The top-rated disability insurance agent in Vineland, New Jersey is Oscar Garcia - State Farm Insurance Agent, rated 5.0 stars across 377 reviews. Other highly rated options include Darwin Brito - State Farm Insurance Agent, David Scales, Jr - State Farm Insurance Agent, Professional Liability Insurance Group - Shayne Bevilacqua. This directory lists 23 disability insurance agents serving Vineland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oscar Garcia - State Farm Insurance Agent | 1672 N Delsea Dr A9 | (856) 457-3260 |
| 2 | Darwin Brito - State Farm Insurance Agent | 942 S Delsea Dr Suite C | (856) 457-8944 |
| 3 | David Scales, Jr - State Farm Insurance Agent | 2630 E Chestnut Ave STE C2 | (856) 839-4716 |
| 4 | Professional Liability Insurance Group - Shayne Bevilacqua | 1138 E Chestnut Ave #5A | (856) 692-7702 |
| 5 | George Eggers: Allstate Insurance | 1181 E Landis Ave Ste 4 | (856) 205-1154 |
| 6 | Rich Gentile - State Farm Insurance Agent | 1101 E Chestnut Ave | (856) 691-4020 |
| 7 | Allen Associates | 630 S Brewster Rd Building C | (856) 692-2250 |
| 8 | Biondi Insurance Agency, Inc. | 525 E Elmer St | (856) 696-0700 |
| 9 | A Ron Maccri Insurance | 25 W Landis Ave | (856) 692-3110 |
| 10 | ABCO Insurance Agency, Inc. | 436 W Landis Ave | (856) 488-5333 |
Oscar Garcia - State Farm Insurance Agent serves the Vineland, New Jersey metro area and surrounding Cumberland County communities as a disability insurance agent. This local agency helps residents navigate the process of securing income protection through various policy options. Clients can review coverage designed to replace a portion of their earnings if they are unable to work due to illness or injury. The office specifically handles short-term and long-term disability insurance plans for individuals and families in the region.
Darwin Brito - State Farm Insurance Agent in Vineland, NJ provides services including disability income protection planning and policy consultations for local residents. The office helps clients understand how disability insurance can replace lost income during illness or injury, offering ongoing support for policy maintenance and claims assistance. This agent serves individuals and small business owners, working with single-family homes, apartments, retail locations, and restaurants across the area.
Homeowners, renters, and small business owners in the Vineland area turn to David Scales, Jr - State Farm Insurance Agent for disability income protection. The agency helps local professionals and independent contractors find coverage that replaces a portion of lost earnings due to illness or injury. It serves residents and workers across Cumberland County, including those in the nearby Millville and Bridgeton communities.
Professional Liability Insurance Group - Shayne Bevilacqua specializes in disability insurance agent services, addressing income protection for professionals in Vineland and the surrounding area. The firm guides clients through policy selection to safeguard earnings if illness or injury prevents work. It assists with short-term and long-term coverage, ensuring individuals understand plan terms and exclusions. As tax season approaches, the office helps self-employed workers adjust their disability policies to reflect changing business income levels.
George Eggers: Allstate Insurance serves Vineland, New Jersey, and the surrounding Cumberland County communities. It handles disability insurance plans designed to help replace a portion of an individual’s income if they cannot work due to injury or illness. The agency focuses on finding appropriate coverage options that fit each client’s specific occupation and lifestyle needs. For a typical job, it first reviews a client’s income and current benefits, then examines various policy terms to match the required waiting period and benefit duration.
Rich Gentile - State Farm Insurance Agent in Vineland, NJ provides disability insurance options that help replace lost income if illness or injury prevents work. Clients choose between a one-time service for a single policy assessment or recurring services for periodic coverage reviews and updates. This agent assists residents in understanding how disability benefits protect their earnings during recovery. Service runs on a one-time, scheduled, or as-needed basis depending on individual client needs and policy changes.
Allen Associates is known for providing disability insurance agent services in Vineland, New Jersey. The company assists local individuals who seek to secure income replacement coverage for illnesses or injuries that prevent them from working. Its service range includes evaluating different policy options and guiding clients through the application process to find suitable short-term or long-term plans. Clients can also add on a residual disability rider, which offers partial benefits if they return to work with reduced earnings.
When local professionals in Vineland face an unexpected illness or injury that sidelines them from work, Biondi Insurance Agency, Inc. offers guidance on disability insurance policies designed to replace lost income. Their approach focuses on explaining coverage options that keep a household solvent during recovery periods. An agent listens to a client’s occupation and income situation before presenting policy terms from various carriers. The process begins with a no-obligation initial meeting to assess each individual’s potential need for financial protection.
A Ron Maccri Insurance provides residential disability insurance services to individuals in Vineland, New Jersey. They also offer commercial disability coverage for local businesses in the surrounding area. Their role involves advising clients on income protection options and helping them navigate policy details. After an initial consultation, the agent maintains contact to review any changes in the client’s health or occupation. This follow-up service allows for policy adjustments between regular visits, ensuring continued alignment with each client’s evolving needs.
ABCO Insurance Agency, Inc. provides disability insurance services to clients in Vineland, New Jersey. This company specializes in helping individuals and businesses secure income protection coverage for a variety of circumstances. It assists with policies that can replace lost wages following illness or injury, ensuring financial stability during recovery periods. The agency works with professionals from numerous commercial sectors, including offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Vineland Cost?
Disability insurance agents in New Jersey typically charge a fee based on a percentage of the claim amount, often 10% to 30% of back benefits recovered. Some agents charge hourly rates between 150 and 400 dollars. Costs vary by case complexity and policy type. This is general information, not insurance advice.
About disability insurance agents in Vineland
Disability insurance agents in Vineland, New Jersey help residents navigate disability claims and appeals. New Jersey law requires insurers to respond to claims within 45 days. Agents can explain policy terms and assist with filing paperwork to protect your income.
Frequently Asked Questions
What does a disability insurance agent in Vineland do?
A disability insurance agent helps you understand your policy, file claims, and appeal denials. They work with insurers to ensure you receive benefits you are entitled to under New Jersey law.
How long do I have to file a disability claim in New Jersey?
New Jersey does not have a single statute of limitations for all disability claims. Most private policies require notice within 30 days of disability. Check your policy for specific deadlines.
Can a disability insurance agent help with an appeal in Vineland?
Yes, agents can guide you through the appeals process. Under New Jersey law, insurers must provide a written explanation for any denial. An agent can help you gather medical evidence and submit a timely appeal.
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