ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Elizabeth, NJ

Browse disability insurance agents serving Elizabeth, New Jersey. Updated 2026-07-14.

The top-rated disability insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 570 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 18 disability insurance agents serving Elizabeth.

Showing 18 disability insurance agents in Elizabeth, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cuartas Insurance Agency34 Rankin St(908) 764-0271
2UPIX INSURANCE729 Edgar Rd(908) 845-7722
3Angel Rodriguez - State Farm Insurance Agent902 2nd Ave(908) 469-1432
4Zenith Agency LLC1000 Elizabeth Ave suite b(908) 355-0070
5Dave Carrubba - State Farm Insurance Agent321 Rahway Ave(908) 662-3300
6InsureOne Insurance1089 Elizabeth Ave #7(908) 452-7032
7RCX Insurance Agency847 E Jersey St(908) 355-0111
8New Century Insurance Agency Brokerage443 Elizabeth Ave(908) 576-6821
9MEDICARE ADVISORS INSURANCE GROUP LLC3 Broad St(877) 255-0284
10Global Insurance Agency514 Westfield Ave #1(908) 469-8441
CI
34 Rankin St
Cuartas Insurance Agency
Disability Insurance Agent · Elizabeth, NJ

Cuartas Insurance Agency serves clients in the Elizabeth, New Jersey metro area as a disability insurance agent. It helps individuals and professionals secure income protection coverage designed to replace a portion of earnings if an illness or injury prevents them from working. The agency also advises on policy terms, benefit periods, and elimination periods to match each client’s financial situation. Its services include arranging long-term disability insurance plans and short-term disability insurance policies for local workers.

UI
729 Edgar Rd
UPIX INSURANCE
Disability Insurance Agent · Elizabeth, NJ

UPIX INSURANCE provides disability insurance agent services to clients in the Elizabeth, New Jersey area, helping individuals secure income protection coverage for unforeseen circumstances. Its service offerings include policy reviews and assistance with claims filing, along with annual plan maintenance to ensure coverage remains aligned with changing personal needs. This ongoing support helps clients adjust their policies after life events such as marriage, childbirth, or career changes. The company services single-family homes, apartments, retail businesses, and restaurants.

AR
902 2nd Ave
Angel Rodriguez - State Farm Insurance Agent
Disability Insurance Agent · Elizabeth, NJ

Angel Rodriguez - State Farm Insurance Agent serves homeowners, businesses, and property managers in Elizabeth, New Jersey, by offering disability insurance policies that help protect income if an injury or illness prevents work. The agency guides clients through policy options to ensure coverage aligns with their personal or business needs. Regular reviews are available to update plans as circumstances change. Its office also provides services to clients in nearby Newark, extending support across the broader Essex County metro area.

ZA
1000 Elizabeth Ave suite b
Zenith Agency LLC
Disability Insurance Agent · Elizabeth, NJ

For a single policy purchase, service is often a one-time event, while ongoing needs like reviews or claims assistance require repeated attention. As a disability insurance agent in Elizabeth, NJ, Zenith Agency LLC helps clients evaluate coverage options that replace income if an illness or injury prevents work. The agent explains policy features and coordinates with insurers to match individual needs. Service is provided on a scheduled, as-needed, or one-time basis depending on whether the client requires ongoing support or a single transaction.

DC
321 Rahway Ave
Dave Carrubba - State Farm Insurance Agent
Disability Insurance Agent · Elizabeth, NJ

As a disability insurance agent in Elizabeth, NJ, and the surrounding communities of Union County, Dave Carrubba - State Farm Insurance Agent assists clients with protecting their income during extended illness or injury. The office guides individuals through policy options that can replace a portion of lost wages. It handles the enrollment and claims process by carefully explaining policy details and the necessary documentation for a job stoppage due to a disability.

II
1089 Elizabeth Ave #7
InsureOne Insurance
Disability Insurance Agent · Elizabeth, NJ

As a disability insurance agent in Elizabeth, New Jersey, InsureOne Insurance specializes in helping clients secure income protection policies that replace a portion of their earnings if an illness or injury prevents them from working. The company guides individuals and local businesses through the process of evaluating different plan options and benefit terms tailored to their specific occupations. An ongoing concern it addresses is helping workers plan for coverage ahead of seasonal employment shifts or temporary contract changes that might affect their eligibility.

RI
847 E Jersey St
RCX Insurance Agency
Disability Insurance Agent · Elizabeth, NJ

In the competitive job market of Elizabeth, NJ, an unexpected illness or injury can suddenly threaten a household’s financial stability. RCX Insurance Agency helps local professionals secure disability coverage that replaces a portion of lost income during recovery. This protection ensures that mortgage payments and other essential bills are met even when work is impossible. The agency emphasizes understanding each client’s occupation and daily duties to tailor a realistic benefit structure. Before finalizing any policy details, an agent conducts a thorough review of current earnings and benefit expectations.

NC
443 Elizabeth Ave
New Century Insurance Agency Brokerage
Disability Insurance Agent · Elizabeth, NJ

New Century Insurance Agency Brokerage assists residents and employers in the Elizabeth, New Jersey area with income protection planning. As a dedicated disability insurance agent, it focuses specifically on policies that replace a portion of earned income if injury or illness prevents work. The firm helps evaluate short-term and long-term coverage options tailored to individual financial needs. Services can extend to local commercial sectors ranging from offices to warehouses and food service establishments.

MA
3 Broad St
MEDICARE ADVISORS INSURANCE GROUP LLC
Disability Insurance Agent · Elizabeth, NJ

MEDICARE ADVISORS INSURANCE GROUP LLC is known for representing multiple disability insurance carriers to serve clients in Elizabeth, NJ. The agency helps individuals find policies that replace a portion of income if illness or injury prevents work. It assists with both short-term and long-term disability coverage options. Services include comparing policy terms, explaining elimination periods, and guiding applicants through underwriting requirements. As an added specialty, the firm can also arrange optional riders for partial disability or cost-of-living adjustments on new policies.

GI
514 Westfield Ave #1
Global Insurance Agency
Disability Insurance Agent · Elizabeth, NJ

Global Insurance Agency in Elizabeth, New Jersey provides residential disability insurance services to protect local homeowners against income loss from injury or illness. The agency also handles commercial disability coverage for small businesses throughout the Elizabeth area. Agents work with clients to understand individual needs and policy options. After an initial application is placed, the agency provides follow-up service between regular visits to update coverage as circumstances change or to answer questions about existing policies.

CP
107 Trumbull St, 4 3rd Floor, Ste A
Commercial Property & Building Insurance
Disability Insurance Agent · Elizabeth, NJ
(908) 215-9624
gmilife.com
AA
89 Elmora Ave
Alpha Agency LLC
Disability Insurance Agent · Elizabeth, NJ
(908) 659-0010
progressiveagent.com/agents/new-jersey/elizabeth/alpha-agency-llc
UF
500 Rahway Ave
Universal Financial Insurance Agency - UFIA
Disability Insurance Agent · Elizabeth, NJ
(908) 469-0714
universalfinancialinsurance.com
AI
570 N Broad St suite 7
ARRIETA INSURANCE AGENCY
Disability Insurance Agent · Elizabeth, NJ
(866) 233-0480
connect4agents.com/arrieta-insurance-agency-llc
WS
19 Christine St #21
William Shaughnessy & Co Inc
Disability Insurance Agent · Elizabeth, NJ
(908) 353-5606
LA
614 S Broad St
Little Agency & Associates
Disability Insurance Agent · Elizabeth, NJ
(973) 902-9877
GH
1 Kilsyth Rd
GAB HARPER'S INSURANCE
Disability Insurance Agent · Elizabeth, NJ
(908) 355-4554
gabharpersinsurance.com
YM
500 Rahway Ave
Yvan Maxi - Mutual of Omaha
Disability Insurance Agent · Elizabeth, NJ
(908) 289-0082
agents.mutualofomaha.com/agents/nj/elizabeth/yvan-maxi

What Does a a Disability Insurance Agent in Elizabeth Cost?

Disability insurance premiums in New Jersey typically range from 1% to 3% of your annual income. For a 35 year old in Elizabeth earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.

About disability insurance agents in Elizabeth

Disability insurance agents in Elizabeth New Jersey help residents and workers secure income protection policies. New Jersey state law requires employers to provide Temporary Disability Insurance through the state program, but private agents can help you find supplemental coverage. Working with a local agent ensures you understand how state benefits interact with private policies.

Frequently Asked Questions

What does a disability insurance agent in Elizabeth do?

A disability insurance agent helps you compare policies from different carriers. They explain policy terms, exclusions, and benefit amounts. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.

How is New Jersey disability insurance different from private coverage?

New Jersey offers a state-run Temporary Disability Insurance program that provides partial wage replacement for up to 26 weeks. A private disability insurance agent can help you buy a policy that covers longer periods or higher benefit amounts. Private policies often have different definitions of disability.

Do I need a disability insurance agent if I already have employer coverage?

Employer coverage may not be enough. Group policies often have limits on benefit duration and amount. An agent can help you assess gaps and recommend an individual policy to supplement your existing coverage.

Disability Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.