The top-rated disability insurance agent in Brick Township, New Jersey is The Buckley Insurance Group, rated 5.0 stars across 119 reviews. Other highly rated options include Chris Desimone: Allstate Insurance, Robert G Haggan II Insurance Agency, David Galarza Agency. This directory lists 13 disability insurance agents serving Brick Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Buckley Insurance Group | 2060 NJ-88 | (732) 746-3320 |
| 2 | Chris Desimone: Allstate Insurance | 249 Brick Blvd | (732) 920-5810 |
| 3 | Robert G Haggan II Insurance Agency | 2850 Yorktowne Blvd unit 24 | (908) 641-2306 |
| 4 | David Galarza Agency | 602 Mantoloking Rd Unit 4 | (732) 576-7700 |
| 5 | Tri County Agency of Brick Inc | 1875 NJ-88 | (732) 477-1010 |
| 6 | Jody Huss - State Farm Insurance Agent | 474 Brick Blvd | (732) 262-5000 |
| 7 | Pro Care Insurance Agency NJ | 1759 NJ-88 | (732) 328-7263 |
| 8 | Insurance Agency Inc | 241 Brick Blvd | (732) 210-9318 |
| 9 | Osborn Insurance Agency | 1868 NJ-88 | (848) 232-3490 |
| 10 | Better Insurance Management LLC | 459 Jack Martin Blvd #8 | (732) 458-5000 |
The Buckley Insurance Group serves clients in and around Brick Township, New Jersey, as a dedicated disability insurance agent. It provides guidance on policies that replace a portion of income if a person cannot work due to illness or injury. The agency helps individuals and local professionals understand coverage options tailored to their employment situations. It assists with long-term disability plans and short-term disability policies designed to offer financial protection during recovery periods.
As a disability insurance agent, Chris Desimone: Allstate Insurance provides clients with policies that replace a portion of their income if injury or illness prevents them from working. The company supports policyholders through the claims process and helps adjust coverage as needs change. This office serves individuals and families throughout Brick Township, New Jersey, as well as nearby communities. Its services can assist those protecting income from a range of properties, including single-family homes, apartments, retail locations, and restaurants.
Robert G Haggan II Insurance Agency serves local residents, homeowners, and small business owners in Brick Township, New Jersey, by providing disability insurance coverage. The agency helps clients protect their income against unexpected illness or injury with tailored policy options. As a disability insurance agent, the company guides individuals and families through the process of selecting benefits that suit their financial needs. In addition to serving Brick Township, the agency also covers nearby communities such as Toms River and the broader Ocean County metro area.
Serving clients in Brick Township and the surrounding New Jersey communities, the David Galarza Agency handles disability insurance agent work for local individuals and professionals. It assists residents in finding policies that provide income protection in the event of illness or injury. The agency evaluates each client's specific occupation, income level, and personal needs. This ensures a tailored policy recommendation through a straightforward consultation and claim filing guidance process.
For a one-time need, a disability insurance agent can help secure individual coverage, while ongoing options, such as those available through employers, often require periodic adjustments. Tri County Agency of Brick Inc, located in Brick Township, NJ, assists clients in navigating these distinct paths to protect their income. The agency works with local residents to understand their specific risk factors. Service appointments here are arranged on an as-needed basis, accommodating individual circumstances as they arise.
Jody Huss, operating as a State Farm Insurance Agent in Brick Township, New Jersey, specializes in disability insurance policies designed to replace a portion of lost income if an individual cannot work due to illness or injury. Beyond disability coverage, the agency provides general insurance services, including auto, home, and life insurance solutions tailored to local residents' needs. The agency particularly helps area professionals and tradespeople address the specific financial vulnerabilities that arise during the winter months when seasonal weather-related injuries or recovery periods can threaten household earnings.
As the fall season brings a renewed focus on financial security, residents of Brick Township often seek protection against lost income from unexpected illness or injury. Pro Care Insurance Agency NJ provides personalized guidance as a local disability insurance agent. They assist clients in navigating policy options to replace wages during recovery periods. An initial assessment of individual coverage needs is scheduled to identify suitable plans for daily living expenses and long-term stability.
Insurance Agency Inc operates as a disability insurance agent in Brick Township, New Jersey, assisting clients in this region with income protection planning. Its work centers on helping individuals and businesses evaluate disability coverage options to guard against lost earnings from illness or injury. The agency can serve a range of commercial sectors, including offices, warehouses, and food service establishments, tailoring disability insurance solutions to the specific needs of each workplace environment.
Osborn Insurance Agency serves residents of Brick Township, New Jersey, providing disability insurance coverage tailored to individual needs. The agency also addresses commercial disability insurance requirements for local businesses in the area. Experienced agents guide clients through plan selection and policy details. They schedule follow-up service after the initial policy is in place, ensuring ongoing support between regular visits to review any changing circumstances or coverage adjustments.
What Does a a Disability Insurance Agent in Brick Township Cost?
Disability insurance agent services in New Jersey are typically free to you because agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old office worker might pay 1% to 3% of their annual income for a policy. This is general information, not insurance advice.
About disability insurance agents in Brick Township
Disability insurance agents in Brick Township, New Jersey help residents understand and secure income protection policies. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but private agents can assist with supplemental or individual long-term disability plans. Local agents guide clients through policy options and claim processes specific to Ocean County.
Frequently Asked Questions
What does a disability insurance agent in Brick Township do?
A disability insurance agent helps you compare and purchase private disability policies. They explain coverage details, exclusions, and how New Jersey state benefits interact with private plans. Agents do not provide legal advice but can assist with policy selection.
How does New Jersey Temporary Disability Insurance affect private policies?
New Jersey requires most employers to provide Temporary Disability Insurance for up to 26 weeks. Private disability insurance agents can help you buy a policy that supplements this state benefit. Your private policy may pay after state benefits end or cover a higher percentage of your income.
Can a disability insurance agent help with a claim denial in New Jersey?
An agent can explain your policy terms and help you gather documents for an appeal. However, for legal disputes or bad faith claims, you may need a lawyer. New Jersey law allows you to sue an insurer for unreasonable denial of benefits.
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