The top-rated disability insurance agent in Reno, Nevada is Northtowne Insurance, rated 5.0 stars across 674 reviews. Other highly rated options include Express Insurance - Kietzke, Health Benefits Associates - Health Insurance Reno, A and H Insurance. This directory lists 26 disability insurance agents serving Reno.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northtowne Insurance | 2880 Northtowne Ln Suite 101 | (775) 683-9019 |
| 2 | Express Insurance - Kietzke | 4088 Kietzke Ln | (775) 737-9300 |
| 3 | Health Benefits Associates - Health Insurance Reno | 3716 Lakeside Dr #100 | (775) 828-1216 |
| 4 | A and H Insurance | 3301 S Virginia St #115 | (775) 829-2600 |
| 5 | Rose Fox - State Farm Insurance Agent | 6500 S Virginia St | (775) 853-6500 |
| 6 | Aware Benefits - Reno's Medicare Health Insurance Specialist | 445 Apple St #110 | (775) 432-7559 |
| 7 | Health Plan Advisors | 9190 Double Diamond Pkwy suite 123 | (775) 853-8389 |
| 8 | High Sierra Insurance | 16520 Wedge Pkwy Unit 300 Building B | (775) 442-5888 |
| 9 | EBI Insurance | 31 Keystone Ave | (775) 786-6381 |
| 10 | Nevada Benefits Health & Employee Benefits Insurance Reno | 10350 N McCarran Blvd #1022 | (775) 300-7997 |
Northtowne Insurance serves residential clients in Reno with personal disability insurance policies, protecting individuals against income loss from illness or injury. The company also handles commercial coverage, assisting local businesses in securing plans that safeguard their employees’ financial stability. Serving the broader Washoe County area, Northtowne Insurance helps clients compare policy options from multiple carriers. After an initial application is completed, the agency will follow up prior to a policy’s renewal date to discuss potential adjustments for the next benefit period.
Express Insurance - Kietzke serves the Reno, Nevada metro area and surrounding Washoe County as a disability insurance agent. The agency arranges and guides clients through disability insurance policies to help protect income if illness or injury prevents work locally in northern Nevada. Day-to-day work includes assisting both individuals and local businesses with understanding coverage options available under group or individual plans. This office handles both short-term and long-term disability insurance needs for residents and employers in the Reno area.
Health Benefits Associates - Health Insurance Reno serves local homeowners, families, and small business owners in the Reno area seeking individual disability income protection. The company assists these clients by evaluating personal coverage needs and connecting them with suitable disability insurance policies designed to replace lost income during illness or injury. It guides clients through the application process and helps explain policy terms and benefit structures. The agency also extends its services to neighboring Sparks and other communities within Washoe County.
Serving the Reno area and its surrounding communities in Nevada, A and H Insurance focuses on disability insurance agent services. They help clients understand and select policies that protect their income and financial stability in the event of illness or injury. The firm works with individuals to assess their personal risk factors and coverage needs. For a typical job, it carefully reviews policy options and benefit structures to present tailored solutions for each client’s situation.
For those seeking short-term protection, a one-time disability income policy can offer coverage during a specific illness or recovery period, while scheduled recurring plans provide ongoing support for a longer-term inability to work. Rose Fox - State Farm Insurance Agent in Reno, NV helps local residents understand these distinctions based on their income protection needs. The agent clarifies how benefits are calculated to replace a portion of earnings, ensuring clients can maintain financial stability. Scheduled service appointments or as-needed consultations are available to adjust coverage to life’s changes.
Aware Benefits in Reno specializes as a disability insurance agent, offering personalized guidance on coverage options that protect income during unexpected illness or injury. It also assists clients with general insurance needs, including Medicare health plans for local residents. The company helps individuals understand policy details and enrollment periods. As flu season or workplace changes approach, it advises on selecting disability benefits that support financial stability when a regular paycheck is interrupted.
As winter weather limits outdoor work in Reno, unexpected injuries or illnesses can disrupt income and create financial strain. Health Plan Advisors provides professional guidance on disability insurance policies tailored to local professionals and tradespeople. The agency helps clients understand policy terms, waiting periods, and benefit structures that protect earnings during recovery. Ongoing support includes policy reviews as career or health circumstances change. The process begins with an in-person consultation to assess personal coverage needs and financial obligations.
High Sierra Insurance assists individuals in Reno, Nevada, with locating appropriate disability insurance coverage. The company focuses on policies that replace a portion of lost income if a person becomes unable to work due to illness or injury. It often coordinates with clients to select plan features that match specific needs and budgets. In addition to serving professionals and independent workers, the agency can help commercial sectors such as offices, warehouses, and food service operations secure relevant coverage for their employees.
EBI Insurance, based in Reno, NV, is known for helping individuals secure disability income protection. The agency guides clients through the process of evaluating long-term and short-term disability policies to match their specific financial needs. They assist both working professionals and self-employed residents with coverage options that safeguard earnings in case of illness or injury. In addition to individual disability plans, the agency can also offer consultation on business overhead expense insurance to protect a practice during a disability.
What Does a a Disability Insurance Agent in Reno Cost?
Disability insurance agent services in Nevada are typically commission-based, so you do not pay a direct fee. Policy premiums vary by age, health, and coverage amount. A typical individual policy might cost 1% to 3% of your annual income per month. For example, a 40 year old earning 60,000 per year might pay 50 to 150 per month. Costs vary by case and insurer. This is general information, not insurance advice.
About disability insurance agents in Reno
Disability insurance agents in Reno, Nevada help individuals and businesses secure income protection. Nevada law requires insurers to follow specific claim handling rules under NRS Chapter 689A. A local agent can guide you through policy options and the claims process in Washoe County.
Frequently Asked Questions
What does a disability insurance agent in Reno do?
A disability insurance agent in Reno helps you find and apply for disability insurance policies. They explain coverage options and assist with claims. They do not provide legal advice but can connect you with resources.
How long do I have to file a disability claim in Nevada?
Nevada does not have a single statute of limitations for all disability claims. Private policies usually require prompt notice. For ERISA plans, you typically have 180 days to file an appeal after a denial.
Are disability insurance agents in Reno regulated by the state?
Yes, disability insurance agents in Nevada must be licensed by the Nevada Division of Insurance. They must follow state laws on sales practices and disclosure. You can verify a license on the division website.