Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 disability insurance agents in Elizabethtown, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Atcher - State Farm Insurance Agent
230 Buford Ln Suite 104, Elizabethtown, KY 42701
(270) 737-2255
neilatcher.com
Mike Wyman - State Farm Insurance Agent
2801 Ring Rd, Elizabethtown, KY 42701
(270) 769-1511
mikewymaninsurance.com
Kelly Ryan Cleaver - State Farm Insurance Agent
3100 Ring Rd #109, Elizabethtown, KY 42701
(270) 234-8200
kellyismyagent.com
Chris Grinstead: Allstate Insurance
112 N Mulberry St, Elizabethtown, KY 42701
(270) 765-7129
agents.allstate.com
Unity Insurance Agency
1507 N Dixie Hwy #116, Elizabethtown, KY 42701
(270) 506-3957
myunityinsurance.com
Houchens Insurance Group
410 Ring Rd, Elizabethtown, KY 42701
(270) 737-2828
curnealhigniteins.com
Shelter Insurance - Jamie Martin
407 N Mulberry St, Elizabethtown, KY 42701
(270) 766-1113
shelterinsurance.com
Bluegrass Insurance Services
620 Westport Rd, Elizabethtown, KY 42701
(270) 769-5555
bluegrassinsurance.net
AAA Elizabethtown Insurance and Member Services
2914 Ring Rd, Elizabethtown, KY 42701
(270) 765-4109
ace.aaa.com
Skees & Shipp Insurance
1793 Leitchfield Rd, Elizabethtown, KY 42701
(270) 769-1951
skeesandshipp.com
Burris Insurance Agency - A Division of Independent Agents of KY
240 W Dixie Ave Suite 1, Elizabethtown, KY 42701
(270) 765-7774
burrisinsuranceky.com
Affordable Benefits Solutions
615 N Mulberry St Ste 205-1, Elizabethtown, KY 42701
(270) 438-5630
affordablebenefitssolutions.com
Aflac - Elizabethtown District Office
950 N Mulberry St #160, Elizabethtown, KY 42701
(270) 900-0610
aflac.com
United Trust Insurance Co
1135 Leitchfield Rd, Elizabethtown, KY 42701
(270) 451-2093
R Insurance
600 N Miles St, Elizabethtown, KY 42701
(270) 235-6591
Duff Insurance Agency - Jacob Hazle, Agent
620 Westport Rd, Elizabethtown, KY 42701
(270) 769-5547
duffinsurance.com
Wilson-Waddell Agency
89 Secretariat Rd, Elizabethtown, KY 42701
(270) 737-0439
Bankers Life and Casualty Company
950 N Mulberry St, Elizabethtown, KY 42701
(606) 240-1819
bankerslife.com
The Duvall Insurance Group
64 Fowler Ln, Elizabethtown, KY 42701
(502) 416-6950
What Does a Disability Insurance Agent in Elizabethtown Cost?
The cost of disability insurance in Kentucky typically ranges from 1% to 3% of your annual income. For a 40 year old earning 50000 per year a policy might cost between 500 and 1500 annually. Factors like age occupation health status and benefit amount affect the premium. Kentucky does not set rate caps so prices vary by carrier. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Elizabethtown do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and occupation. They explain policy terms like elimination periods benefit amounts and definition of disability. Agents also assist with filing claims and answering questions about Kentucky insurance regulations.
Is disability insurance required in Kentucky?
Kentucky does not require individuals to carry disability insurance. However some employers offer group disability coverage as a benefit. Self-employed workers and those without employer coverage often purchase individual policies to protect their income.
How do Kentucky laws affect disability insurance claims?
Kentucky insurance law KRS 304 sets standards for claim handling and requires insurers to act in good faith. If a claim is denied the policyholder has the right to appeal and may file a complaint with the Kentucky Department of Insurance. Agents can guide you through the claims process and help ensure your rights are protected.