The top-rated disability insurance agent in Gardnerville, Nevada is Stacy Trivitt: Allstate Insurance, rated 4.8 stars across 269 reviews. Other highly rated options include Larry Peyton Insurance Agency LLC, Warren W Reed Insurance, Alex Uribe - State Farm Insurance Agent. This directory lists 13 disability insurance agents serving Gardnerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stacy Trivitt: Allstate Insurance | 1466 U.S. Hwy 395 N | (775) 782-3511 |
| 2 | Larry Peyton Insurance Agency LLC | 1544 U.S. Hwy 395 N Ste 5 | (775) 782-2469 |
| 3 | Warren W Reed Insurance | 1521 U.S. Hwy 395 N | (775) 782-2277 |
| 4 | Alex Uribe - State Farm Insurance Agent | 1503 U.S. Hwy 395 N Ste F | (775) 392-3950 |
| 5 | Farmers Insurance - Larry Peyton | 1544 U.S. Hwy 395 N Ste 5 | (775) 782-2469 |
| 6 | ASInsurance - Aimee Smith Insurance Agency LLC | 1190 High School St Suite A | (775) 783-0753 |
| 7 | Joseph Robertson: Allstate Insurance | 1466 U.S. Hwy 395 N | (775) 782-3511 |
| 8 | John Scott - State Farm Insurance Agent | 1476 U.S. Hwy 395 N | (775) 782-5102 |
| 9 | Michael Boyd Insurance Solutions | 1491 U.S. Hwy 395 N | (775) 790-1229 |
| 10 | Fromarc Insurance Agency, Inc. | 1453 U.S. Hwy 395 N #1 | (775) 392-4414 |
Stacy Trivitt: Allstate Insurance serves Douglas County and the Gardnerville, Nevada area, providing local disability insurance agent services. This office helps clients understand policy options that offer financial protection if they become unable to work due to illness or injury. Working through Allstate, the agency assists individuals with evaluating current coverage and finding suitable short-term and long-term disability solutions. The firm handles applications for individual disability income policies that supplement employer-provided plans.
Larry Peyton Insurance Agency LLC serves the Gardnerville, Nevada, area by providing disability insurance agent services. The agency offers personalized consultations to help clients understand their income protection needs and secure appropriate coverage. Its ongoing service includes assistance with policy reviews and claim support when necessary. The agency services a range of properties, including single-family homes, apartments, retail spaces, and restaurants, tailoring disability insurance solutions to the unique requirements of each establishment.
Homeowners and small business owners in Gardnerville turn to Warren W Reed Insurance for disability insurance agent services. The agency helps clients understand policy options that replace a portion of income if injury or illness prevents work. They assist with plan selection and guide applicants through underwriting and enrollment processes. Coverage solutions are tailored to individual professional needs and financial circumstances. The firm also serves the surrounding Carson Valley area and the greater Minden community.
Alex Uribe - State Farm Insurance Agent serves Gardnerville and the surrounding Carson Valley communities, handling disability insurance policies that provide income replacement for policyholders unable to work due to illness or injury. The agency works with individuals to find coverage tailored to their occupation and income needs. It provides ongoing support through claims processing and policy reviews. To handle a typical job, it thoroughly evaluates a client’s employment situation, income sources, and benefit preferences to recommend appropriate plan options.
Farmers Insurance - Larry Peyton offers disability insurance on either a one-time policy purchase or a recurring premium payment plan, providing coverage that replaces a portion of lost income when an injury or illness prevents work. Located in Gardnerville, NV, the agency helps local residents select policies tailored to their occupation and income level. Service is available on a one-time basis for initial policy setup and ongoing as-needed support for claims assistance or policy adjustments.
ASInsurance - Aimee Smith Insurance Agency LLC specializes in disability insurance policies for individuals and professionals in Gardnerville, Nevada. The agency works with clients to identify coverage options that protect income during periods of temporary or permanent disability. It serves local residents by explaining policy terms and helping them with the application process. This is especially important before the winter months, when slip-and-fall injuries become a common concern that can interrupt income.
As the winter months in Gardnerville bring an increased risk of slips and falls, securing income protection becomes a priority for many locals. Joseph Robertson: Allstate Insurance provides disability insurance agent services tailored to the community’s diverse needs. This agency helps clients understand how disability coverage can replace lost wages during recovery from illness or injury. They guide individuals through policy options that align with typical regional employment sectors. The initial step in the process is a straightforward needs assessment, which reviews current coverage and personal risk factors.
John Scott - State Farm Insurance Agent in Gardnerville, NV helps clients navigate risk management and long-term financial security through a range of personal insurance options. The agency specializes specifically in disability insurance agent services, focusing on income protection plans for individuals and businesses. With a thorough approach to coverage assessment, the office aims to address gaps in standard health policies. This firm can serve commercial sectors including offices, warehouses, and food service operations.
Michael Boyd Insurance Solutions serves clients in the Gardnerville, Nevada area with residential disability insurance coverage. The company also assists local businesses in obtaining commercial disability protection to safeguard their operations. Their service includes evaluating individual needs and presenting appropriate policy options from available carriers. Agents help clients understand how disability insurance can replace income during an illness or injury. Follow-up service is provided between regular visits to address any changes in coverage requirements or to answer policy questions that arise.
Fromarc Insurance Agency, Inc. in Gardnerville, NV, is a disability insurance agent known for guiding individuals through the process of securing income protection. The agency serves local professionals, self-employed residents, and small business owners in the Carson Valley region. It helps clients understand the differences between short-term and long-term policies and assists in planning for income gaps from illness or injury. As a specialty service, the agency can also analyze existing group disability plans to recommend supplemental individual coverage.
What Does a a Disability Insurance Agent in Gardnerville Cost?
The cost of disability insurance in Nevada varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old in good health, a policy paying $3,000 per month might cost $75 to $150 per month. This is general information, not insurance advice.
About disability insurance agents in Gardnerville
Disability insurance agents in Gardnerville, Nevada help individuals and businesses secure income protection. Nevada law requires disability insurance policies to follow specific disclosure rules under NRS 689A. Local agents can explain how state regulations affect your coverage options.
Frequently Asked Questions
What does a disability insurance agent in Gardnerville do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain policy terms, compare plans from different carriers, and assist with claims. In Nevada, agents must be licensed by the Nevada Division of Insurance.
How long do I have to file a disability claim in Nevada?
Nevada does not have a specific state law for claim deadlines on private disability policies. Most policies require you to notify the insurer within 20 to 30 days of becoming disabled. You should check your policy for exact time limits.
Is disability insurance required in Nevada?
No, Nevada does not require individuals to buy private disability insurance. However, employers with 50 or more employees must provide short-term disability coverage under the Nevada Paid Leave Law. An agent can help you understand your options.