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Find Disability Insurance Agents Near You in Owensboro, KY

Browse disability insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated disability insurance agent in Owensboro, Kentucky is Elevate Insurance Agency Inc, rated 5.0 stars across 73 reviews. Other highly rated options include EM Ford Insurance & Financial Planning, WD Insurance, AAA Owensboro Insurance and Member Services. This directory lists 20 disability insurance agents serving Owensboro.

Showing 20 disability insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
2EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
3WD Insurance2410 W Parrish Ave(270) 240-2268
4AAA Owensboro Insurance and Member Services1600 Frederica St(270) 683-8034
5River City Insurance Agency800 Frederica St(270) 216-8975
6Affordable Care Health Insurance LLC2824 Farrell Crescent(270) 684-3711
7Neely Insurance Agency LLC2120 Frederica St(270) 213-6394
8Lawton Insurance of Owensboro200 E 3rd St Suite 101(270) 685-5124
9Maddox Insurance Group2803 Veach Rd(270) 485-2159
10Growth Insurance KY511 Frederica St(270) 216-3294
EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Disability Insurance Agent · Owensboro, KY

Elevate Insurance Agency Inc serves the Owensboro, Kentucky area as a disability insurance agent. The company focuses on helping local residents and professionals secure income protection against unexpected illnesses or injuries. Disability insurance agents in this region assist clients in understanding policy options that replace a portion of lost wages during recovery. Elevate Insurance Agency Inc handles both short-term and long-term disability insurance policies for individuals and small businesses in Owensboro.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Disability Insurance Agent · Owensboro, KY

EM Ford Insurance & Financial Planning offers a range of disability insurance agent services in the Owensboro, KY area. The firm assists clients in understanding policy options and coordinates with insurers to secure coverage for income protection. Regular policy reviews help ensure plans align with changing financial situations. It serves individuals and business owners across various property types, including single-family homes, apartments, retail spaces, and restaurants.

WI
2410 W Parrish Ave
WD Insurance
Disability Insurance Agent · Owensboro, KY

WD Insurance serves Owensboro and the surrounding communities in western Kentucky, offering disability insurance agent services to local residents. The agency assists clients with navigating disability coverage options to protect their income in case of illness or injury. Typical work involves explaining policy terms and helping individuals choose appropriate plans based on their personal needs and employment situations. To handle a typical job, WD Insurance starts by assessing a client’s current coverage and financial obligations before presenting tailored plan comparisons.

AO
1600 Frederica St
AAA Owensboro Insurance and Member Services
Disability Insurance Agent · Owensboro, KY

AAA Owensboro Insurance and Member Services helps homeowners and businesses in Owensboro, KY secure protection against lost income due to injury or illness. This disability insurance agent assists property managers in finding policies that replace a portion of earnings during recovery. Clients receive guidance on choosing plans tailored to individual employment situations. The agency also serves customers in Henderson, ensuring broader regional access to essential income replacement coverage.

RC
800 Frederica St
River City Insurance Agency
Disability Insurance Agent · Owensboro, KY

River City Insurance Agency in Owensboro, KY assists clients in weighing one‑time disability policies against renewable coverage that continues year after year. The core work involves explaining how lost income from illness or injury can be partially replaced, whether through an individual short‑term, long‑term, or group plan. They guide customers through application paperwork and policy terms so choices are understood. Service is available on a scheduled‑appointment basis to allow thorough consultations for each situation.

AC
2824 Farrell Crescent
Affordable Care Health Insurance LLC
Disability Insurance Agent · Owensboro, KY

During seasonal shifts or employment changes in Owensboro, residents often need guidance on disability insurance options to protect their income. Affordable Care Health Insurance LLC serves as a disability insurance agent, helping local workers understand and select appropriate coverage for unexpected medical leaves or injuries. The company focuses on explaining policy terms clearly. The process typically begins with an initial assessment of the applicant’s current employment situation and coverage needs during a scheduled consultation.

NI
2120 Frederica St
Neely Insurance Agency LLC
Disability Insurance Agent · Owensboro, KY

Neely Insurance Agency LLC assists clients in the Owensboro, Kentucky, area with planning for income protection. As a disability insurance agent, the firm focuses on policies that replace a portion of earned income if an individual becomes unable to work due to injury or illness. The agency works with professionals seeking supplemental coverage for their specific employment situations. It serves a range of commercial sectors, including offices, warehouses, and food service operations.

LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Disability Insurance Agent · Owensboro, KY

Lawton Insurance of Owensboro specializes in helping individuals navigate disability insurance options, offering personalized guidance on policies to protect income in the event of illness or injury. It assists clients across the region by evaluating coverage needs for both short-term and long-term protection. In addition to policy selection, it supports claims-related questions and coverage adjustments as life circumstances change. With the end of the calendar year approaching, the agency helps employed and self-employed workers review their existing disability coverage for any necessary updates.

MI
2803 Veach Rd
Maddox Insurance Group
Disability Insurance Agent · Owensboro, KY

Maddox Insurance Group provides residential disability insurance in Owensboro, KY, ensuring homeowners have coverage for potential income loss. The agency also offers commercial policies designed to protect local business owners from financial disruption. Their service area encompasses Owensboro and nearby communities throughout Daviess County. Clients receive help understanding policy details and coverage limits for their specific needs. The team arranges subsequent follow-up appointments to review any policy adjustments required before periodic service visits resume.

GI
511 Frederica St
Growth Insurance KY
Disability Insurance Agent · Owensboro, KY
RM
922 Triplett St Ste 1
RMI
Disability Insurance Agent · Owensboro, KY
(270) 684-6195
SI
810 Princeton Pkwy
Stonebridge Insurance Services, Inc.
Disability Insurance Agent · Owensboro, KY
(270) 926-7977
stonebridge-ins.com
GI
1925 Frederica St
Gallagher Insurance, Risk Management & Consulting
Disability Insurance Agent · Owensboro, KY
(270) 926-4550
assuredpartners.com/Owensboro
BI
2803 Veach Rd
Baize Insurance
Disability Insurance Agent · Owensboro, KY
(270) 685-1011
JL
422 Frederica St
Jennifer L Keller - Aflac Insurance Agent
Disability Insurance Agent · Owensboro, KY
(270) 993-3492
local.aflac.com/jennifer_keller/Agent
BB
722 Breckenridge St
Bradley & Bradley Insurance Agcy LLC
Disability Insurance Agent · Owensboro, KY
(270) 685-5266
bradleyins.com
RA
727 W PARRISH AVE, OWENSBORO, KY 42301, 2200 E Parrish Ave
Russell & Associates
Disability Insurance Agent · Owensboro, KY
(270) 685-2490
russell-ins.com
KS
2249 Palomino Pl
Karen's Insurance Agency
Disability Insurance Agent · Owensboro, KY
kareninsuranceagency.com
HI
2009 Frederica St A
Houchens Insurance Group
Disability Insurance Agent · Owensboro, KY
(270) 685-5581
higusa.com/about-our-agency
HI
2625 Frederica St
HUB International
Disability Insurance Agent · Owensboro, KY
(270) 926-4438
hubinternational.com/en-CA/offices/us/kentucky/owensboro

What Does a a Disability Insurance Agent in Owensboro Cost?

The cost of disability insurance in Kentucky typically ranges from 1 percent to 3 percent of your annual income for a policy that covers 60 percent of your salary. For example, a person earning 50000 per year might pay between 500 and 1500 annually. Premiums vary based on age, health, occupation, and policy features. This is general information and not insurance advice.

About disability insurance agents in Owensboro

Disability insurance agents in Owensboro, Kentucky help individuals and businesses secure income protection policies. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance. Local agents can guide you through policy options that comply with Kentucky insurance regulations.

Frequently Asked Questions

What does a disability insurance agent in Owensboro do?

A disability insurance agent helps you find and purchase a policy that replaces a portion of your income if you become unable to work. They explain policy terms, compare options from different carriers, and assist with the application process. In Kentucky, agents must follow state insurance laws and disclose policy details clearly.

How do I choose a disability insurance agent in Owensboro?

Look for an agent licensed in Kentucky with experience in disability coverage. Check their credentials and ask about their familiarity with Kentucky insurance regulations. You can verify an agents license through the Kentucky Department of Insurance website.

Are there Kentucky specific rules for disability insurance policies?

Yes. Kentucky insurance law sets standards for policy provisions, including definitions of disability and benefit periods. The state also has a 2 year contestability period for most policies. Agents must comply with these rules when selling policies in Owensboro.

Disability Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.