The top-rated disability insurance agent in Galloway, New Jersey is Medi-Solutions Insurance Agency, LLC, rated 5.0 stars across 522 reviews. Other highly rated options include Calvin Chan - GEICO Insurance Agent, Denise Irvin - State Farm Insurance Agent, Richard Marshall Insurance Services, Inc.. This directory lists 10 disability insurance agents serving Galloway.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medi-Solutions Insurance Agency, LLC | 407 S Pitney Rd # C | (800) 435-4765 |
| 2 | Calvin Chan - GEICO Insurance Agent | 45 S New York Rd Suite 218 | (609) 415-6800 |
| 3 | Denise Irvin - State Farm Insurance Agent | 319 E Jimmie Leeds Rd Unit 103 | (609) 748-7888 |
| 4 | Richard Marshall Insurance Services, Inc. | 1 N New York Rd Ste 42 | (609) 748-2121 |
| 5 | NJ INSURANCE | 299 E White Horse Pike | (551) 365-1850 |
| 6 | Atlantic Center for Independent Living, Inc | 160 S Pitney Rd Suite 3 4 | (609) 748-2253 |
| 7 | Community Insurance Solutions | 200 S New York Rd | (609) 404-0581 |
| 8 | Maria Nunez - Aflac Insurance Agent | 428 Orange Tree Ave | (609) 665-0504 |
| 9 | Claims Resolution Corporation | 701 E Somerstown Ln | (973) 731-5700 |
| 10 | Anthony J Weisbecker - Aflac Insurance Agent | 121 Club Pl | (609) 408-1189 |
Medi-Solutions Insurance Agency, LLC serves homeowners, businesses, and professionals in Galloway, New Jersey, who need assistance securing disability income protection. The agency helps clients evaluate their current coverage gaps and guides them through the application process for individual or group disability policies. Policies are tailored to replace lost income if injury or illness prevents an individual from working. The agency also provides coverage options for employed individuals and self-employed professionals. Its service area extends to the neighboring community of Smithville.
Calvin Chan - GEICO Insurance Agent serves the Galloway, New Jersey area and its surrounding communities. As a disability insurance agent, the company helps local residents navigate options for income protection when illness or injury prevents work. They work with clients to explain policy terms and assist with the application process for individual or group policies. The agency handles short-term and long-term disability insurance plans in this region.
Denise Irvin - State Farm Insurance Agent in Galloway, NJ, provides disability insurance services, including income protection policies that replace lost wages due to illness or injury. The agency offers ongoing policy management with regular account reviews and claims support to maintain appropriate coverage levels. It also provides consultation on plan options tailored to professional needs. The firm services single-family homes, apartments, retail, and restaurants.
Serving homeowners, business owners, and property managers in Galloway, New Jersey, Richard Marshall Insurance Services, Inc. acts as a local disability insurance agent. It assists clients in securing policies that provide income protection in the event of a disabling illness or injury. The agency works to understand individual coverage needs and presents options from various insurers. It also serves clients throughout the Atlantic City metropolitan area and neighboring communities like Egg Harbor Township.
Serving Galloway and the surrounding communities in southern New Jersey, NJ Insurance handles disability insurance agent services for local residents and businesses. It assists clients in understanding their options for income protection plans. The company focuses on evaluating individual needs by discussing typical coverage scenarios. For a standard assignment, NJ Insurance starts with a thorough review of the client’s occupation and financial obligations to match them with suitable policy features.
Atlantic Center for Independent Living, Inc in Galloway, NJ provides specialty services in disability insurance agent consultation. It generally assists clients in selecting appropriate disability income policies and navigating complex benefit applications. The firm helps individuals understand how long-term coverage protects their earning capacity against unexpected illness or injury. This includes advising on provisions specific to New Jersey’s employment landscape. During open enrollment periods, it offers particular guidance on coordinating private disability insurance with employer-sponsored plans to prevent coverage gaps.
Community Insurance Solutions in Galloway, New Jersey addresses long-term income protection through both one-time policy evaluations and recurring claims assistance services. The agency helps clients compare disability insurance coverage options suited to individual needs, including benefit periods and elimination riders. For ongoing support, the company also offers regular policy reviews to ensure coverage keeps pace with life changes. Service runs on a scheduled basis for policy updates, with one-time consultations available for immediate disability insurance questions.
Maria Nunez - Aflac Insurance Agent specializes in helping individuals and businesses in Galloway, NJ, secure disability insurance coverage. This work focuses on protecting income if illness or injury prevents someone from working. The agency offers supplemental disability policies that work alongside existing health plans or employer benefits. These products are available to a range of commercial sectors, including local offices, warehouses, and food service operations.
In the Galloway area, the need for income protection often arises after a sudden illness or injury, and Claims Resolution Corporation helps individuals review their coverage options. As a disability insurance agent, the company assists local residents in understanding how policies can replace lost wages during recovery. Their process begins with a detailed financial assessment to identify specific coverage gaps and address personal circumstances. An initial consultation is scheduled to examine existing policies and evaluate the appropriate level of protection needed.
Anthony J Weisbecker, operating as an Aflac insurance agent in Galloway, NJ, provides disability insurance services for residential clients seeking income protection. The agency also offers commercial coverage for local businesses and extends its service throughout the surrounding area. Policies are structured to replace a portion of lost earnings during an illness or injury. Following an initial policy setup, the agent routinely contacts clients for periodic review and adjustment, ensuring continued alignment with changing coverage needs between regular visits.
What Does a a Disability Insurance Agent in Galloway Cost?
The cost of a disability insurance agent in New Jersey is typically paid through a commission from the insurance company, so you do not pay directly. Premiums for individual disability insurance policies in New Jersey range from 1% to 3% of your annual income, or roughly $50 to $300 per month for a typical policy. Costs vary based on age, health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in Galloway
A disability insurance agent in Galloway, New Jersey can help you find a policy that protects your income if you become unable to work. New Jersey law requires employers to provide Temporary Disability Insurance, but private agents can help with supplemental coverage. Agents also assist with filing claims and understanding policy terms.
Frequently Asked Questions
What does a disability insurance agent in Galloway do?
A disability insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They also assist with the application process and can answer questions about policy exclusions and waiting periods.
Do I need a disability insurance agent if my employer offers coverage?
Employer coverage may not be enough to replace your full income. An agent can help you evaluate your employer plan and find additional individual coverage to fill gaps.
How does New Jersey law affect disability insurance?
New Jersey requires employers to provide Temporary Disability Insurance for up to 26 weeks. Private disability insurance policies can supplement this benefit and provide longer coverage periods.
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