The top-rated disability insurance agent in Las Vegas, Nevada is The Medicare Store, rated 4.9 stars across 2,529 reviews. Other highly rated options include Affordable Insurance, All Kinds of Insurance, ProtectHealth Insurance Agency. This directory lists 27 disability insurance agents serving Las Vegas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Medicare Store | 9640 W Tropicana Ave #109 | (702) 514-4111 |
| 2 | Affordable Insurance | 1810 E Sahara Ave #103 | (702) 437-0076 |
| 3 | All Kinds of Insurance | 5532 S Fort Apache Rd #100 | (702) 534-4697 |
| 4 | ProtectHealth Insurance Agency | 2915 W Charleston Blvd Ste 170 | (800) 240-8185 |
| 5 | Nevada Medicare | 2412 Stewart Ave | (702) 840-1111 |
| 6 | Stellar Insurance Services East | 1727 E Charleston Blvd | (702) 315-4567 |
| 7 | Nevada Benefits | 9505 Hillwood Dr #100 | (702) 258-1995 |
| 8 | "Easy Insurance" and DMV services | 1500 E Sahara Ave #a3 | (702) 754-3500 |
| 9 | 360 INSURANCE | 6628 Sky Pointe Dr Ste. 119 | (702) 251-4000 |
| 10 | Branch Insurance Group | 4584 N Rancho Dr | — |
Serving Las Vegas, NV, and surrounding communities, The Medicare Store acts as a disability insurance agent. It handles applications for disability income protection policies designed for local residents and professionals. The company typically guides each client through an individual needs assessment to determine appropriate coverage levels. It then compares policy options from different carriers, assists with completing the medical underwriting paperwork, and helps finalize a suitable policy that fits the client's specific financial situation.
Affordable Insurance in Las Vegas, Nevada provides a range of services including consultation on short-term and long-term disability coverage options. It assists clients in understanding policy terms and filing claims to ensure they receive benefits during periods of illness or injury. The agent offers ongoing support to help policyholders maintain appropriate coverage as their circumstances change, reviewing plans annually to adjust for shifts in income or health. This company services single-family homes, apartments, retail locations, and restaurants throughout the Las Vegas area.
All Kinds of Insurance assists homeowners, renters, and small business owners in Las Vegas with finding disability insurance policies that replace a portion of income if they become unable to work. The agency identifies plans suited to each client's occupation and monthly obligations, simplifying the application process from underwriting through approval. It also serves the surrounding communities of Henderson and North Las Vegas.
ProtectHealth Insurance Agency in Las Vegas, NV, helps clients choose between a one-time policy review for immediate disability income needs or recurring service options that adapt coverage as incomes and careers evolve. Their approach focuses on explaining how disability insurance replaces a portion of earnings if illness or injury prevents work. Service can be arranged to fit individual preferences, running on either a one-time consultation or a scheduled annual check-in basis.
Nevada Medicare specializes in helping clients understand and select disability insurance policies tailored to their specific needs. The company works with individuals in Las Vegas to assess coverage options that provide financial protection if they become unable to work due to illness or injury. Navigating the complexities of disability insurance can be challenging, so the agent assists with policy comparisons and application processes. For freelancers and self-employed workers, the company addresses the heightened need for income replacement during tax season when gaps in personal coverage become especially apparent.
Las Vegas residents often face gaps in income protection when unexpected health issues arise, making reliable disability insurance a common seasonal concern. Stellar Insurance Services East assists local professionals by evaluating short-term and long-term coverage options that align with individual needs. As a dedicated disability insurance agent in Las Vegas, NV, the company focuses on explaining policy features and potential benefit periods through straightforward consultations. The initial step typically involves scheduling a phone or in-person meeting to review current coverage and identify possible gaps before proceeding further.
Nevada Benefits provides residential disability insurance services to individuals in Las Vegas, helping them secure income protection for illness or injury. The agency also offers commercial coverage for local businesses, addressing the needs of employees and self-employed workers throughout the greater Las Vegas area. Their guidance focuses on aligning policy options with each client’s financial situation, whether for short-term or long-term disability needs. Clients can expect straightforward follow-up support between regular visits to adjust coverage as their circumstances change.
Easy Insurance serves the Las Vegas, Nevada metro area as a disability insurance agent. The company helps clients protect their income by offering policies that replace a portion of earnings if they cannot work due to illness or injury. They assist with both short-term and long-term disability coverage, guiding applicants through plan selection and claim requirements. Their services also include handling paperwork for DMV transactions. The agency specifically assists with individual disability insurance policies and Social Security disability filing support.
360 INSURANCE provides disability insurance agent services in the Las Vegas, Nevada area, focusing on helping clients secure income protection policies. The company assists individuals in understanding disability coverage options to safeguard earnings during illness or injury. Ongoing support includes policy reviews and claims guidance to ensure beneficiaries understand their benefits. The agency serves a range of properties, including single-family homes, apartments, retail locations, and restaurants.
What Does a a Disability Insurance Agent in Las Vegas Cost?
Disability insurance agent services in Nevada typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and coverage amount. For example, a 40-year-old in a low-risk job might pay 1% to 3% of their annual income for a long-term policy. Higher-risk occupations or pre-existing conditions can increase costs. This is general information, not insurance advice.
About disability insurance agents in Las Vegas
Disability insurance agents in Las Vegas help individuals and businesses secure income protection policies. Nevada law requires agents to hold a valid state license and follow regulations set by the Nevada Division of Insurance. Working with a local agent can simplify the process of comparing plans and understanding coverage limits.
Frequently Asked Questions
What does a disability insurance agent in Las Vegas do?
A disability insurance agent helps you find and apply for short-term or long-term disability policies. They explain policy terms, exclusions, and waiting periods. Agents also assist with claims and appeals under Nevada insurance rules.
How do I choose a disability insurance agent in Nevada?
Look for an agent licensed by the Nevada Division of Insurance with experience in disability coverage. Ask about their knowledge of Nevada-specific regulations and the types of policies they offer. Check client reviews and verify their license on the Nevada insurance website.
Are there Nevada laws that affect disability insurance claims?
Yes, Nevada Revised Statutes Chapter 689B governs individual disability insurance policies. Claims must be filed within the time limits stated in the policy. Nevada also has a prompt payment law requiring insurers to pay valid claims within 30 days after proof of loss.