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Find Disability Insurance Agents in Middletown, RI
Compare disability insurance agents in Middletown. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 12 disability insurance agents in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Middletown
49 E Main Rd, Middletown, RI 02842
(401) 841-5000
branches.northeast.aaa.com
d'Oliveira & Associates, p.c.
1521 W Main Rd, Middletown, RI 02842
(401) 846-5449
good-legal-advice.com
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900
crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200
opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502
crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
Defend Insure Agency
12 Circle Dr, Middletown, RI 02842
(401) 213-1715
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100
findsig.com
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
Prudential | Tony Kutsaftis | Life Insurance & Annuities
702 Aquidneck Ave, Middletown, RI 02842
(401) 848-0720
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100
agency.nationwide.com
Disability insurance agents in Middletown, Rhode Island help residents and small business owners find coverage that protects income during illness or injury. Rhode Island law requires employers to provide temporary disability insurance through the state program, but private agents can assist with supplemental or long-term policies. Local agents understand the specific needs of Middletown workers, including those in the tourism and healthcare sectors.
What Does a Disability Insurance Agent in Middletown Cost?
Disability insurance agent services in Rhode Island typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary based on age, health, occupation, and coverage amount. For a 40-year-old office worker, a policy might cost between $50 and $150 per month for $2,000 in monthly benefits. High-risk occupations or pre-existing conditions can increase costs. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Middletown do?
A disability insurance agent helps you compare policies from different carriers, explains coverage options, and assists with filing claims. They can also review your existing policy to ensure it meets your needs. Agents in Rhode Island must hold a valid state insurance license.
How is Rhode Island disability insurance different from private plans?
Rhode Island has a state-run Temporary Disability Insurance program that provides partial wage replacement for up to 30 weeks. Private disability insurance agents can help you buy additional coverage that pays benefits beyond the state plan. Private plans often have longer benefit periods and higher monthly payouts.
What should I look for when choosing a disability insurance agent in Rhode Island?
Look for an agent who is licensed in Rhode Island and has experience with both group and individual disability policies. Ask about their knowledge of Rhode Island state disability laws and how they handle claims. A good agent will explain policy exclusions and waiting periods clearly.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.