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Find Disability Insurance Agents Near You in Woodbridge, NJ

Browse disability insurance agents serving Woodbridge, New Jersey. Updated 2026-07-14.

The top-rated disability insurance agent in Woodbridge, New Jersey is Nick Karras - State Farm Insurance Agent, rated 4.8 stars across 86 reviews. Other highly rated options include Jose Omar Estevez: Allstate Insurance, Carmen Brocato Insurance Agent, Palisades Safety & Insurance Management. This directory lists 11 disability insurance agents serving Woodbridge.

Showing 11 disability insurance agents in Woodbridge, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Karras - State Farm Insurance Agent97 Main St Suite 209(732) 634-8844
2Jose Omar Estevez: Allstate Insurance843 Rahway Ave(732) 734-8394
3Carmen Brocato Insurance Agent158 Main St(732) 592-2112
4Palisades Safety & Insurance Management581 Main St(908) 790-7800
5Triton Benefits and HR Solutions1460 US-9 Suite 304(732) 602-2410
6Prudential Insurance Co209 Main St #2(732) 734-6207
7Lincoln Risk Management1460 US-9 Suite 301(732) 814-7979
8The MVP Agency LLC93 Main St(732) 634-7777
9PBA Blue Guardian Insurance Agency, LLC158 Main St(973) 615-9072
10Campbell Petrie A Division of Patriot Growth Insurance Services, LLC1460 US-9 Suite 200(973) 813-1153
NK
97 Main St Suite 209
Nick Karras - State Farm Insurance Agent
Disability Insurance Agent · Woodbridge, NJ

Nick Karras - State Farm Insurance Agent serves clients in the Woodbridge, New Jersey area, offering services focused on income protection and financial stability. As a disability insurance agent, the company helps individuals secure policies that replace a portion of lost earnings if illness or injury prevents work. The agent also advises on long-term coverage options specific to local professionals. This practice handles both short-term and long-term disability policies.

JO
843 Rahway Ave
Jose Omar Estevez: Allstate Insurance
Disability Insurance Agent · Woodbridge, NJ

Jose Omar Estevez: Allstate Insurance provides disability insurance agent services to clients in the Woodbridge, New Jersey area. Its offerings focus on helping individuals secure income protection plans that replace lost wages due to illness or injury. The company assists with policy selection, application, and ongoing plan reviews to ensure coverage remains aligned with changing needs. Services extend to single-family homes, apartments, retail establishments, and restaurants, providing tailored solutions for both residential and commercial property owners seeking financial security.

CB
158 Main St
Carmen Brocato Insurance Agent
Disability Insurance Agent · Woodbridge, NJ

Carmen Brocato Insurance Agent serves Woodbridge, New Jersey, and the surrounding communities, specializing in disability insurance. The agency helps clients understand how disability coverage can replace a portion of income if injury or illness prevents them from working. Each policy is matched to the individual’s occupation and financial needs. To handle a typical job, the agent first reviews a client’s current income and monthly expenses before comparing available plans and presenting tailored options.

PS
581 Main St
Palisades Safety & Insurance Management
Disability Insurance Agent · Woodbridge, NJ

Palisades Safety & Insurance Management serves homeowners, businesses, and property managers in the Woodbridge, New Jersey area, providing disability insurance agent services. These professionals help clients navigate individual and group disability policies, which replace a portion of income if an injury or illness prevents work. The firm assists with policy selection, application procedures, and claims guidance to protect against lost earnings. It also covers surrounding communities such as Edison and the greater Middlesex County metro area.

TB
1460 US-9 Suite 304
Triton Benefits and HR Solutions
Disability Insurance Agent · Woodbridge, NJ

Located in Woodbridge, New Jersey, Triton Benefits and HR Solutions assists clients in distinguishing between initial coverage setup and long-term plan management for disability insurance. The agency supports both individual policyholders and businesses, helping to evaluate short-term and long-term disability options that protect income during illness or injury. All guidance is focused on the specific needs of local workers and employers in the area. Services are available on a one-time, scheduled, or as-needed basis according to each client’s changing circumstances.

PI
209 Main St #2
Prudential Insurance Co
Disability Insurance Agent · Woodbridge, NJ

Prudential Insurance Co in Woodbridge, NJ specializes in helping local professionals secure individual disability income protection policies tailored to their specific occupational risks. The agency generally assists self-employed individuals, small business owners, and salaried workers in understanding coverage options for lost wages due to illness or injury. It guides clients through application processes and policy comparisons. As tax season approaches, the firm advises on how disability insurance premiums and benefits interact with income reporting and retirement planning.

LR
1460 US-9 Suite 301
Lincoln Risk Management
Disability Insurance Agent · Woodbridge, NJ

As the start of a new year prompts many local professionals to reassess their income protection needs, Lincoln Risk Management in Woodbridge offers guidance on individual disability insurance. Navigating policy terms and benefit structures can be complex, and their consultations focus on explaining coverage options clearly. The company tailors its approach to the specific financial obligations of each client in the Middlesex County area. An initial policy review begins with a no-obligation meeting to evaluate current earnings and occupational risks.

MA
93 Main St
The MVP Agency LLC
Disability Insurance Agent · Woodbridge, NJ

The MVP Agency LLC in Woodbridge, NJ, is a professional service that guides individuals through the process of securing income protection plans. As a disability insurance agent, the agency assists clients in understanding policy options designed to replace a portion of lost earnings if injury or illness prevents them from working. It focuses on evaluating specific occupational risks and tailoring coverage accordingly. The agency serves a range of commercial sectors, including local offices, warehouses, and food service businesses throughout the New Jersey area.

PB
158 Main St
PBA Blue Guardian Insurance Agency, LLC
Disability Insurance Agent · Woodbridge, NJ

PBA Blue Guardian Insurance Agency, LLC serves residential clients in Woodbridge, NJ, helping them secure disability income protection. Their commercial coverage assists local businesses with group disability plans for employees. The agency extends its services throughout the surrounding Middlesex County area. Policies are tailored to replace lost earnings during illness or injury, providing financial stability. Follow-up is available between regular visits to adjust coverage as needs change and ensure continued support during the claims process.

CP
1460 US-9 Suite 200
Campbell Petrie A Division of Patriot Growth Insurance Services, LLC
Disability Insurance Agent · Woodbridge, NJ

Campbell Petrie, a division of Patriot Growth Insurance Services, LLC, is known for its focus on disability insurance protection from its location in Woodbridge, NJ. The agency assists professionals and business owners across the region in securing income replacement policies that safeguard earnings when injury or illness prevents work. It helps clients evaluate short-term and long-term disability options tailored to individual financial planning and career needs. Campbell Petrie can also arrange policies with optional own-occupation riders for specialized professionals.

JF
Feibush professional Building, 676 Amboy Ave #5
JP Fortier & Sons Inc
Disability Insurance Agent · Woodbridge, NJ
(732) 442-0066
mercuryinsurance.com/local/J-P-FORTIER-and-SONS-INC-J042.html

What Does a a Disability Insurance Agent in Woodbridge Cost?

Typical costs for disability insurance in New Jersey range from 1% to 3% of your annual income for a policy that pays 60% to 70% of your salary. For a 40 year old earning $75,000 per year, a policy might cost $75 to $150 per month. Costs vary by age, health, occupation, and benefit terms. This is general information, not insurance advice.

About disability insurance agents in Woodbridge

A disability insurance agent in Woodbridge, New Jersey helps individuals and businesses find the right coverage to protect income if an injury or illness prevents work. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private plan. An agent can explain how state benefits interact with private policies and help you choose a plan that fits your needs.

Frequently Asked Questions

What does a disability insurance agent in Woodbridge do?

An agent helps you compare disability insurance policies from different carriers. They explain policy terms, coverage limits, and waiting periods. They also assist with filing claims and understanding New Jersey state disability benefits.

How is New Jersey state disability different from private disability insurance?

New Jersey Temporary Disability Insurance provides partial wage replacement for up to 26 weeks for non-work related illness or injury. Private disability insurance can offer longer benefit periods, higher benefit amounts, and coverage for work related injuries. An agent can help you coordinate both types of coverage.

Do I need a disability insurance agent if my employer offers coverage?

Yes, because employer sponsored plans may have limits. An agent can review your employer policy and recommend supplemental coverage to fill gaps. They can also help you buy an individual policy if you change jobs or become self employed.

Disability Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.