The top-rated disability insurance agent in Minden, Nevada is Jake Johnston - State Farm Insurance Agent, rated 5.0 stars across 205 reviews. Other highly rated options include Joel Lewis Insurance Agency, Lisa M Koch Agency, LLC American Family Insurance, Sean Marler, CFP - COUNTRY Financial Representative. This directory lists 15 disability insurance agents serving Minden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Johnston - State Farm Insurance Agent | 1701 County Rd g | (775) 782-7107 |
| 2 | Joel Lewis Insurance Agency | 1664 U.S. Hwy 395 N STE 101 | (775) 782-8563 |
| 3 | Lisa M Koch Agency, LLC American Family Insurance | 1560 U.S. Hwy 395 N Ste A | (775) 783-9422 |
| 4 | Sean Marler, CFP - COUNTRY Financial Representative | 1664 U.S. Hwy 395 N STE 104 | (775) 782-8363 |
| 5 | A and H Insurance | 1663 Lucerne St # C | (775) 267-9947 |
| 6 | Leavitt United | 1662 U.S. Hwy 395 N Suite 101 | (775) 782-5489 |
| 7 | Stockmen's Insurance | 1624 10th St #1 | (775) 783-0067 |
| 8 | Bill Heise Insurance Inc | 1576 U.S. Hwy 395 N | (775) 782-7121 |
| 9 | Summit Partners Insurance | 1674 U.S. Hwy 395 N st 207 | (775) 782-5827 |
| 10 | Rhonda Moore - COUNTRY Financial Representative | 1664 U.S. Hwy 395 N STE 104 | (775) 782-8363 |
Jake Johnston - State Farm Insurance Agent serves the Minden, Nevada, area and surrounding Carson Valley communities as a disability insurance agent. This office helps individuals and families understand how disability coverage can replace lost income during illness or injury. Policies are designed to protect wages when a medical condition prevents someone from working. Clients receive guidance on short-term and long-term disability options that fit their employment situations. The agency also works with local professionals to review benefit periods, waiting periods, and policy terms.
Joel Lewis Insurance Agency provides a full range of disability insurance services for individuals and businesses in Minden, Nevada. The agency assists clients with selecting policies that replace income during illness or injury. Service includes explaining complex benefit structures and maintaining ongoing coverage reviews to adapt to changing personal or professional needs. The agency services a variety of property types within the region, including single-family homes, apartments, retail, and restaurants.
For homeowners, renters, and business owners in Minden, Nevada, Lisa M Koch Agency, LLC American Family Insurance provides disability insurance agent services. The agency helps clients explore income protection plans designed to replace earnings if illness or injury prevents work. Individual policies and group coverage options are available to meet varying needs. A thorough consultation explains how benefits coordinate with employer plans. Serving Minden, the agency also covers the neighboring community of Gardnerville and the wider Carson Valley area.
Serving Minden, Nevada, and the surrounding Carson Valley communities, Sean Marler, CFP - COUNTRY Financial Representative focuses as a disability insurance agent, helping clients protect their income against unforeseen medical events. The work includes evaluating an individual's current earnings and occupation to recommend appropriate coverage levels for long-term or short-term disability policies. To handle a typical job, the agency begins with a thorough review of the client's financial obligations and employment benefits before presenting tailored plan options.
Serving the Reno area and its surrounding communities in Nevada, A and H Insurance focuses on disability insurance agent services. They help clients understand and select policies that protect their income and financial stability in the event of illness or injury. The firm works with individuals to assess their personal risk factors and coverage needs. For a typical job, it carefully reviews policy options and benefit structures to present tailored solutions for each client’s situation.
Leavitt United in Minden, NV, assists clients in distinguishing between one-time disability policies for immediate needs and recurring coverage options for sustained income protection. Their work involves helping individuals evaluate policies that replace earnings during illness or injury. Service is available on an as-needed basis, allowing clients to schedule consultations when specific coverage questions or life changes arise.
Stockmen's Insurance offers focused disability insurance agent services, helping clients secure income protection when illness or injury prevents work. The agency works with individuals and families in Minden, Nevada, guiding them through policy options to match specific needs and budgets. A common concern the team addresses is planning coverage for outdoor recreation injuries common during summer hiking or winter sports seasons.
As winter weather in the Sierra foothills raises concerns about potential accidents, many Minden residents seek financial protection. Bill Heise Insurance Inc specializes in disability insurance agent services, helping local workers secure income replacement for injury or illness. The company guides clients through policy options that address lost wages during recovery periods. An initial consultation assesses individual employment situations and coverage needs.
Summit Partners Insurance is a Minden, Nevada agency focused on helping individuals and businesses secure financial protection through disability insurance. The company assists clients in understanding policy options that provide income replacement if an injury or illness prevents them from working. These policies can be tailored to cover partial or total disability and are available for employees in commercial settings such as offices, warehouses, and food service operations.
Rhonda Moore, operating as a COUNTRY Financial Representative in Minden, Nevada, provides disability insurance agent services to local residents. Her work focuses on helping individuals understand coverage that protects their income in case of illness or injury. She also serves commercial clients seeking similar protection for key business stakeholders. Her service area covers Minden and the surrounding Carson Valley region. Clients often return after their regular policy reviews to update their coverage based on changing personal or professional circumstances.
What Does a a Disability Insurance Agent in Minden Cost?
Disability insurance agent services in Nevada typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age health occupation and coverage amount. For example a 40 year old in good health might pay 1% to 3% of their annual income for a policy. Costs are higher for high risk occupations or pre existing conditions. This is general information not insurance advice.
About disability insurance agents in Minden
Disability insurance agents in Minden Nevada help individuals and business owners protect their income. Nevada law requires agents to be licensed by the Nevada Division of Insurance. Local agents can explain how state regulations affect your policy options and claims process.
Frequently Asked Questions
What does a disability insurance agent in Minden do?
A disability insurance agent helps you find a policy that fits your needs and budget. They explain policy terms, exclusions, and riders. In Nevada agents must follow state rules about disclosure and suitability.
How do I choose a disability insurance agent in Nevada?
Look for an agent licensed in Nevada with experience in disability coverage. Check their standing with the Nevada Division of Insurance. Ask about their knowledge of state-specific laws like Nevada Revised Statutes Chapter 689A.
What is the time limit to file a disability claim in Nevada?
Nevada does not set a specific time limit for filing disability claims. However your policy will have its own deadline often 30 to 90 days. Always check your policy and notify your agent as soon as possible.