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Find Disability Insurance Agents Near You in Sparta, NJ

Browse disability insurance agents serving Sparta, New Jersey. Updated 2026-07-14.

The top-rated disability insurance agent in Sparta, New Jersey is Jersey Insurance Solutions - Medicare & Health Insurance, rated 5.0 stars across 509 reviews. Other highly rated options include Alex Aguado - State Farm Insurance Agent, Tom Holdsworth New York Life Financial Services Professional, Trusted Insurance Agency. This directory lists 10 disability insurance agents serving Sparta.

Showing 10 disability insurance agents in Sparta, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jersey Insurance Solutions - Medicare & Health Insurance46 Main St Suite 402(973) 500-3708
2Alex Aguado - State Farm Insurance Agent160 Woodport Rd Ste 1A(973) 729-5661
3Tom Holdsworth New York Life Financial Services Professional38 Seneca Lake Rd(973) 729-4299
4Trusted Insurance Agency270 S Sparta Ave(973) 315-7046
5Supreme Insurance NJ71 Co Rd 517(973) 381-9146
6Spradling Guy191 Woodport Rd #110(973) 726-9455
7Top Point Insurance Agency7 Boardwalk(973) 381-9771
8Prudential Financial6 Apple Tree Ln(862) 213-0811
9Sweeney, Richards & Summers191 Woodport Rd(973) 627-0100
10Allstate Financial Services - James Sharabba191 Woodport Rd(973) 729-8644
JI
46 Main St Suite 402
Jersey Insurance Solutions - Medicare & Health Insurance
Disability Insurance Agent · Sparta, NJ

Jersey Insurance Solutions - Medicare & Health Insurance serves the residents of Sussex County and the Sparta, New Jersey area with specialist guidance on disability insurance agent services. It helps individuals assess their need for income protection in the event of an unexpected illness or injury that prevents them from working. The company focuses on securing policies that replace a portion of lost wages. It handles both short-term and long-term disability insurance plans for local clients.

AA
160 Woodport Rd Ste 1A
Alex Aguado - State Farm Insurance Agent
Disability Insurance Agent · Sparta, NJ

Alex Aguado's State Farm Insurance Agency provides disability insurance services to clients in Sparta, New Jersey, offering coverage plans designed to protect income in the event of an illness or injury. Routine policy reviews and claims assistance are available through its full-service maintenance plans, helping clients keep their benefits aligned with changing needs. The agency services single-family homes, apartments, retail businesses, and local restaurants.

TH
38 Seneca Lake Rd
Tom Holdsworth New York Life Financial Services Professional
Disability Insurance Agent · Sparta, NJ

Tom Holdsworth New York Life Financial Services Professional serves homeowners, self-employed individuals, and small business owners in Sparta, New Jersey, who need disability insurance to protect their income. The agency helps clients understand policy options that provide financial support if an illness or injury prevents them from working. Every consultation focuses on evaluating individual circumstances and recommending appropriate coverage from available plans. This support extends to families and professionals throughout Sussex County and into surrounding communities such as Newton.

TI
270 S Sparta Ave
Trusted Insurance Agency
Disability Insurance Agent · Sparta, NJ

Serving Sparta, New Jersey, and the surrounding Sussex County communities, Trusted Insurance Agency handles disability insurance needs for local professionals and residents. It focuses on providing income protection policies designed to replace a portion of lost earnings if a client becomes unable to work due to illness or injury. This agency guides clients through comparing policy terms, elimination periods, and benefit durations to find appropriate coverage. It typically approaches each client's situation by conducting a detailed income and occupation analysis to tailor a plan that fits their specific financial and career circumstances.

SI
71 Co Rd 517
Supreme Insurance NJ
Disability Insurance Agent · Sparta, NJ

When seeking disability insurance, clients choose between a one-time policy purchase and ongoing coverage with scheduled adjustments. Supreme Insurance NJ, located in Sparta, helps individuals secure income protection against illness or injury, ensuring benefits replace lost wages during recovery. The agent evaluates each client’s occupation and needs to recommend suitable plans. Service runs on either a one-time basis for a single policy setup or as-needed for claims support and policy reviews over time.

SG
191 Woodport Rd #110
Spradling Guy
Disability Insurance Agent · Sparta, NJ

Spradling Guy specializes in disability insurance agent services in Sparta, New Jersey. It assists local professionals with obtaining income protection policies tailored to individual needs. The company guides clients through the complex application process and helps compare coverage options from various carriers. Its work addresses the financial risk of a potential injury or illness keeping someone from working. This includes helping business owners protect their practices and employees navigate their benefits. As cold and icy winter conditions increase the chance of accidents, appropriate coverage becomes an especially pressing concern.

TP
7 Boardwalk
Top Point Insurance Agency
Disability Insurance Agent · Sparta, NJ

As the seasons change in Sparta, NJ, local professionals often find themselves reevaluating their financial safety nets, particularly when planning for unexpected health challenges. Top Point Insurance Agency serves this community by focusing on disability insurance agent services that help individuals secure income protection tailored to everyday needs. The team provides clear consultations to explain policy options for replacing lost wages. An initial assessment typically begins with a review of one’s current occupation and monthly expenses to determine appropriate coverage levels.

PF
6 Apple Tree Ln
Prudential Financial
Disability Insurance Agent · Sparta, NJ

Prudential Financial in Sparta, New Jersey offers disability insurance agents who can help clients navigate either one-time policy applications or recurring review and adjustment of existing coverage. Agents guide clients through selecting income protection plans that address both temporary and long-term disabilities. Using thorough analysis of individual occupation and financial needs, they ensure appropriate benefit levels and elimination periods. Service runs on an as-needed basis, with agents available for consultations when policyholders face life changes or claim situations.

SR
191 Woodport Rd
Sweeney, Richards & Summers
Disability Insurance Agent · Sparta, NJ

Sweeney, Richards & Summers assists professionals and business owners with their disability insurance needs, focusing on income protection and risk management strategies. The firm operates in Sparta, New Jersey, and surrounding areas, helping clients prepare for potential interruptions due to illness or injury. They serve a diverse range of commercial sectors, including local offices, warehouses, and food service establishments.

AF
191 Woodport Rd
Allstate Financial Services - James Sharabba
Disability Insurance Agent · Sparta, NJ

As a residential disability insurance agent in Sparta, NJ, Allstate Financial Services - James Sharabba helps individuals protect their income against unexpected illness or injury. Commercial coverage is also available for local business owners seeking to safeguard their operations and key employees. The agent offers disability insurance services throughout Sussex County and the surrounding areas. Clients are encouraged to contact the office between regular visits to review their policies for any necessary adjustments or updates.

What Does a a Disability Insurance Agent in Sparta Cost?

The cost of disability insurance in New Jersey typically ranges from 1% to 3% of your annual income. For a 40 year old earning $75,000 per year, a policy might cost $75 to $225 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.

About disability insurance agents in Sparta

Disability insurance agents in Sparta, New Jersey help residents and local businesses find coverage that fits their needs. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but many workers also purchase private policies for additional protection. A Sparta agent can explain how state benefits work with private plans to ensure you have proper income protection.

Frequently Asked Questions

What does a disability insurance agent in Sparta do?

A Sparta disability insurance agent helps you compare policies from different carriers. They explain the terms, waiting periods, and benefit amounts. They also assist with filing claims and understanding New Jersey state disability rules.

Do I need private disability insurance if I have New Jersey state disability?

New Jersey state disability only covers a portion of your wages for a limited time. Private disability insurance can provide higher benefits and longer coverage periods. An agent can help you decide if a private policy is right for your situation.

How do I choose a disability insurance agent in Sparta New Jersey?

Look for an agent who is licensed in New Jersey and has experience with disability policies. Ask about their knowledge of state laws and the carriers they represent. A good agent will take time to understand your occupation and income needs.

Disability Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.