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Find Disability Insurance Agents Near You in Providence, RI

Browse disability insurance agents serving Providence, Rhode Island. Updated 2026-07-14.

The top-rated disability insurance agent in Providence, Rhode Island is Globe Life American Income Division: Zuzick Organization, rated 4.9 stars across 2,274 reviews. Other highly rated options include Cross Insurance, Podmaska Insurance Agency Inc, Wilson Insurance Agency. This directory lists 14 disability insurance agents serving Providence.

Showing 14 disability insurance agents in Providence, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Globe Life American Income Division: Zuzick Organization754 Branch Ave #10A(401) 429-1847
2Cross Insurance291 Promenade St(401) 431-9200
3Podmaska Insurance Agency Inc1309 Chalkstone Ave(401) 272-5444
4Wilson Insurance Agency723 Atwells Ave(401) 453-6659
5Insurance Leader1237 Elmwood Ave(401) 781-1810
6World Insurance Associates LLC477 Elmwood Ave(401) 572-3303
7Farmington Insurance Agency24 Farmington Ave(401) 944-2230
8Lefebvre Insurance Agency, Inc.839 N Main St(401) 273-0022
9Atwood And Palazzo Insurance Agency565 Broadway(401) 272-4340
10Pro Rhode Island Insurance Co36 Exchange Ter(401) 424-4690
GL
754 Branch Ave #10A
Globe Life American Income Division: Zuzick Organization
Disability Insurance Agent · Providence, RI

Globe Life American Income Division: Zuzick Organization serves the Providence, RI metro area as a disability insurance agent. It assists local residents by explaining how disability coverage can replace a portion of income if an illness or injury prevents work. The company helps clients evaluate their individual policy options during initial consultations. It handles short-term disability claims paperwork and long-term disability plan enrollment for individuals in the Providence region.

CI
291 Promenade St
Cross Insurance
Disability Insurance Agent · Providence, RI

Cross Insurance provides disability insurance agent services in Providence, Rhode Island, covering the full range of individual and group disability policies available locally. Its service plans include initial needs analysis to assess coverage gaps and ongoing policy reviews to adjust for changes in income or health. Maintenance plans involve claims assistance and annual benefit audits to ensure clients remain adequately protected. The agency typically services single-family homes, apartments, retail locations, and restaurants throughout the Providence area.

PI
1309 Chalkstone Ave
Podmaska Insurance Agency Inc
Disability Insurance Agent · Providence, RI

Podmaska Insurance Agency Inc helps homeowners, businesses, and property managers in the Providence area navigate disability insurance solutions. As a dedicated disability insurance agent, the company works with clients to identify coverage that can replace income during an illness or injury. It assists local professionals and self-employed individuals in understanding policy options tailored to their financial needs. The agency also extends its services to residents and operations in the neighboring community of Cranston, Rhode Island.

WI
723 Atwells Ave
Wilson Insurance Agency
Disability Insurance Agent · Providence, RI

Wilson Insurance Agency serves Providence, Rhode Island, and the surrounding communities, handling disability insurance policies for local residents. It works with clients to protect their income if they become unable to work due to illness or injury. The agency helps individuals find policies that fit their financial needs, offering guidance through the selection process. It uses a straightforward approach, assessing each client's situation to recommend suitable coverage options and explaining the terms clearly before any application is submitted.

IL
1237 Elmwood Ave
Insurance Leader
Disability Insurance Agent · Providence, RI

Insurance Leader in Providence, RI helps clients distinguish between one-time consultations, which address a single coverage need, and recurring service options that allow for periodic policy reviews. The firm focuses on disability insurance agent work in the local area, helping individuals secure income protection for unexpected health events. Tailoring plans to each client is standard practice, working with insurers to find suitable terms. Service runs on either a scheduled or as-needed basis depending on the client’s preference.

WI
477 Elmwood Ave
World Insurance Associates LLC
Disability Insurance Agent · Providence, RI

World Insurance Associates LLC in Providence, RI focuses on offering disability income protection services, helping clients secure coverage that replaces lost earnings if illness or injury prevents work. It also provides general guidance throughout the policy selection process, addressing individual and group insurance needs with straightforward explanations. The agency assists local residents and business owners during tax season, when reevaluating coverage becomes important for financial stability.

FI
24 Farmington Ave
Farmington Insurance Agency
Disability Insurance Agent · Providence, RI

In Providence, the changing seasons often bring shifts in employment and health needs, prompting residents to reassess their financial protections. Farmington Insurance Agency helps local workers evaluate income-replacement options through professional disability insurance guidance. Agents work to clarify how tailored policies can support a household if injury or illness prevents earning a paycheck. They serve clients throughout the Rhode Island area, focusing on personalized coverage strategies. To begin, an agent schedules an initial consultation to review current income and future security goals before recommending specific policy options.

LI
839 N Main St
Lefebvre Insurance Agency, Inc.
Disability Insurance Agent · Providence, RI

Lefebvre Insurance Agency, Inc. serves residential clients in Providence, RI, by securing monthly income protection for unexpected illnesses or injuries. The agency also provides commercial disability coverage to local businesses, ensuring payroll stability for employees throughout the greater Providence area. Assistance is tailored to individual needs, examining policy terms and benefit durations before purchase. After an initial contract is placed, agents remain available for coverage reviews, policy adjustments, or claim filing support between regular visits to address any changing financial circumstances.

AP
565 Broadway
Atwood And Palazzo Insurance Agency
Disability Insurance Agent · Providence, RI

Atwood And Palazzo Insurance Agency provides disability insurance services in Providence, Rhode Island, focusing on income protection for individuals who may become unable to work. Specializing in both short-term and long-term policies, the firm advises clients on plans that replace lost wages during illness or injury. Its services are available to a variety of commercial sectors, including offices, warehouses, and food service establishments.

PR
36 Exchange Ter
Pro Rhode Island Insurance Co
Disability Insurance Agent · Providence, RI

Pro Rhode Island Insurance Co, based in Providence, specializes in matching individuals and small businesses with tailored disability income protection plans. Its service range covers both short-term and long-term disability policies designed to replace lost wages during illness or injury, ensuring financial stability for local workers. The company advises clients through the application and claims process, clarifying policy exclusions and benefit waiting periods. A specialty service it can add on is offering policies with a future purchase option rider for income growth flexibility.

VI
151 Broadway
Vital Insurance RI
Disability Insurance Agent · Providence, RI
(401) 655-2190
VS
500 S Main St
Vive Solutions
Disability Insurance Agent · Providence, RI
(833) 401-8483
getvive.com/Home/Contact
NI
197 Pine St
National Insurance Agency RI
Disability Insurance Agent · Providence, RI
(401) 246-7251
NI
224 Reservoir Ave
Nationwide Insurance Agency Inc
Disability Insurance Agent · Providence, RI
(401) 461-1620
agency.nationwide.com

What Does a a Disability Insurance Agent in Providence Cost?

Disability insurance agent services in Rhode Island are typically paid through commissions from the insurance carrier, so there is usually no direct fee to you. Premiums for individual policies range from 1% to 3% of your annual income, depending on age, health, and benefit amount. For example, a 40 year old earning $60,000 might pay $50 to $150 per month for a policy that replaces 60% of income. Costs vary by case and carrier. This is general information, not insurance advice.

About disability insurance agents in Providence

Disability insurance agents in Providence Rhode Island help individuals and businesses find coverage that meets their needs. Rhode Island law requires employers to provide temporary disability insurance through the state program, but private agents can help with supplemental or long-term policies. Working with a local agent ensures you understand how state regulations affect your benefits.

Frequently Asked Questions

What does a disability insurance agent in Providence do?

A disability insurance agent helps you compare policies from different carriers and explains coverage options. They can also assist with filing claims and understanding Rhode Island specific rules like the state temporary disability insurance program. Agents do not provide legal advice but can guide you through the application process.

How is disability insurance different in Rhode Island compared to other states?

Rhode Island has a mandatory state Temporary Disability Insurance program that provides partial wage replacement for non-work related injuries or illnesses. Private disability insurance agents can help you buy additional coverage to supplement the state benefit. Rhode Island law also sets specific time limits for filing state claims, usually within 30 days of becoming disabled.

Do I need a disability insurance agent if my employer offers group coverage?

Even with employer group coverage, an agent can help you understand policy limits and gaps. Group plans often have lower benefit amounts and shorter benefit periods than individual policies. An agent can also help you buy a private policy to cover income beyond what your employer provides.

Disability Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.