coverage takes effect. Exceptions exist for flood map changes or loan closings. Private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Middletown who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.