The top-rated disability insurance agent in Bayonne, New Jersey is The Four Corners Agency, rated 4.9 stars across 422 reviews. Other highly rated options include Dominick Abramo - State Farm Insurance Agent, Justin Bush - State Farm Insurance Agent, Rose Kellner: Allstate Insurance. This directory lists 14 disability insurance agents serving Bayonne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Four Corners Agency | 497 Broadway #9 | (732) 285-2539 |
| 2 | Dominick Abramo - State Farm Insurance Agent | 409 Broadway | (973) 509-0360 |
| 3 | Justin Bush - State Farm Insurance Agent | 599 Broadway | (201) 339-8100 |
| 4 | Rose Kellner: Allstate Insurance | 315 Broadway | (201) 339-1404 |
| 5 | Bayonne Transoceanic, Inc. | 620 Broadway | (201) 437-3900 |
| 6 | Kouvel Insurance Associates | 772 Broadway | (201) 455-3050 |
| 7 | Longo Agency Inc | 916 Broadway | (201) 437-0900 |
| 8 | Julius A. Rose Insurance Agency | 194 Broadway | (201) 436-7600 |
| 9 | State Farm: Joe Brogan | 599 Broadway | (201) 339-8100 |
| 10 | AMIRSURANCE AGENCY LLC | 636 Avenue C | (908) 242-8548 |
The Four Corners Agency serves clients in Bayonne and throughout Hudson County, focusing on disability insurance agent services. It helps individuals find policies to protect their income if illness or injury prevents them from working. Navigating the wide range of private and group disability options can be complex, so the agency provides guidance tailored to each client's specific financial situation. For local professionals and small business owners, it handles both short-term and long-term disability insurance policy placements.
Dominick Abramo - State Farm Insurance Agent in Bayonne, NJ, offers disability insurance services that help protect income if injury or illness prevents work. Service and maintenance plans include policy reviews to adjust coverage as income, family, or health circumstances shift over time. Ongoing claim support is available to guide clients through the process of documenting and receiving benefits. The agent provides these services for individuals in single-family homes, apartments, retail establishments, and restaurants.
Justin Bush, a disability insurance agent with State Farm, serves local homeowners and renters looking to protect their income if illness or injury prevents them from working. He assists Bayonne residents in selecting policies that replace a portion of lost earnings, helping them maintain financial stability during recovery. The agency also works with small business owners in the community who need coverage for key employees. Justin Bush additionally provides these services to clients living across the waterfront in Jersey City.
Serving Bayonne, New Jersey, and the surrounding Hudson County communities, this agency handles applications for disability insurance policies tailored for local residents. It works to explain key policy features like coverage periods and benefit amounts when illness or injury prevents employment. Claims assistance is provided to help clients understand required paperwork and submission procedures. Following a review of individual income and occupation risks, the agent structures a suitable policy selection for the client's circumstances.
Bayonne Transoceanic, Inc. serves Bayonne, New Jersey, as a disability insurance agent, helping clients choose between a one-time policy purchase for a fixed benefit period and a recurring premium plan providing ongoing income protection. Coverage options are tailored to replace a portion of earned salary if a disability prevents work. General expertise includes evaluating different policy structures to match individual financial needs. Service is offered on an as-needed basis, with consultations arranged when a new policy or plan review is required.
As the new year encourages residents of Bayonne to review their financial protections, Kouvel Insurance Associates offers guidance on disability insurance coverage. The agency helps local professionals understand how to replace income if illness or injury prevents them from working. By explaining policy terms and comparing options from various carriers, the agent ensures clients can choose appropriate benefits. A thorough needs assessment is the required first step toward securing any disability policy.
Longo Agency Inc provides specialty disability insurance services for individuals and businesses in the Bayonne, New Jersey area. It guides clients through the process of selecting and applying for income protection policies tailored to long-term or short-term needs. The agency works to ensure residents and local professionals understand how coverage can replace lost wages during recovery from illness or injury. As the winter months bring increased risks of slips and accidents, the office helps clients secure financial safeguards against such temporary or permanent setbacks.
The Julius A. Rose Insurance Agency serves individuals and businesses in Bayonne, New Jersey, by providing guidance on disability insurance options. A specialty includes helping clients understand long-term coverage policies that replace income during illness or injury. The agency matches these protections to the financial situations of local professionals and business owners. Its scope of service reaches small to medium commercial sectors, including offices in the city, nearby warehouses, and established food service operations.
Joe Brogan provides disability insurance services to residential clients in Bayonne, New Jersey, helping individuals protect their income if illness or injury prevents them from working. Commercial coverage is also available for local small business owners seeking to safeguard their operations and employees. The service area includes Bayonne and the surrounding Hudson County communities. Assistance is tailored to each client’s situation, and follow-up or repeat service is offered between regular annual policy reviews to address any changes in needs or circumstances.
Located in Bayonne, NJ, AMIRSURANCE AGENCY LLC is known for helping individuals secure disability insurance that replaces a portion of lost income during illness or injury. The agency serves local professionals and self-employed workers looking for short-term or long-term coverage, offering policies that coordinate with employer benefits and government programs. Its client consultations focus on assessing occupational risks and tailoring plans to cover essential living expenses. A specialty service is coordinating bridge policies that fill coverage gaps between employer-provided disability insurance and individual plans.
What Does a a Disability Insurance Agent in Bayonne Cost?
Disability insurance agent services in New Jersey typically do not charge a separate fee; they earn a commission from the insurance company. Premiums for a private disability policy can range from 1% to 3% of your annual income, depending on your age, health, and coverage amount. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs vary by case. This is general information, not insurance advice.
About disability insurance agents in Bayonne
A disability insurance agent in Bayonne, New Jersey can help you understand your policy options and file claims. New Jersey law requires employers to provide temporary disability insurance through the state program, but private agents can assist with supplemental coverage. Local agents know the specific regulations that apply to Hudson County residents.
Frequently Asked Questions
What does a disability insurance agent in Bayonne do?
A disability insurance agent helps you choose a policy, explains coverage details, and assists with claim forms. They can also help you understand New Jersey state disability benefits and how private policies work alongside them.
Do I need a private disability insurance agent if I have New Jersey state disability?
New Jersey state disability provides basic temporary coverage, but it may not replace your full income. A private agent can help you find a supplemental policy to cover a larger portion of your salary.
How do I choose a disability insurance agent in Bayonne?
Look for an agent licensed in New Jersey with experience in disability insurance. Ask about their knowledge of state-specific rules, such as the 7-day waiting period for New Jersey temporary disability benefits.
Disability Insurance Agents in Other New Jersey Cities
Bloomfield · Brick Township · Bridgewater · Cherry Hill Township · Clark · Clifton · Cranford · East Brunswick · East Hanover · Edison · Elizabeth · Englewood Cliffs · Fair Lawn · Fairfield · Flemington