The top-rated disability insurance agent in Matawan, New Jersey is Brian Fisher: Allstate Insurance, rated 4.9 stars across 280 reviews. Other highly rated options include Blue Bird Insurance NJ, NJ insurance Matawan, Daven Agency. This directory lists 10 disability insurance agents serving Matawan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Fisher: Allstate Insurance | 1016 NJ-34 Ste 5 | (732) 583-4160 |
| 2 | Blue Bird Insurance NJ | 14 Cliffwood Ave W | (732) 242-3495 |
| 3 | NJ insurance Matawan | 349 Matawan Rd | (609) 630-4872 |
| 4 | Daven Agency | 266 NJ-34 | (732) 566-2000 |
| 5 | Insurance Associates Plus | 1098 NJ-34 | (732) 583-5500 |
| 6 | Ampac Insurance Agency Inc | 266 NJ-34 | (732) 583-9699 |
| 7 | Auto Insurance | 14 Cliffwood Ave W | (800) 254-2327 |
| 8 | Michael Blutstein - Prudential Financial | 347-I Matawan Rd | (732) 970-6480 |
| 9 | Highpoint Benefits Specialist | 196 Main St | (201) 779-8101 |
| 10 | Clifton William J | 161 Main St | (732) 630-7653 |
Based in Matawan, New Jersey, Brian Fisher: Allstate Insurance serves clients throughout Monmouth County, offering disability insurance agent services. This agency helps individuals and families understand and select policies that provide income protection if an injury or illness prevents them from working. They guide clients through the process of evaluating their current coverage and identifying gaps in their financial safety net. The company specifically handles short-term disability insurance for temporary conditions and long-term disability insurance for more serious, extended health issues.
Blue Bird Insurance NJ assists individuals, families, and small business owners in Matawan, NJ, with disability insurance placement. The agency helps clients understand policy options that replace lost income if injury or illness prevents them from working. It guides applicants through the underwriting process to find suitable coverage for their specific financial needs. Residents seeking income protection can consult the agency for tailored plan evaluations. Blue Bird Insurance NJ also serves clients throughout the surrounding Monmouth County communities and neighboring Aberdeen.
NJ Insurance Matawan serves clients in Matawan and the surrounding Monmouth County communities, helping them navigate the process of securing disability insurance coverage. The agency handles both short-term and long-term disability policies for local residents and small business owners. It focuses on explaining policy provisions, waiting periods, and benefit amounts in clear terms. To handle a typical case, the agent reviews the client’s occupation, income, and existing coverage before comparing available plans to present suitable options.
Daven Agency provides a range of disability insurance services in Matawan, NJ, including individual policy consultations and employer-based group plan evaluations. The agency’s service support includes helping clients understand existing coverage options and exploring possible plan modifications. It maintains ongoing assistance for claims filing and policy adjustments. Daven Agency serves a variety of local commercial and residential properties, including single-family homes, apartment complexes, retail establishments, and restaurants.
Insurance Associates Plus serves homeowners, renters, and business owners in Matawan, New Jersey, who require assistance securing disability income protection. The agency works with local clients to evaluate policy options that can replace a portion of earnings if an illness or injury prevents them from working. Individual coverage needs are assessed based on occupation, existing benefits, and financial obligations. By understanding these factors, the agent helps applicants find suitable plans from major carriers. The firm also provides services to residents living in surrounding communities throughout Monmouth County.
Based in Matawan, NJ, this disability insurance agency addresses the key difference between one-time policy purchases and recurring service options, while helping clients explore coverage plans. The agency assists local residents in assessing individual and employer-sponsored policies designed to provide income replacement if an illness or injury prevents work. General consultations focus on matching coverage to a person’s occupation and earnings. Client service here runs on an as-needed basis, with appointments available to review existing coverage or adjust plans according to life changes.
Auto Insurance in Matawan, New Jersey provides specialized disability insurance agent services, helping clients secure coverage that replaces a portion of income if an injury or illness prevents them from working. It also offers general guidance on policy options, including short-term and long-term plans, to match individual needs and budgets. For those facing the financial uncertainty of a seasonal layoff or a sudden medical setback during the winter months, the company helps navigate claims and adjust coverage to maintain stability.
As seasonal work patterns shift in the Matawan area, many local professionals begin to reconsider their income protection strategies. Michael Blutstein at Prudential Financial helps address that need by focusing on disability insurance options tailored for individual circumstances. The agent works closely with clients to explain key policy features and coverage timelines. An initial in-person or virtual consultation is typically scheduled to review current earnings, existing benefits, and specific occupation risks before moving forward with any application.
Highpoint Benefits Specialist works with individuals and businesses in Matawan, New Jersey to identify coverage options for lost income due to illness or injury. The firm focuses specifically on disability insurance, tailoring policies to protect earnings when a client cannot work. Services include initial consultation, plan comparison from multiple carriers, and application support. This agency can assist commercial sectors such as offices, warehouses, and food service operations with their particular workforce needs.
Clifton William J provides residential disability insurance services in the Matawan, New Jersey area, ensuring individuals have income protection for everyday needs. The agency also offers commercial coverage tailored to local small businesses, addressing specific risks faced by professionals and entrepreneurs in Monmouth County and surrounding communities. Policies are designed to safeguard wages during illness or injury. Clifton William J accommodates policy adjustments with each regular visit, building reliable relationships that support ongoing coverage between routine check-ins.
What Does a a Disability Insurance Agent in Matawan Cost?
Disability insurance agent services in New Jersey usually cost nothing upfront as agents earn commissions from insurers. Policy premiums range from 1% to 3% of your annual income, depending on age, health, and coverage amount. For example, a 40-year-old earning $60,000 might pay $600 to $1,800 per year. Costs vary by case. This is general information, not insurance advice.
About disability insurance agents in Matawan
A disability insurance agent in Matawan, New Jersey can help you understand your policy options and file claims. New Jersey law requires certain disability benefits for workers through the state Temporary Disability Insurance program. An agent can guide you through private policies and state benefits to protect your income.
Frequently Asked Questions
What does a disability insurance agent in Matawan do?
A disability insurance agent helps you choose a policy, explains coverage terms, and assists with claim filings. They work with private insurers and can advise on New Jersey state disability benefits.
How does New Jersey disability insurance differ from other states?
New Jersey has a mandatory Temporary Disability Insurance program that provides partial wage replacement for non-work related injuries or illnesses. Private policies can supplement this coverage. An agent can explain how these interact.
What documents do I need to apply for disability insurance in Matawan?
You typically need proof of income, medical records, and employment history. An agent can help you gather the correct forms required by New Jersey state law.
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