The top-rated disability insurance agent in North Bergen, New Jersey is Gonzalez & Company Insurance Agency, rated 4.9 stars across 354 reviews. Other highly rated options include Winston Solutions Group, Plaza Travel & Insurance, Velocity Insurance Multi Services. This directory lists 13 disability insurance agents serving North Bergen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gonzalez & Company Insurance Agency | 5833 John F. Kennedy Blvd Floor 3 | (201) 869-6409 |
| 2 | Winston Solutions Group | 9060 Palisade Ave Suite C-002 | (646) 894-3753 |
| 3 | Plaza Travel & Insurance | 7117 John F. Kennedy Blvd | (201) 854-3656 |
| 4 | Velocity Insurance Multi Services | 4514 Bergen Turnpike | (201) 866-8807 |
| 5 | InsureOne Insurance | 7311 Bergenline Ave | (201) 514-7404 |
| 6 | Jared Bush - State Farm Insurance Agent | 725 John F. Kennedy Blvd W | (201) 325-8880 |
| 7 | M & F Insurance | 8305a Bergenline Ave | — |
| 8 | Robert J Auth Agency | 7117 John F. Kennedy Blvd | (201) 854-1345 |
| 9 | Juny Professional Services LLC | 8400 John F. Kennedy Blvd | (201) 624-8010 |
| 10 | Jesse Henriques: Allstate Insurance | 2531 John F. Kennedy Blvd | (201) 472-6068 |
Gonzalez & Company Insurance Agency serves the North Bergen, New Jersey area as a local resource for disability insurance. For individuals seeking to protect their income, this agency provides guidance on policies that offer financial support when illness or injury prevents work. The professionals assist clients in understanding policy terms and benefit options tailored to personal needs. This agency helps with both short-term coverage for temporary conditions and long-term disability plans that address extended periods of inability to work.
Winston Solutions Group provides disability insurance agent services for individuals and businesses in the North Bergen, New Jersey area. The company assists clients in evaluating and selecting coverage plans that offer income protection in the event of an illness or injury. Ongoing support includes policy reviews and claims assistance to ensure clients understand their benefits and can maintain appropriate coverage over time. Winston Solutions Group works with clients who own single-family homes, apartments, retail establishments, and restaurants.
Plaza Travel & Insurance serves North Bergen, New Jersey, and the surrounding Hudson County communities. This agency handles disability insurance needs for local residents and workers. It guides clients through the process of securing income protection for long-term illnesses or injuries that prevent employment. In managing a typical case, they first review the individual's occupation and earnings history. Then they carefully compare coverage options from multiple carriers before proposing a tailored policy that fits the client's specific financial situation and risk exposure.
Velocity Insurance Multi Services provides disability insurance solutions for homeowners, businesses, and professionals in North Bergen, New Jersey. The agency guides clients through policy options that replace lost income if illness or injury prevents them from working. These services help protect individuals and their families from financial hardship during recovery periods. The company also serves clients in neighboring communities throughout Hudson County and the greater northern New Jersey metropolitan area.
InsureOne Insurance in North Bergen, New Jersey, is known for providing Disability Insurance Agent services to local residents and professionals. The company assists individuals in securing income protection plans that cover a portion of earnings if illness or injury prevents work. It also helps policyholders understand policy terms, including elimination periods and benefit durations, to align coverage with financial needs. A specialty service offered is guiding clients through the application process for individual long-term disability policies.
At Jared Bush - State Farm Insurance Agent in North Bergen, NJ, clients receive both one-time policy evaluations and ongoing service options for disability coverage. The office guides individuals through plans that protect a portion of income if an illness or injury prevents work, addressing local needs for financial security. Assistance with claims and policy adjustments remains available as part of the recurring support structure. Service runs on either a one-time or as-needed basis depending on the client’s preference.
The Robert J Auth Agency operates as a disability insurance agent in North Bergen, NJ, offering services that protect clients against income loss due to illness or injury. It focuses specifically on disability policies, helping individuals and businesses secure coverage that provides financial stability during medical leave. The agency can serve a range of commercial sectors, including office environments, warehouse operations, and food service facilities needing tailored insurance solutions.
Juny Professional Services LLC provides residential disability insurance agent services in North Bergen, New Jersey, assisting individuals with coverage needs in the local area. The company also offers commercial disability insurance services for businesses in the region. Its service area encompasses North Bergen and the surrounding communities. Clients can rely on follow-up support and repeat service arrangements to adjust policies between regular visits, ensuring coverage remains aligned with changing circumstances.
Jesse Henriques: Allstate Insurance in North Bergen, NJ, specializes in connecting local professionals and residents with disability insurance policies designed to protect income if illness or injury prevents work. The agency assists clients in evaluating their needs, understanding policy features, and choosing appropriate coverage from available options. It provides ongoing guidance to help individuals maintain financial stability during recovery periods. As open enrollment windows or career transitions arise, the agency helps those in North Bergen adjust their coverage to address changing employment circumstances or new medical conditions.
What Does a a Disability Insurance Agent in North Bergen Cost?
Costs for disability insurance in New Jersey typically range from 1% to 3% of your annual income per year for a policy. For a 40 year old earning 75000 dollars, a policy might cost between 750 and 2250 dollars annually. Factors like health, occupation, and benefit amount affect the price. This is general information, not insurance advice.
About disability insurance agents in North Bergen
Disability insurance agents in North Bergen New Jersey help individuals and businesses find coverage that protects income if injury or illness prevents work. New Jersey law requires employers to provide Temporary Disability Insurance through the state program, but private agents can help supplement this with additional long-term or short-term policies. Working with a local agent ensures you understand how state benefits interact with private plans.
Frequently Asked Questions
What does a disability insurance agent in North Bergen do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They explain policy terms, exclusions, and how New Jersey state disability benefits work with private plans.
How is New Jersey disability insurance different from other states?
New Jersey has a mandatory state Temporary Disability Insurance program funded through payroll taxes. A private agent can help you get additional coverage that fills gaps left by the state plan, such as longer benefit periods or higher monthly amounts.
Do I need disability insurance if I already have New Jersey state coverage?
State disability insurance provides only partial wage replacement for a limited time. Private disability insurance can provide higher benefits and longer coverage periods. An agent can help you assess whether you need extra protection.
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