The top-rated disability insurance agent in Lyndhurst, New Jersey is Bergen Insurance Group, rated 5.0 stars across 160 reviews. Other highly rated options include Bogle Agency Insurance, Abbott Milano Insurance Agency, Anthony Fuccilli: Allstate Insurance. This directory lists 10 disability insurance agents serving Lyndhurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bergen Insurance Group | 230 Stuyvesant Ave 2nd FL | (201) 340-4080 |
| 2 | Bogle Agency Insurance | 200 Stuyvesant Ave | (201) 939-1076 |
| 3 | Abbott Milano Insurance Agency | 705 Ridge Rd | (201) 933-3333 |
| 4 | Anthony Fuccilli: Allstate Insurance | 230 Stuyvesant Ave | (201) 964-9200 |
| 5 | Anthony Benevenia - State Farm Insurance Agent | 551 Valley Brook Ave | (201) 935-0444 |
| 6 | VALPRECHT, LLC | 10 Stuyvesant Ave | (201) 355-8243 |
| 7 | Merwin & Paolazzi Insurance Agency | 155 Park Ave Suite 201A | (201) 460-8400 |
| 8 | Manzo Insurance | 22 Ridge Rd | (201) 933-1457 |
| 9 | Vmm Benefits Inc - Aflac Insurance Agent | 746 5th St | (201) 697-0203 |
| 10 | Kaire Financial Group | 265 Ridge Rd | (201) 935-9292 |
Bergen Insurance Group serves Bergen and surrounding counties from its location in Lyndhurst, New Jersey, as a disability insurance agent. The company assists clients in understanding and securing income protection policies that replace a portion of earnings if illness or injury prevents them from working. These professionals guide individuals through plan comparisons and application processes tailored to various occupations and health situations. Specific services include short-term disability coverage and long-term disability insurance solutions.
Bogle Agency Insurance provides disability insurance agent services in the Lyndhurst, NJ area, assisting clients with securing coverage that replaces lost income during periods of injury or illness. The firm helps individuals understand policy options and plan for long-term protection, offering general guidance on maintaining appropriate coverage levels over time. It serves a diverse clientele that includes single-family homes, apartments, retail properties, and restaurants seeking related financial protection.
Homeowners, renters, and small business owners rely on Abbott Milano Insurance Agency in Lyndhurst, NJ, for disability insurance agent services. The company helps clients evaluate income protection options to cover lost wages during unexpected illness or injury. It also provides guidance on policy features, such as benefit periods and elimination periods, tailored to individual financial situations. Serving the greater Bergen County area, the agency additionally assists residents and businesses in neighboring Rutherford.
Serving Lyndhurst and the surrounding New Jersey communities, Anthony Fuccilli: Allstate Insurance handles disability insurance policies designed to protect an individual’s income if they are unable to work due to injury or illness. The agency helps clients understand the specific coverage options that can replace a portion of their earnings during a period of disability. For a typical case, the agent reviews the client’s current employment situation and financial obligations to recommend a suitable policy that aligns with their long-term income security needs.
At Anthony Benevenia - State Farm Insurance Agent in Lyndhurst, New Jersey, clients choose between one-time policy evaluations and ongoing disability income protection management. The agency helps individuals understand how disability insurance can replace lost wages if injury or illness prevents them from working. Comprehensive coverage options are explained clearly, including short-term and long-term benefits tailored to different occupational needs. Service runs on either a scheduled basis for periodic policy reviews or as-needed basis when life changes such as job transition or medical events require immediate adjustments.
Based in Lyndhurst, NJ, VALPRECHT, LLC provides specialized disability insurance agent services, focusing on income protection for professionals and self-employed individuals. The company assists clients in evaluating individual policies to replace a portion of their earnings if injury or illness prevents them from working. It also helps with short-term and long-term disability coverage needs by comparing plans from various insurers. As open enrollment periods approach, it helps local residents assess policy options to ensure coverage adapts to new employment or a change in health status.
As the seasons change in Lyndhurst, residents often find themselves reassessing their financial safeguards against unexpected health setbacks. Merwin & Paolazzi Insurance Agency specializes in disability insurance, which provides income protection when work is interrupted by illness or injury. The agency helps local professionals, tradespeople, and small business owners understand how such coverage fits into their long-term planning. An initial consultation typically involves a thorough review of the client's current occupation and monthly expenses to determine appropriate benefit levels.
Manzo Insurance works with clients in Lyndhurst, New Jersey, to help them prepare for income loss due to illness or injury. The company specializes as a disability insurance agent, focusing on policies that replace a portion of earned wages during recovery. This protection can be structured for professionals in office settings, for workers in warehouse environments, and for staff in food service operations.
Vmm Benefits Inc - Aflac Insurance Agent in Lyndhurst provides residential disability insurance services to local homeowners. The company also offers commercial disability coverage for small businesses within the greater Bergen County area. Helping clients understand policy details and filing claims is a standard part of their daily operations. They maintain contact with customers for follow-up questions and repeat service adjustments between regular policy reviews.
Kaire Financial Group of Lyndhurst, New Jersey, is known for providing disability insurance coverage to local professionals and small business owners. The agency works with individuals to understand their income protection needs and presents policy options from multiple carriers. Its services typically include evaluating existing coverage and guiding clients through the application process. For those requiring stronger safeguards, Kaire Financial Group can add on an elimination period buyout rider to shorten the waiting time before benefits begin.
What Does a a Disability Insurance Agent in Lyndhurst Cost?
Disability insurance agent services in New Jersey are usually commission-based, meaning the agent is paid by the insurance company when you purchase a policy. Premiums for individual disability insurance in NJ typically range from 1% to 3% of your annual income. Costs vary by age, occupation, health, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Lyndhurst
Disability insurance agents in Lyndhurst, New Jersey help individuals and businesses secure income protection plans. New Jersey law requires employers to provide temporary disability insurance through the state program, but private agents can help you find supplemental coverage. Working with a local agent ensures you understand how NJ state benefits interact with private policies.
Frequently Asked Questions
What does a disability insurance agent in Lyndhurst do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and benefit periods. In New Jersey, agents can also advise on how private plans coordinate with state disability benefits.
How long do I have to file a disability claim in New Jersey?
For private disability insurance, you should file as soon as possible per your policy terms. For New Jersey state temporary disability benefits, you must file within 26 weeks of becoming disabled. A local agent can help you understand these deadlines.
Can a disability insurance agent help with existing claims?
Agents typically assist with purchasing policies, not with claim disputes. If you have a claim issue, you may need to contact the insurance company or consult an attorney. However, an agent can explain your policy details and coverage limits.
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