ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Bridgewater, NJ

Browse disability insurance agents serving Bridgewater, New Jersey. Updated 2026-07-14.

The top-rated disability insurance agent in Bridgewater, New Jersey is Ed James Insurance Brokerage, rated 5.0 stars across 54 reviews. Other highly rated options include MetLife, Bankers Life, Douglas Cartwright, Bankers Life Agent. This directory lists 15 disability insurance agents serving Bridgewater.

Showing 15 disability insurance agents in Bridgewater, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ed James Insurance Brokerage100 Somerset Corporate Blvd 2nd Floor(908) 524-0200
2MetLife501 US-22(908) 253-1000
3Bankers Life440 US-22 Ste 160(732) 652-1166
4Douglas Cartwright, Bankers Life Agent440 US-22 Ste 160(732) 652-1166
5Baumann Insurance Group, LLC: Allstate Insurance100 Smrst, Somerset Corporate Blvd Ste 2159(908) 429-8700
6Anastasia Lastovskaya, Bankers Life Agent440 US-22 Ste 160(732) 652-1166
7PF Compass440 US-22 Suite 190(844) 732-6672
8Health Care Inc Services401 Sunny Slope Rd(551) 262-8854
9George Esker, Bankers Life Agent440 US-22 Ste 160(732) 652-1166
10Prime Insurance Services New Jersey155 Adamsville Rd N(908) 585-4979
EJ
100 Somerset Corporate Blvd 2nd Floor
Ed James Insurance Brokerage
Disability Insurance Agent · Bridgewater, NJ

Ed James Insurance Brokerage serves the Somerset County area from its base in Bridgewater, New Jersey, specializing as a disability insurance agent. The company helps clients understand and choose policies that replace a portion of income if illness or injury prevents them from working. It works with individuals and local businesses to assess their financial exposure and cover monthly obligations. This agency commonly handles both short-term and long-term disability insurance policies for the area.

ME
501 US-22
MetLife
Disability Insurance Agent · Bridgewater, NJ

MetLife provides disability insurance agent services to individuals and businesses in Bridgewater, New Jersey. Its service offerings include helping clients select appropriate disability income protection policies and assisting with claims filing procedures. The company also offers ongoing policy maintenance, including regular coverage reviews and beneficiary updates. These services support clients in maintaining financial stability during periods of medical leave. The company services single-family homes, apartments, retail establishments, and restaurants.

BL
440 US-22 Ste 160
Bankers Life
Disability Insurance Agent · Bridgewater, NJ

Bankers Life provides residential disability insurance services to individuals in and around Bridgewater, New Jersey, helping to protect personal income against unforeseen medical circumstances. The agency also supports commercial coverage for area small businesses seeking to safeguard their employees. Clients throughout Somerset County benefit from consultations focused on individual needs and policy management. The service model encourages customers to schedule follow-up visits between regular check-ins to update coverage as life circumstances change, ensuring ongoing financial protection.

DC
440 US-22 Ste 160
Douglas Cartwright, Bankers Life Agent
Disability Insurance Agent · Bridgewater, NJ

Douglas Cartwright, Bankers Life Agent serves the Bridgewater, New Jersey area and surrounding Somerset County communities. It handles disability insurance policies that provide income replacement if a client becomes unable to work due to illness or injury. The company assists individuals in reviewing policy options to match specific professional and personal needs. During a typical engagement, the agent first evaluates the client’s occupation and existing coverage, then identifies gaps and presents select solutions tailored to the client’s financial protection goals.

BI
100 Smrst, Somerset Corporate Blvd Ste 2159
Baumann Insurance Group, LLC: Allstate Insurance
Disability Insurance Agent · Bridgewater, NJ
AL
440 US-22 Ste 160
Anastasia Lastovskaya, Bankers Life Agent
Disability Insurance Agent · Bridgewater, NJ

For clients with immediate income replacement needs, disability insurance agents offer a one-time policy evaluation, while those seeking ongoing financial protection often prefer a scheduled annual review of their coverage. Agents like Anastasia Lastovskaya, a Bankers Life agent in Bridgewater, NJ, assist individuals in selecting disability policies that can replace a portion of lost earnings due to illness or injury. Services for such support in this area typically run on an as-needed basis to address client-specific circumstances.

PC
440 US-22 Suite 190
PF Compass
Disability Insurance Agent · Bridgewater, NJ

As a disability insurance agent in Bridgewater, NJ, PF Compass helps individuals and professionals assess their need for income protection plans. It guides clients through the process of securing short-term and long-term disability policies that replace a portion of lost wages due to illness or injury. The firm works with local residents to evaluate coverage options tailored to different occupations and personal financial situations. During open enrollment periods or after a sudden health scare, PF Compass advises on adjustments to existing policies.

HC
401 Sunny Slope Rd
Health Care Inc Services
Disability Insurance Agent · Bridgewater, NJ

As winter weather increases the risk of slips and falls, many workers in the Somerset County area seek protection against lost income. Health Care Inc Services in Bridgewater, NJ, serves as a local disability insurance agent, helping clients compare individual and group policies that replace wages during medical recovery. The agency reviews existing coverage to identify gaps in short-term or long-term benefits. An initial consultation begins with a confidential review of each client’s occupation, current earnings, and personal financial obligations before any formal policy application is started.

GE
440 US-22 Ste 160
George Esker, Bankers Life Agent
Disability Insurance Agent · Bridgewater, NJ

George Esker, Bankers Life Agent in Bridgewater, New Jersey, concentrates on helping individuals and businesses navigate the complexities of disability insurance. The company specializes in providing coverage that replaces lost income if a client becomes unable to work due to injury or illness. These policies are designed to protect financial stability during unexpected medical challenges. The agent serves a variety of commercial sectors, including local office environments, warehouses, and food service operations.

PI
155 Adamsville Rd N
Prime Insurance Services New Jersey
Disability Insurance Agent · Bridgewater, NJ

Prime Insurance Services New Jersey serves the Bridgewater area with residential disability insurance solutions that help protect individual income. The agency also provides commercial coverage for local businesses seeking to safeguard employee earnings. Service spans Bridgewater and surrounding communities. Customers receive thorough explanations of policy options tailored to their personal or professional needs. Regular follow-up between annual reviews ensures coverage remains aligned with changing circumstances, and repeat clients often return when their insurance requirements evolve.

JP
678 US-202 #206, Building 5
Janice Petronella - State Farm Insurance Agent
Disability Insurance Agent · Bridgewater, NJ
(908) 595-1555
janicepetronella.com
TS
991 US-22
Thankful Service Inc
Disability Insurance Agent · Bridgewater, NJ
(908) 287-2080
ts-insurance.com/index_files/Page1414.htm
FF
818 US-202 #206
Foresight Financial LLC
Disability Insurance Agent · Bridgewater, NJ
(908) 722-6868
forefin.com
UI
991 US-22 Suite 200
UPIX INSURANCE
Disability Insurance Agent · Bridgewater, NJ
(908) 845-7722
upixinsurance.com
KM
440 US-22 Ste 160
Kevin McCrea, Bankers Life Agent
Disability Insurance Agent · Bridgewater, NJ
(732) 652-1166
agents.bankerslife.com/nj/bridgewater/440-route-22/kevin-mccrea

What Does a a Disability Insurance Agent in Bridgewater Cost?

The cost of disability insurance in New Jersey varies based on age, health, occupation, and benefit amount. Typical premiums for a private long-term disability policy range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. New Jersey state TDI is funded through employee payroll deductions of about 0.5% of wages. This is general information, not insurance advice.

About disability insurance agents in Bridgewater

Disability insurance agents in Bridgewater, NJ help individuals and businesses find coverage that meets their needs. New Jersey law requires employers to provide temporary disability insurance through the state program, but private agents can help you supplement this with additional long-term or short-term policies. Agents in Somerset County are familiar with local employers and can guide you through the application process.

Frequently Asked Questions

What does a disability insurance agent in Bridgewater do?

A disability insurance agent in Bridgewater helps you compare policies from different carriers to find coverage that fits your income and occupation. They explain policy terms, exclusions, and benefit periods. They also assist with filing claims and understanding New Jersey state disability benefits.

How is New Jersey disability insurance different from private coverage?

New Jersey requires most employers to provide Temporary Disability Insurance (TDI) through the state, which pays a portion of your wages for up to 26 weeks. Private disability insurance agents in Bridgewater can help you buy additional long-term or short-term policies that cover more income and longer periods. Private policies are not tied to your employer.

Can a disability insurance agent help if my claim is denied?

Yes, many disability insurance agents in Bridgewater can review your denial and help you submit an appeal. They understand the deadlines under New Jersey law, such as the 90-day period to appeal a state TDI denial. For private policies, agents can explain the appeals process and help gather medical evidence.

Disability Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.