The top-rated disability insurance agent in Pahrump, Nevada is Advance America, rated 5.0 stars across 698 reviews. Other highly rated options include Brian Strain - State Farm Insurance Agent, Farmers Insurance - Chad Goins, Joe E Sladek II - State Farm Insurance Agent. This directory lists 16 disability insurance agents serving Pahrump.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advance America | 150 NV-160 Ste. C-1 | (775) 537-0162 |
| 2 | Brian Strain - State Farm Insurance Agent | 50 NV-160 | (775) 727-1000 |
| 3 | Farmers Insurance - Chad Goins | 1401 NV-160 c | (775) 727-5241 |
| 4 | Joe E Sladek II - State Farm Insurance Agent | 3250 NV-160 | (775) 751-1515 |
| 5 | Nye Communities Coalition | 1020 Wilson Rd | (775) 727-9970 |
| 6 | Advance Insurance & Benefits, Nv. | 1231 E Basin Ave Suite #6 | (775) 751-1888 |
| 7 | Jesse R Mccullough Agency, LLC American Family Insurance | 1141 NV-160 #3 | (775) 751-6646 |
| 8 | MD Steiner Ins | 361 S Frontage Rd Ste 2 | (775) 727-7486 |
| 9 | Battle Born Financial Advisor & Health Insurance Brokerage | 1971 Pahrump Valley Blvd Suite D | (775) 764-2252 |
| 10 | Plus One Insurance | 3340 s NV-160 Suite 304 | (702) 304-9000 |
Advance America serves the Pahrump, Nevada area as a disability insurance agent. The agency helps individuals and local workers evaluate their coverage needs. Disability insurance provides income protection when a person cannot work due to illness or injury. These policies can replace a portion of lost wages during a recovery period. Advance America assists clients in reviewing policy options that fit their specific financial situations. The company handles applications for both short-term disability plans and long-term disability insurance coverage.
Brian Strain - State Farm Insurance Agent offers disability insurance services designed to help individuals in Pahrump, NV protect their income in the event of an illness or injury. Service plans include individual policies that provide monthly benefits directly to the insured, with maintenance options to review coverage as needs change over time. The agency serves a variety of clients, from those living in single-family homes and apartments to owners of retail spaces and restaurants.
Farmers Insurance - Chad Goins serves local homeowners, small business owners, and property managers in Pahrump, Nevada, offering disability insurance agent services to help protect personal income against unexpected illness or injury. The agency assists clients in understanding policy options and navigating the enrollment process. Tailored coverage solutions address the financial risks associated with temporary or long-term disability. Additionally, this agent provides services to residents in the neighboring community of Amargosa Valley and the surrounding Nye County area.
Joe E Sladek II - State Farm Insurance Agent in Pahrump, NV, serves Pahrump and the surrounding Nye County communities with disability insurance solutions. It handles both short-term and long-term disability policies designed to replace lost income due to illness or injury. The agency works closely with each client to understand their occupation and earnings, then recommends a policy that fits their personal financial situation and risk tolerance. It guides applicants through the underwriting process by explaining coverage exclusions and benefit waiting periods in plain terms.
In Pahrump, NV, Nye Communities Coalition assists clients by distinguishing between one-time policy evaluations and ongoing support for changing disability needs. Their coverage services help individuals secure income protection for various unforeseen circumstances. Service operates on both a scheduled appointment and as-needed basis, adapting to each client's current and future requirements for financial security during periods of inability to work.
Advance Insurance & Benefits, Nv. in Pahrump specializes in disability income protection, helping local residents replace lost wages if they become unable to work due to illness or injury. Its general service includes guiding clients through policy selection, understanding benefit waiting periods, and coordinating coverage with existing employer plans. As seasonal tourism and small business cash flow fluctuate in central Nevada, the company assists self-employed individuals with securing short-term disability policies before the busy winter travel season.
As Pahrump residents begin planning for the quieter winter months, the risk of an unexpected injury or illness disrupting income often becomes a sharper concern, which is where the Jesse R Mccullough Agency, LLC American Family Insurance provides a direct response. Specializing as a disability insurance agent, this agency helps local workers explore policies that offer partial income replacement if they cannot perform their job duties. An initial consultation typically involves reviewing a client’s current earnings, occupation type, and desired benefit period to identify suitable coverage options for their individual circumstances.
MD Steiner Ins works with individuals and businesses in the Pahrump, NV, area to address income protection needs through disability insurance. The firm specializes in policies that replace a portion of lost wages due to illness or injury. It helps clients understand policy terms, waiting periods, and benefit durations. The company can serve commercial sectors such as offices, warehouses, and food service operations, tailoring coverage to the risks common in each workplace.
Battle Born Financial Advisor & Health Insurance Brokerage provides disability insurance services to residents in Pahrump, Nevada, and also assists commercial clients with their coverage needs throughout the surrounding region. Agents work to protect individuals and business owners against income loss due to injury or illness. Clients can schedule follow-up appointments between regular visits to adjust policies as personal circumstances change, ensuring ongoing protection remains aligned with current situations.
Plus One Insurance in Pahrump, NV, is known for helping local residents secure disability income protection through tailored agent consultations. The company guides clients through individual or group policy options to safeguard earnings against unexpected illness or injury. Agents assess specific occupational risks and health factors to match each person with suitable coverage from various carriers. A specialty service it can add on is helping self-employed professionals structure short-term disability plans that bridge gaps during slower business periods.
What Does a a Disability Insurance Agent in Pahrump Cost?
Disability insurance agents in Nevada typically earn commissions paid by the insurance company, not directly by you. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old in good health might pay 1% to 3% of their annual income for a policy. Costs are different for each person. This is general information, not insurance advice.
About disability insurance agents in Pahrump
Disability insurance agents in Pahrump, Nevada help individuals and businesses find coverage that meets their needs. Nevada law requires agents to be licensed by the Nevada Division of Insurance. Local agents understand the unique needs of rural communities like Pahrump in Nye County.
Frequently Asked Questions
What does a disability insurance agent in Pahrump do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, exclusions, and benefit periods. They do not provide legal advice or represent you in a claim dispute.
How do I verify a disability insurance agent license in Nevada?
You can check an agent license on the Nevada Division of Insurance website. The state requires agents to pass a background check and complete continuing education. Always confirm the agent is in good standing before working with them.
Are there time limits for filing a disability claim in Nevada?
Nevada does not set a specific state deadline for private disability claims. However, your policy will have its own time limit, often 30 to 90 days from the date of disability. Check your policy carefully to avoid missing the deadline.