The top-rated disability insurance agent in Cranston, Rhode Island is Christopher Chappell at Comparion Insurance Agency, rated 5.0 stars across 160 reviews. Other highly rated options include Marcus Alves at Comparion Insurance Agency, Jennifer Bergeron at Comparion Insurance Agency, Gaulin Insurance Agency. This directory lists 23 disability insurance agents serving Cranston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Chappell at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1114 |
| 2 | Marcus Alves at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1105 |
| 3 | Jennifer Bergeron at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1106 |
| 4 | Gaulin Insurance Agency | 1 Rolfe Square | (401) 781-4010 |
| 5 | Celia Blanco Insurance | 1277 Cranston St | (401) 946-7678 |
| 6 | Rhode Island Insurance Agency | 63 Sockanosset Cross Rd Ste 2A | (401) 737-8176 |
| 7 | Lathrop Insurance | 75 Sockanosset Cross Rd UNIT 300 | (401) 596-2525 |
| 8 | Weaver Agency INC | 51 Sockanosset Cross Rd #205 | (508) 372-9534 |
| 9 | Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 946-8600 |
| 10 | EDDIE INSURANCE AGENCY | 749 Reservoir Ave | (401) 944-8900 |
Serving residents in the Cranston area, Christopher Chappell at Comparion Insurance Agency helps individuals secure disability insurance to protect their income. Commercial coverage is also available for local businesses seeking to safeguard their operations and employees against lost earnings. The agency focuses on policies that provide financial stability when illness or injury prevents work. Clients often return to review their evolving needs during routine visits, ensuring coverage remains aligned with changes in health or employment between regular check-ins.
Serving Cranston, Rhode Island, and the surrounding communities, Marcus Alves at Comparion Insurance Agency handles disability insurance policies that provide income protection for clients unable to work due to illness or injury. The agency assists individuals in understanding their coverage options and navigating the application process. Its approach to a typical job involves a thorough review of the client’s employment situation and financial needs to recommend appropriate policy terms from available carriers.
Jennifer Bergeron at Comparion Insurance Agency in Cranston, Rhode Island helps clients navigate the decision between individual long-term policies that are set up on a one-time purchase basis and group coverage options through an employer that require recurring premium payments. She advises on disability insurance to replace income lost due to illness or injury. Her service is offered on an as-needed basis, with clients scheduling consultations for new policies or reviewing existing coverage.
As a disability insurance agent, Gaulin Insurance Agency in Cranston, Rhode Island, specializes in helping individuals secure income protection plans that replace lost wages due to illness or injury. The firm guides clients through the complex process of comparing private policies and employer-sponsored options to find suitable coverage for their personal financial situations. With the looming threat of winter weather causing slip-and-fall accidents, the agency assists locals in preparing for potential recovery periods that could interrupt their regular employment.
Celia Blanco Insurance helps individuals and businesses in Cranston, Rhode Island secure financial protection against income loss due to illness or injury. The company specializes in disability insurance, offering policies that replace a portion of lost wages for policyholders who are unable to work. General client needs are addressed, as are specific coverage concerns for long-term or short-term disability scenarios. Offices, warehouses, and food service establishments in the area can find tailored plans to safeguard their employees and operations.
Rhode Island Insurance Agency helps residents of Cranston secure personal disability insurance to protect their income in case of illness or injury. The agency also advises local business owners on commercial disability coverage that safeguards their companies when key personnel cannot work. Service extends throughout the Cranston area and nearby Rhode Island communities. After an initial policy setup and claim filing, the team welcomes clients to return between regular visits for coverage updates or questions about benefit adjustments.
Lathrop Insurance in Cranston, Rhode Island, is a disability insurance agent known for helping individuals secure income protection. The company guides clients through the process of selecting policies that replace a portion of their earnings if illness or injury prevents them from working. It serves local professionals and small business owners by evaluating coverage options from various insurance providers. Lathrop Insurance also offers specialized consultation on long-term disability policies that provide extended financial support during recovery periods.
Weaver Agency INC serves the Cranston, Rhode Island metro area as a Disability Insurance Agent. The company assists individuals and small businesses in securing income protection plans. It works with clients to navigate policy options that replace lost wages due to illness or injury. Common services include evaluating short-term and long-term disability coverage needs and helping file claims. Weaver Agency INC handles personal disability policies and group employer-sponsored disability benefits in this region.
It is common in Cranston for workers to experience sudden health issues that temporarily prevent earning an income. Comparion Insurance Agency serves this need by helping local clients select disability insurance policies that replace lost wages during recovery. The agent reviews each person’s occupation and current coverage before recommending appropriate benefit periods and elimination riders. The process typically begins with a free initial consultation to assess the individual’s employment and financial situation.
What Does a a Disability Insurance Agent in Cranston Cost?
Disability insurance agent fees in Cranston Rhode Island typically range from 1 percent to 3 percent of the annual premium. For a policy with a 2000 dollar annual premium the agent fee might be 20 to 60 dollars. Some agents charge a flat fee of 100 to 300 dollars for policy review. Costs vary by case and policy type. This is general information not insurance advice.
About disability insurance agents in Cranston
A disability insurance agent in Cranston Rhode Island can help you understand your policy options and file claims. Rhode Island law requires certain disability benefits for workers through the Temporary Disability Insurance program. A local agent can guide you through private policies and state requirements.
Frequently Asked Questions
What does a disability insurance agent in Cranston do?
A disability insurance agent helps you choose a policy and assists with filing claims. They explain coverage details and help you understand Rhode Island state rules. Agents do not provide legal advice but can connect you with resources.
Does Rhode Island have a state disability insurance program?
Yes Rhode Island has a Temporary Disability Insurance program that provides partial wage replacement. This program covers most workers and is funded by payroll taxes. A private agent can help you supplement this with additional coverage.
How long do I have to file a disability claim in Rhode Island?
You should file a claim as soon as possible after becoming disabled. Rhode Island law requires you to submit a claim within 30 days of your first day of disability. A local agent can help you meet these deadlines.
Disability Insurance Agents in Other Rhode Island Cities
East Providence · Middletown · North Kingstown · Pawtucket · Providence · Warwick