The top-rated disability insurance agent in Lexington, Kentucky is SeibertKeck Insurance Partners, rated 4.9 stars across 342 reviews. Other highly rated options include Energy Insurance Agency, Integrity Insurance Group, LLC, Brooke Whalen Insurance. This directory lists 20 disability insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SeibertKeck Insurance Partners | 2011 Rambler Rd #1 | (859) 203-5353 |
| 2 | Energy Insurance Agency | 3008 Atkinson Ave #3 | (859) 273-1549 |
| 3 | Integrity Insurance Group, LLC | 1500 Leestown Rd Ste 228 | (859) 800-4946 |
| 4 | Brooke Whalen Insurance | 1795 Alysheba Way UNIT 1103 | (859) 885-0232 |
| 5 | Asshield Insurance | 2240 Executive Dr UNIT 103 | (859) 368-0162 |
| 6 | Bray & Oakley Insurance Agency | 3061 Fieldstone Way #300 | (859) 927-3743 |
| 7 | Kentucky Health Solutions, A Trucordia Business | 2365 Harrodsburg Rd Suite B-325 | (859) 309-5033 |
| 8 | Renee Jackson Insurance Agency | 1795 Alysheba Way Suite 1101 | (859) 317-2217 |
| 9 | Greater Lexington Insurance Agency, Inc. | 1066 Wellington Way | (859) 224-2477 |
| 10 | Tyler Insurance Group | 1029 Monarch St UNIT 110 | (859) 785-8289 |
SeibertKeck Insurance Partners serves the Lexington, Kentucky, metro area as a disability insurance agent. It assists local professionals and residents in finding income protection plans to replace lost wages during illness or injury. The agency explains the differences between short-term and long-term disability policies, helping clients evaluate coverage options that fit their specific financial situations and employment types. SeibertKeck Insurance Partners commonly handles individual disability insurance for self-employed workers and group disability plans for small Lexington businesses.
Energy Insurance Agency, located in Lexington, KY, provides a full range of disability insurance agent services, including policy assessments and plan comparisons. The agency also offers ongoing service plans to help clients review coverage needs and manage claims. Disability insurance options are designed to protect income during illness or injury, with tailored guidance for local professionals and small business owners. The agency services properties such as single-family homes, apartments, retail spaces, and restaurants.
Integrity Insurance Group, LLC, serves homeowners, business owners, and professionals in the Lexington area who need protection against income loss due to illness or injury. The agency offers personalized disability insurance policies designed to replace a portion of earned income during a covered disability, helping clients maintain financial stability during recovery. Clients benefit from a dedicated agent who evaluates individual needs and explains policy options clearly. The company also covers Georgetown, providing the same tailored services throughout Fayette and surrounding counties.
Brooke Whalen Insurance in Lexington, KY assists clients with both one-time policy evaluations and ongoing coverage management. As a disability insurance agent, the company helps protect income by explaining how individual plans replace wages during illness or injury. Guidance addresses the local job market, including options for business owners and employees. Service operates on an as-needed basis, allowing clients to request policy reviews or updates at their convenience without a pre-set schedule.
Serving Lexington, Kentucky, and the surrounding Bluegrass communities, Asshield Insurance assists individuals with securing disability insurance coverage. The agency handles policies designed to replace a portion of lost income if a client becomes unable to work due to injury or illness. To provide guidance tailored to each financial situation, the agent typically begins by reviewing the client's current income, employment status, and existing benefits before recommending appropriate policy options for consideration.
As a disability insurance agent in Lexington, Kentucky, Bray & Oakley Insurance Agency focuses on helping individuals secure income protection through short-term and long-term disability policies. It works closely with professionals to design coverage that fits their specific employment situations and financial obligations. The agents offer guidance on policy features like benefit periods and elimination periods. As flu season approaches, many clients review their policies to ensure protection against temporary but significant income loss from serious illness.
As the changing seasons in Lexington bring shifts in work and daily routines, Kentucky Health Solutions, A Trucordia Business, provides guidance on disability insurance coverage to protect local earners. They help individuals assess potential gaps in income protection during an illness or injury. Their process begins with a personalized review of current policies and financial obligations. The initial step involves a consultation to examine existing coverage and evaluate specific needs based on the client’s occupation and lifestyle.
Renee Jackson Insurance Agency in Lexington, Kentucky focuses on helping individuals secure financial protection through disability insurance. The agency specializes in policies designed to replace lost income when illness or injury prevents someone from working. Lexington professionals and business owners rely on this agency for coverage that addresses their long-term security needs. The agency works closely with clients to understand specific occupational risks and monthly benefit requirements. Its knowledgeable team tailors disability plans to match the unique demands of different workplaces, including offices, warehouses, and food service operations.
Greater Lexington Insurance Agency, Inc. serves residents of Lexington, Kentucky with personal disability insurance coverage, helping individuals protect their income against unforeseen illness or injury. The agency also offers commercial disability insurance policies for local small businesses and self-employed professionals in the region. Service area spans the greater Lexington metropolitan vicinity. Agents assist clients with policy selection, claims support, and coverage adjustments during follow-up visits between regular annual reviews or life changes.
What Does a a Disability Insurance Agent in Lexington Cost?
Disability insurance premiums in Kentucky typically range from 1% to 3% of your annual income. For a 40 year old earning 50000 per year a policy might cost 500 to 1500 annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Lexington
Disability insurance agents in Lexington Kentucky help individuals and businesses secure income protection policies. These agents understand Kentucky insurance laws including the requirement that policies must cover pre-existing conditions after a 12-month waiting period. Working with a local agent can simplify the process of filing claims and understanding your coverage options.
Frequently Asked Questions
What does a disability insurance agent in Lexington do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They explain policy terms like elimination periods and benefit amounts. They also assist with claim filing and can answer questions about Kentucky specific regulations.
How long do I have to file a disability claim in Kentucky?
Kentucky law does not set a specific deadline for filing disability claims but most policies require prompt notice. You should report a disability within 30 days or as soon as reasonably possible. Check your policy for exact time limits.
Are disability insurance benefits taxable in Kentucky?
Disability benefits are generally not taxable if you paid the premiums with after tax dollars. If your employer paid the premiums benefits are usually taxable as income. Kentucky follows federal tax rules on this matter.
Disability Insurance Agents in Other Kentucky Cities
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