The top-rated disability insurance agent in East Providence, Rhode Island is Thompson Insurance Group, rated 4.9 stars across 98 reviews. Other highly rated options include The Agency Paiva, The Platinum Organization, Inc., Starkweather & Shepley Insurance Brokerage, Inc. This directory lists 10 disability insurance agents serving East Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thompson Insurance Group | 940 Waterman Ave | (401) 434-7203 |
| 2 | The Agency Paiva | 501 Warren Ave E | (401) 438-0111 |
| 3 | The Platinum Organization, Inc. | 1990 Pawtucket Ave | (401) 272-5900 |
| 4 | Starkweather & Shepley Insurance Brokerage, Inc | 60 Catamore Blvd | (800) 854-4625 |
| 5 | Contractors Insurance Services | 73 Taunton Ave | (401) 434-4004 |
| 6 | Shannon Agency Inc | 400 Massasoit Ave STE 104 | (401) 431-0065 |
| 7 | Beaudoin Insurance | 73 Taunton Ave | (401) 434-4000 |
| 8 | Peaceful Insurance Providence | 17 Grove Ave Unit 14126 | (401) 560-6613 |
| 9 | Builders Insurance Group | 450 Veterans Memorial Pkwy #300a | (401) 438-4244 |
| 10 | Claim Strategies Inc. | 60 Catamore Blvd # 2 | (401) 434-8846 |
Thompson Insurance Group serves clients throughout Providence County from its base in East Providence, Rhode Island, as a disability insurance agent. The company works with individuals and professionals to help secure income protection policies that replace a portion of earnings if injury or illness prevents work. Services focus on evaluating existing coverage gaps and guiding clients through the application process for short-term and long-term disability plans, including tailored policies for self-employed workers.
The Agency Paiva provides disability insurance agent services to individuals and businesses in East Providence, Rhode Island. Its service plans include help with policy selection and application for income protection coverage. Ongoing maintenance plans involve periodic policy reviews to adjust benefits as client needs change. The agency assists clients who own or operate single-family homes, apartments, retail establishments, and restaurants in securing appropriate disability insurance solutions.
For homeowners and local business owners in East Providence, Rhode Island, The Platinum Organization, Inc. provides disability insurance agent services to help protect income from unexpected illness or injury. It assists clients in evaluating personal and business policy options specific to their financial circumstances. Navigating disability insurance requires professional guidance, and this agency offers support in selecting appropriate coverage and understanding policy terms. Its client base also extends into the greater Providence metro area, including nearby communities such as Cranston and Warwick for accessible consultation.
Starkweather & Shepley Insurance Brokerage, Inc serves the East Providence area and surrounding communities, handling disability insurance policies for local professionals and small business owners. The agency works to secure income protection plans that replace a portion of earnings if a client cannot work due to injury or illness. For a typical job, it assesses the client’s coverage needs against their specific occupation and then matches them with a suitable policy from its network of carriers.
Contractors Insurance Services in East Providence, Rhode Island, distinguishes between one-time disability insurance options for immediate needs and recurring service plans for ongoing income protection. The agency helps local workers tailor coverage that replaces a portion of earnings if illness or injury prevents employment. Services are available on a scheduled basis for regular policy reviews, adjustments, and renewals.
Shannon Agency Inc specializes in helping clients secure disability insurance coverage to protect their income. As a dedicated disability insurance agent in East Providence, this agency assists individuals and business owners in evaluating policy options that suit their specific financial situations. General services include explaining benefit terms, comparing different plans, and guiding clients through the application process. With the arrival of flu season or the onset of a major surgery recovery period, it helps ensure policyholders have claims support ready when a short-term disability leave becomes necessary.
As the summer influx of new residents and seasonal workers puts pressure on Eastern Rhode Island’s workforce, reliable income protection becomes a pressing concern for many families. Beaudoin Insurance serves as a disability insurance agent in East Providence, guiding local professionals through the process of selecting coverage tailored to their specific occupations and health needs. The initial step in this process involves a thorough review of the client’s current financial situation and income stability to determine appropriate policy limits.
Peaceful Insurance Providence works with individuals and families in East Providence, Rhode Island, to explain how disability coverage can protect their income. As a specialized disability insurance agent, the company focuses solely on planning for long-term health challenges and lost wages. Its representatives help clients understand policy options designed for different work environments. Commercial sectors served include office settings, warehouse facilities, and food service operations.
Builders Insurance Group, located in East Providence, RI, assists residents with securing disability income protection for their personal needs. The agency also serves commercial clients in the local area by evaluating business-specific coverage options to safeguard key personnel. Surrounding communities rely on their guidance through the complexities of policy selection and claims navigation. Clients often return between scheduled visits to adjust their coverage as life circumstances change, ensuring continuous financial protection against unexpected illness or injury.
Claim Strategies Inc., based in East Providence, RI, serves individuals and businesses seeking income protection through disability insurance. The company helps clients understand policy options that replace a portion of lost wages due to illness or injury. By assessing each client’s occupation and financial obligations, Claim Strategies can tailor coverage to fit individual needs. This local agency focuses on navigating complex policy details and coordinating benefits with existing employer plans. A specialty service includes offering guidance on residual disability riders that protect partial income loss.
What Does a a Disability Insurance Agent in East Providence Cost?
Disability insurance premiums in Rhode Island typically range from 1% to 3% of your annual income for a standard policy. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in East Providence
Disability insurance agents in East Providence, Rhode Island help individuals and business owners secure income protection policies. Rhode Island law requires employers to provide temporary disability insurance through the state program, but private agents can help you find supplemental coverage. Working with a local agent ensures you understand how state benefits coordinate with private plans.
Frequently Asked Questions
What does a disability insurance agent in East Providence do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your occupation and income. They explain policy terms, waiting periods, and benefit amounts. They can also assist with filing claims and understanding Rhode Island state disability benefits.
How is Rhode Island temporary disability insurance different from private coverage?
Rhode Island requires most employers to provide Temporary Disability Insurance (TDI) through the state program, which pays a portion of wages for up to 30 weeks. Private disability insurance agents can help you buy a supplemental policy to replace more of your income. Private policies also cover longer periods and may include own-occupation definitions.
What should I bring to a meeting with a disability insurance agent in East Providence?
Bring your most recent pay stubs, a list of your monthly expenses, and any existing disability coverage you have through work. Also bring your occupation details and any health conditions. This helps the agent find the right policy for your situation.
Disability Insurance Agents in Other Rhode Island Cities
Cranston · Middletown · North Kingstown · Pawtucket · Providence · Warwick