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Find Disability Insurance Agents Near You in Warwick, RI

Browse disability insurance agents serving Warwick, Rhode Island. Updated 2026-07-14.

The top-rated disability insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include Brook Insurance Associates LLC, McLane Insurance Agency, The Beacon Mutual Insurance Company. This directory lists 18 disability insurance agents serving Warwick.

Showing 18 disability insurance agents in Warwick, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bankers Life475 Kilvert St # 300(401) 732-5213
2Brook Insurance Associates LLC1935 Elmwood Ave(401) 381-1350
3McLane Insurance Agency2914 Post Rd #6(401) 773-7892
4The Beacon Mutual Insurance Company1 Beacon Center(401) 825-2667
5DeGiulio Insurance Group, LLC3590 W Shore Rd(401) 921-5690
6Elder Care Insurance Solutions Inc3466 W Shore Rd Rear(401) 885-7467
7Steven Gosetti, Bankers Life Agent and Bankers Life Securities Financial Representative475 Kilvert St # 300(401) 732-5213
8The Egis Group120 Lavan St(401) 274-0303
9State Insurance Rhode Island179 Old Warwick Ave(401) 655-2829
10Healthwise65275 W Natick Rd Suite 450(401) 558-0381
BL
475 Kilvert St # 300
Bankers Life
Disability Insurance Agent · Warwick, RI

Located in Warwick, Rhode Island, Bankers Life serves clients throughout Kent County as a disability insurance agent. The company offers professional guidance for individuals seeking income protection in the event of an illness or injury that prevents them from working. Agents assist local residents in understanding various disability policy options that help replace lost wages. In the Warwick area, Bankers Life specifically handles short-term disability coverage and long-term disability insurance solutions.

BI
1935 Elmwood Ave
Brook Insurance Associates LLC
Disability Insurance Agent · Warwick, RI

Brook Insurance Associates LLC in Warwick, Rhode Island, provides a range of disability insurance agent services, including evaluating individual income protection needs and presenting suitable policy options. It offers ongoing service plans that assist clients with policy maintenance and claims filing procedures. The company works with individuals seeking coverage while also serving commercial properties such as retail businesses and local restaurants, alongside single-family homes and apartment complexes.

MI
2914 Post Rd #6
McLane Insurance Agency
Disability Insurance Agent · Warwick, RI

The McLane Insurance Agency serves individuals and small businesses in Warwick, Rhode Island, and the surrounding communities of Kent County. The agency handles disability insurance policies that provide income protection when a client is unable to work due to illness or injury. An agent evaluates each client’s occupation, current income, and monthly expenses to determine appropriate coverage needs. The agency then takes a consultative approach, comparing policy terms from different carriers to match benefits with the client’s specific financial situation and long-term security goals.

BM
1 Beacon Center
The Beacon Mutual Insurance Company
Disability Insurance Agent · Warwick, RI

The Beacon Mutual Insurance Company serves homeowners and small business owners in the Warwick area by helping them secure disability income protection. Policies can replace a portion of lost earnings if illness or injury prevents work, offering a crucial financial safeguard for daily living expenses. The agent assists clients in comparing plan options and available waiting periods. While based in Warwick, Rhode Island, it also serves clients across the Providence metropolitan region.

DI
3590 W Shore Rd
DeGiulio Insurance Group, LLC
Disability Insurance Agent · Warwick, RI

Serving clients in Warwick, Rhode Island, DeGiulio Insurance Group, LLC distinguishes between one-time policy evaluations and ongoing management for a long-term plan. Their work focuses on matching individuals with disability insurance coverage that protects income when illness or injury prevents working. This agent assists local professionals and small business owners in navigating coverage options and application procedures. Services for current clients are structured to run on an as-needed basis, with appointments available for policy reviews, claims support, or coverage adjustments.

EC
3466 W Shore Rd Rear
Elder Care Insurance Solutions Inc
Disability Insurance Agent · Warwick, RI

Elder Care Insurance Solutions Inc in Warwick, RI, offers disability insurance agents who assist clients with short-term and long-term coverage options to protect their income. These agents provide general guidance on policy selection and help individuals understand benefit structures and waiting periods for claims. They work with residents to evaluate personal risk factors and employment situations. As local professionals, they also help clients prepare for coverage needs arising from seasonal work transitions or unexpected health changes that may interrupt regular earnings.

SG
475 Kilvert St # 300
Steven Gosetti, Bankers Life Agent and Bankers Life Securities Financial Representative
Disability Insurance Agent · Warwick, RI

Steven Gosetti, Bankers Life Agent and Bankers Life Securities Financial Representative, provides guidance on disability insurance options for individuals in the Warwick, Rhode Island area. The firm helps clients understand policies that can replace a portion of income if illness or injury prevents them from working. An emphasized specialty includes evaluating supplemental coverage that works alongside existing employer benefits or individual plans. This assistance can support risk management strategies for a range of commercial environments, from professional offices to warehouses and food service operations.

EG
120 Lavan St
The Egis Group
Disability Insurance Agent · Warwick, RI

In the busy job market of Warwick, RI, a sudden illness or injury can jeopardize a household's financial stability. The Egis Group assists local professionals by explaining how disability insurance policies replace a portion of lost income during recovery or medical leave. This independent agency evaluates each client’s occupation and long-term earning needs to recommend suitable plan structures. The process begins with a straightforward initial needs assessment to review current coverage gaps and potential benefits.

SI
179 Old Warwick Ave
State Insurance Rhode Island
Disability Insurance Agent · Warwick, RI

State Insurance Rhode Island serves residents in the Warwick area, guiding individuals through the process of securing income protection for illness or injury. For commercial clients, the agency advises on coverage options that help businesses manage employee disability risks. Their work focuses on matching policies to local needs across Rhode Island. Between initial applications and plan updates, agents maintain contact with clients to adjust coverage as circumstances change, ensuring that service continues seamlessly during regular follow-up visits.

HE
275 W Natick Rd Suite 450
Healthwise65
Disability Insurance Agent · Warwick, RI

Healthwise65 operates from Warwick, Rhode Island, as a local disability insurance agent. The company is known for helping individuals and small business owners identify coverage that protects income if illness or injury prevents them from working. It serves clients throughout the region by explaining policy options from various insurers. A service range includes offering short-term and long-term disability plans designed to meet different occupational needs and budgets. Healthwise65 can add on specialized coverage tailored to self-employed professionals who require customized benefit structures.

FI
109 RI-117
Freedom Insurance Service
Disability Insurance Agent · Warwick, RI
(401) 859-5573
AA
120 Lambert Lind Hwy
Annarummo & Associates Ins
Disability Insurance Agent · Warwick, RI
(401) 732-2878
annarummoinsurance.com
BM
2165 Warwick Ave
Billeri & McGarry Insurance
Disability Insurance Agent · Warwick, RI
(401) 738-2520
billerimcgarryinsurance.com
KR
91 Toll Gate Rd # 100
King Risk Partners
Disability Insurance Agent · Warwick, RI
(401) 738-7250
king-insurance.com/warwick
UI
475 Kilvert St Ste 205
USI Insurance Services
Disability Insurance Agent · Warwick, RI
(401) 558-3116
usi.com
LB
275 W Natick Rd
Legacy Benefit Advisors
Disability Insurance Agent · Warwick, RI
(401) 868-1400
lbari.com
GI
501 Centerville Rd
Gateway Insurance Services, LLC
Disability Insurance Agent · Warwick, RI
(401) 739-1700
gatewayinsure.com
BB
475 Kilvert St Building A, Suite 210
Bob @ Bankers Life
Disability Insurance Agent · Warwick, RI
(401) 287-0671
agents.bankerslife.com/ri/warwick

What Does a a Disability Insurance Agent in Warwick Cost?

Typical costs for disability insurance in Rhode Island range from 1% to 3% of your annual income, depending on your age, health, occupation, and benefit amount. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs vary by case. This is general information, not insurance advice.

About disability insurance agents in Warwick

Disability insurance agents in Warwick, Rhode Island help individuals and small business owners secure income protection. Rhode Island law does not require private disability insurance, but it offers a state-run Temporary Disability Insurance (TDI) program for eligible workers. An agent can guide you through private policies that supplement TDI or provide coverage for self-employed residents.

Frequently Asked Questions

What does a disability insurance agent in Warwick do?

A disability insurance agent helps you compare policies from different carriers, explains coverage terms, and assists with the application process. They can also advise on how private insurance interacts with Rhode Island TDI benefits.

How does Rhode Island TDI affect private disability insurance?

Rhode Island TDI provides partial wage replacement for up to 30 weeks for non-work-related illness or injury. A private disability insurance policy can supplement TDI to cover a higher percentage of your income or extend benefits beyond 30 weeks.

Are disability insurance premiums tax-deductible in Rhode Island?

If you pay premiums with after-tax dollars, your benefits are generally tax-free. If your employer pays premiums, benefits are taxable. Rhode Island follows federal tax rules for disability insurance.

Disability Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.