The top-rated disability insurance agent in Hillsborough Township, New Jersey is Walter Casanas - State Farm Insurance Agent, rated 4.9 stars across 105 reviews. Other highly rated options include GroupBenefits.Com, State Farm Insurance : Lou Ingles, Michael Cole Financial. This directory lists 11 disability insurance agents serving Hillsborough Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Walter Casanas - State Farm Insurance Agent | 425 Amwell Rd Ste 102 | (908) 359-7800 |
| 2 | GroupBenefits.Com | 111 Omni Dr | (908) 787-8800 |
| 3 | State Farm Insurance : Lou Ingles | 256 US-206 | (908) 359-1002 |
| 4 | Michael Cole Financial | 24 Deanna Dr | (973) 476-4001 |
| 5 | Angelo Markakis: Allstate Insurance | 856 US-206 | (908) 777-8814 |
| 6 | Franchino Agency | 856 US-206 Ste B11 | (908) 359-2044 |
| 7 | The Easy Insurance Co | 821 Courtyard Dr | (551) 273-3660 |
| 8 | Amazing Insurance Agency NJ | 649 US-206 | (848) 202-7106 |
| 9 | Plan Your Ark Financials Inc | 15 Vliet Dr | (513) 288-5142 |
| 10 | Iconic Insurance Agency | 415 Amwell Rd Suite 209 | (973) 928-6767 |
Walter Casanas - State Farm Insurance Agent serves residents across the Hillsborough Township, NJ, area, focusing on helping clients navigate disability insurance coverage. This agency assists individuals and families in selecting policies that protect income during medical leave or injury. It provides guidance on policy terms, benefit periods, and elimination periods. Services include evaluating short-term disability options tailored to local employment needs and advising on personal disability insurance plans for self-employed professionals.
GroupBenefits.Com assists Hillsborough Township homeowners, renters, and solo professionals with disability insurance coverage that protects their income if they cannot work due to injury or illness. The agency guides clients through policy options that replace a portion of lost earnings, helping families maintain financial stability during recovery. Its services include comparing plans from multiple carriers to find appropriate benefit periods and elimination periods. The company also serves clients throughout Somerset County, including the neighboring community of Bridgewater.
State Farm Insurance: Lou Ingles provides disability insurance agent services to residents and businesses in Hillsborough Township, New Jersey. The agency assists clients in understanding and selecting appropriate disability coverage options to protect income during illness or injury. Ongoing support includes policy review and claims guidance. Single-family homes, apartments, retail stores, and restaurants in the local area are among the properties served by these services.
Michael Cole Financial, located in Hillsborough Township, NJ, serves clients whether they require a one-time policy review or ongoing support for future coverage needs. As a disability insurance agent, the firm helps individuals select income protection plans tailored to their occupation and lifestyle. All consultations focus on matching policy features with the client’s specific financial situation. Service runs on either a one-time or scheduled basis depending on the client’s preference for periodic updates.
Angelo Markkas: Allstate Insurance serves individuals and families in Hillsborough Township, New Jersey, and the surrounding Somerset County communities. The agency handles disability insurance policies, which help replace a portion of lost income if a client becomes unable to work due to illness or injury. Their representatives typically meet with each customer to review personal occupation risks and financial obligations. They then compare available policy features and waiting periods. After selecting suitable coverage, the agent guides the client through the application process and coordinates directly with the company.
Franchino Agency specializes in guiding individuals and businesses in Hillsborough Township, New Jersey, through the process of securing disability income protection. As a dedicated disability insurance agent, the agency focuses on helping clients evaluate coverage options that safeguard their earnings against illness or injury. The team works to explain policy features and underwriting requirements, ensuring applicants understand their choices. During open enrollment periods or after a change in health or employment, the agency assists clients in reassessing their coverage to maintain adequate income protection.
As Hillsborough Township residents plan for the year ahead, a sudden illness or injury can threaten financial stability. The Easy Insurance Co serves this community as a local disability insurance agent. Their primary role is to help individuals select income protection policies suitable for personal circumstances. They focus on explaining how benefits replace a portion of lost wages during recoveries, guiding clients through available plan features and exclusions. The initial step involves a thorough assessment of the client’s current income needs and employment coverage gaps.
Amazing Insurance Agency NJ assists individuals and businesses with financial protection planning in Hillsborough Township. The agency specializes in disability insurance agent work, providing policies that replace income if a client is unable to work due to illness or injury. This focuses on long-term income security and short-term coverage for recovery periods. Its services are available for commercial sectors including professional offices, distribution warehouses, and food service establishments.
Plan Your Ark Financials Inc serves residents of Hillsborough Township, New Jersey, with individualized disability insurance solutions designed to protect personal income and family stability. The firm also advises local businesses on commercial disability coverage options, ensuring their workforce remains supported across the broader Somerset County area. After an initial consultation, the agent reviews coverage needs with clients between regular visits, providing necessary policy adjustments and follow-up support to maintain ongoing financial protection.
Iconic Insurance Agency, based in Hillsborough Township, NJ, is known as a local disability insurance agent serving individuals and professionals in the region. The company helps clients understand and select coverage that can replace a portion of lost income due to illness or injury. Its work involves comparing policies from various carriers to find suitable terms for each client’s occupation and lifestyle. For those needing additional protection, it can also coordinate short-term disability benefits with long-term plans.
What Does a a Disability Insurance Agent in Hillsborough Township Cost?
Disability insurance premiums in New Jersey typically range from 1% to 3% of your annual income. For a 40 year old earning 75000 per year a policy might cost between 750 and 2250 annually. Costs vary based on your occupation health history and chosen benefit amount. This is general information not insurance advice.
About disability insurance agents in Hillsborough Township
Disability insurance agents in Hillsborough Township help residents of Somerset County find coverage that protects their income if they cannot work. New Jersey law requires employers to provide temporary disability insurance through the state plan or a private plan. An agent can explain how private policies supplement state benefits and meet local needs.
Frequently Asked Questions
What does a disability insurance agent in Hillsborough Township do?
A disability insurance agent helps you compare policies from different insurers to find a plan that fits your budget and occupation. They explain policy terms like elimination periods and benefit durations. They do not handle claims but can guide you on filing procedures.
How is New Jersey disability insurance different from private coverage?
New Jersey offers a state Temporary Disability Insurance program that provides partial wage replacement for up to 26 weeks. Private disability insurance can offer longer benefit periods and higher monthly amounts. An agent can help you decide if a private policy is right for you.
Do I need a disability insurance agent if my employer offers coverage?
Employer-sponsored disability insurance may not cover your full salary or may have limits on benefit duration. An agent can review your employer plan and suggest supplemental coverage. This is especially helpful for self-employed residents of Hillsborough Township.
Disability Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cherry Hill Township · Clark · Clifton · Cranford · East Brunswick · East Hanover · Edison · Elizabeth · Englewood Cliffs · Fair Lawn · Fairfield