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HomeDisability Insurance AgentsKentucky › Elizabethtown

Find Disability Insurance Agents Near You in Elizabethtown, KY

Browse disability insurance agents serving Elizabethtown, Kentucky. Updated 2026-07-14.

The top-rated disability insurance agent in Elizabethtown, Kentucky is Jarred Butler - State Farm Insurance Agent, rated 4.9 stars across 611 reviews. Other highly rated options include Neil Atcher - State Farm Insurance Agent, Mike Wyman - State Farm Insurance Agent, Kelly Ryan Cleaver - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Elizabethtown.

Showing 20 disability insurance agents in Elizabethtown, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jarred Butler - State Farm Insurance Agent322 W Dixie Ave(270) 737-7777
2Neil Atcher - State Farm Insurance Agent230 Buford Ln Suite 104(270) 737-2255
3Mike Wyman - State Farm Insurance Agent2801 Ring Rd(270) 769-1511
4Kelly Ryan Cleaver - State Farm Insurance Agent3100 Ring Rd #109(270) 234-8200
5Unity Insurance Agency1507 N Dixie Hwy #116(270) 506-3957
6Chris Grinstead: Allstate Insurance112 N Mulberry St(270) 765-7129
7Shelter Insurance - Jamie Martin407 N Mulberry St(270) 766-1113
8Skees & Shipp Insurance1793 Leitchfield Rd(270) 769-1951
9Houchens Insurance Group410 Ring Rd(270) 737-2828
10Burris Insurance Agency - A Division of Independent Agents of KY240 W Dixie Ave Suite 1(270) 765-7774
JB
322 W Dixie Ave
Jarred Butler - State Farm Insurance Agent
Disability Insurance Agent · Elizabethtown, KY
NA
230 Buford Ln Suite 104
Neil Atcher - State Farm Insurance Agent
Disability Insurance Agent · Elizabethtown, KY

Neil Atcher - State Farm Insurance Agent serves the Elizabethtown, Kentucky, area as a disability insurance agent. The company helps individuals and families secure coverage that provides income protection if an illness or injury prevents them from working. Policies are designed to replace a portion of lost wages during recovery. This agency assists clients in evaluating short-term and long-term disability insurance options that match their professional needs and personal budgets. It handles both employer-sponsored group plans and individual disability policies tailored to local residents.

MW
2801 Ring Rd
Mike Wyman - State Farm Insurance Agent
Disability Insurance Agent · Elizabethtown, KY

Mike Wyman - State Farm Insurance Agent in Elizabethtown, KY, provides disability insurance services that help protect income in the event of an injury or illness. Policy options are designed to replace a portion of earnings during recovery, with service plans including initial consultations to assess coverage needs and ongoing policy reviews to adjust for life changes. There are no additional quotations, rebates, or promotional claims involved. The agency services single-family homes, apartments, and local retail businesses seeking income protection solutions for their working residents.

KR
3100 Ring Rd #109
Kelly Ryan Cleaver - State Farm Insurance Agent
Disability Insurance Agent · Elizabethtown, KY

Homeowners and self-employed professionals in Elizabethtown consult Kelly Ryan Cleaver’s State Farm agency for disability insurance coverage that replaces income if illness or injury prevents them from working. The agency explains various policy options and benefit periods to help individuals protect personal finances against long-term loss of earnings. Local small business owners also receive guidance on insuring key employees against disability risks. The agency additionally serves clients in surrounding areas such as Radcliff and the greater Hardin County region.

UI
1507 N Dixie Hwy #116
Unity Insurance Agency
Disability Insurance Agent · Elizabethtown, KY

Unity Insurance Agency in Elizabethtown, KY assists clients by offering both one-time consultations for policy reviews and recurring service options for ongoing coverage adjustments. They focus on disability insurance, which provides income protection when an individual cannot work due to illness or injury. Their process typically involves evaluating local employment risks and financial needs to recommend suitable plans. Support is available on a scheduled basis, with periodic check-ins to update coverage as personal circumstances change.

CG
112 N Mulberry St
Chris Grinstead: Allstate Insurance
Disability Insurance Agent · Elizabethtown, KY

Serving Elizabethtown, Kentucky, and the surrounding communities, Chris Grinstead: Allstate Insurance provides disability insurance agent services. This agency handles disability insurance policies designed to protect income if an individual is unable to work due to injury or illness. In this region, coverage options accommodate various professional needs and personal financial situations. The agency generally begins each job by assessing a client’s specific employment circumstances and income requirements, then matching those needs with appropriate policy terms.

SI
407 N Mulberry St
Shelter Insurance - Jamie Martin
Disability Insurance Agent · Elizabethtown, KY

As winter weather and seasonal employment shifts often disrupt income for residents in Elizabethtown, Kentucky, Shelter Insurance - Jamie Martin provides disability insurance agent services tailored to local needs. The agency helps individuals understand how policy options protect earnings during illness or injury, emphasizing the importance of securing financial stability. A thorough initial consultation is scheduled to review each client's specific employment situation and coverage requirements before any recommendation is made.

SS
1793 Leitchfield Rd
Skees & Shipp Insurance
Disability Insurance Agent · Elizabethtown, KY

Skees & Shipp Insurance assists clients in Elizabethtown, Kentucky, with navigating income protection solutions as a Disability Insurance Agent firm. Their core work involves helping individuals secure policies that replace a portion of earnings during periods of inability to work due to illness or injury. Specialized services include evaluating short-term and long-term disability options tailored to specific professional needs. The agency serves a range of commercial sectors, including local offices, warehouses, and food service operations.

HI
410 Ring Rd
Houchens Insurance Group
Disability Insurance Agent · Elizabethtown, KY

Serving Elizabethtown, Kentucky, Houchens Insurance Group specializes in helping individuals secure disability income protection policies. The agency also provides general guidance for clients assessing their need for coverage against lost wages due to injury or illness. Disability insurance agents here work to clarify policy terms, waiting periods, and benefit amounts for local professionals. This service proves especially valuable when a sudden injury or seasonal layoff threatens a household's primary income stream during recovery.

BI
240 W Dixie Ave Suite 1
Burris Insurance Agency - A Division of Independent Agents of KY
Disability Insurance Agent · Elizabethtown, KY
BI
620 Westport Rd
Bluegrass Insurance Services
Disability Insurance Agent · Elizabethtown, KY
(270) 769-5555
bluegrassinsurance.net
AE
2914 Ring Rd
AAA Elizabethtown Insurance and Member Services
Disability Insurance Agent · Elizabethtown, KY
(270) 765-4109
ace.aaa.com/locations/Elizabethtown-42701-21521
AB
615 N Mulberry St Ste 205-1
Affordable Benefits Solutions
Disability Insurance Agent · Elizabethtown, KY
(270) 438-5630
affordablebenefitssolutions.com
UT
1135 Leitchfield Rd
United Trust Insurance Co
Disability Insurance Agent · Elizabethtown, KY
(270) 451-2093
RI
600 N Miles St
R Insurance
Disability Insurance Agent · Elizabethtown, KY
(270) 235-6591
AE
950 N Mulberry St #160
Aflac - Elizabethtown District Office
Disability Insurance Agent · Elizabethtown, KY
(270) 900-0610
aflac.com
DI
620 Westport Rd
Duff Insurance Agency - Jacob Hazle, Agent
Disability Insurance Agent · Elizabethtown, KY
(270) 769-5547
duffinsurance.com
BL
950 N Mulberry St
Bankers Life and Casualty Company
Disability Insurance Agent · Elizabethtown, KY
(606) 240-1819
bankerslife.com
WW
89 Secretariat Rd
Wilson-Waddell Agency
Disability Insurance Agent · Elizabethtown, KY
(270) 737-0439
DI
64 Fowler Ln
The Duvall Insurance Group
Disability Insurance Agent · Elizabethtown, KY
(502) 416-6950

What Does a a Disability Insurance Agent in Elizabethtown Cost?

The cost of disability insurance in Kentucky typically ranges from 1% to 3% of your annual income. For a 40 year old earning 50000 per year a policy might cost between 500 and 1500 annually. Factors like age occupation health status and benefit amount affect the premium. Kentucky does not set rate caps so prices vary by carrier. This is general information not insurance advice.

About disability insurance agents in Elizabethtown

Disability insurance agents in Elizabethtown Kentucky help individuals and businesses find coverage that protects income if injury or illness prevents work. Kentucky law requires insurers to follow specific claim handling rules under KRS 304. Agents can explain policy options and assist with applications. Local agents understand the regional job market and can tailor plans for workers in manufacturing healthcare and education sectors common in Hardin County.

Frequently Asked Questions

What does a disability insurance agent in Elizabethtown do?

A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and occupation. They explain policy terms like elimination periods benefit amounts and definition of disability. Agents also assist with filing claims and answering questions about Kentucky insurance regulations.

Is disability insurance required in Kentucky?

Kentucky does not require individuals to carry disability insurance. However some employers offer group disability coverage as a benefit. Self-employed workers and those without employer coverage often purchase individual policies to protect their income.

How do Kentucky laws affect disability insurance claims?

Kentucky insurance law KRS 304 sets standards for claim handling and requires insurers to act in good faith. If a claim is denied the policyholder has the right to appeal and may file a complaint with the Kentucky Department of Insurance. Agents can guide you through the claims process and help ensure your rights are protected.

Disability Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.