The top-rated disability insurance agent in Henderson, Kentucky is Best Insured, rated 5.0 stars across 352 reviews. Other highly rated options include Anne Thrasher Boyd - State Farm Insurance Agent, Oakmonte Insurance, Shane Boggess - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Henderson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Best Insured | 1138 N Elm St | (270) 844-4150 |
| 2 | Anne Thrasher Boyd - State Farm Insurance Agent | 316 14th St | (270) 826-9583 |
| 3 | Oakmonte Insurance | 2606 Zion Rd Ste O | (270) 216-1232 |
| 4 | Shane Boggess - State Farm Insurance Agent | 2003 Stapp Dr B | (270) 827-8545 |
| 5 | Vaughn Insurance Agency Co. | 315 N Main St | (270) 827-3505 |
| 6 | Melton-Daniel Insurance | 414 N Main St | (270) 827-0990 |
| 7 | A Plus Insurance Services Of Henderson Inc | 528 N Elm St | (270) 826-3646 |
| 8 | Kentucky Farm Bureau Insurance | 3351 Zion Rd | (270) 826-2949 |
| 9 | Melissa Carter: Allstate Insurance | 730 2nd St Ste A | (270) 826-7830 |
| 10 | Retreat Insurance Services | 961 Trail Dr | (270) 238-6191 |
Best Insured offers disability insurance agent services in Henderson, Kentucky, assisting clients with policy selection and claims guidance. The company provides ongoing plan reviews to help adjust coverage as circumstances change. It also helps individuals understand benefit structures and application processes. Its services encompass individual policies for single-family homeowners and tailored solutions for residents of apartments, as well as coverage support for workers employed by retail businesses and restaurants.
Anne Thrasher Boyd - State Farm Insurance Agent serves Henderson, Kentucky, and the surrounding Henderson County area. As a disability insurance agent, the company helps individuals and families find policies that provide income protection if an illness or injury prevents them from working. They assist clients in understanding coverage options tailored to their employment and financial situations. This includes both short-term disability policies for temporary recovery periods and long-term disability insurance for more extended support.
Oakmonte Insurance serves homeowners, businesses, and property managers in Henderson, Kentucky, by helping them secure disability insurance coverage. The company assists clients in finding policies that provide income protection if illness or injury prevents them from working. It offers guidance on plan options from various carriers to match different financial needs and employment situations. Its services support those seeking long-term or short-term disability solutions. Oakmonte Insurance also covers clients in the neighboring community of Evansville, Indiana, and the broader Tri-State metro area.
Shane Boggess - State Farm Insurance Agent serves the city of Henderson, Kentucky, and its surrounding communities in the tristate region. The agency handles disability insurance policies designed to replace a portion of income if an illness or injury prevents a client from working. It also assists with other personal insurance lines through the State Farm portfolio. For each client, the agent conducts a straightforward needs assessment to identify coverage gaps. This approach then focuses on presenting tailored policy options that align with the client’s specific occupation and financial situation.
Vaughn Insurance Agency Co. in Henderson, KY distinguishes between one-time policy purchase consultations and recurring coverage reviews to meet specific client needs. The firm works with individuals to assess disability insurance options that replace lost income during illness or injury. These policies typically provide either short-term benefits for temporary conditions or long-term protection for permanent disabilities. Service runs on either a one-time initial consultation or as-needed basis for policy adjustments.
In Henderson, Kentucky, the changing seasons often bring new health considerations for local workers, and Melton-Daniel Insurance responds by helping residents understand how lost wages from an illness or injury might be protected. As a dedicated disability insurance agent, the company helps clients review existing employer benefits and explore supplemental coverage tailored to individual occupations in the area. The process typically begins with a no-obligation consultation to assess current income protection needs and review available policy options specific to Henderson.
A Plus Insurance Services Of Henderson Inc specializes in connecting individuals with disability insurance plans tailored to protect their income. It assists clients throughout Henderson, KY, with evaluating policy options and navigating enrollment procedures. The agency addresses common coverage gaps in employer-provided plans. It helps self-employed workers and small business owners secure customized disability protection. During open enrollment periods or after a sudden illness or injury, the company provides focused support to ensure continuity of income through appropriate policy adjustments.
Kentucky Farm Bureau Insurance provides disability insurance solutions to individuals and businesses in the Henderson, Kentucky area. The agency focuses on protecting income through coverage that addresses lost wages due to illness or injury. Local agents help clients select appropriate policies tailored to their financial needs and employment situations. This Disability Insurance Agent serves a range of commercial sectors, including offices, warehouses, and food service operations.
Melissa Carter: Allstate Insurance focuses on financial protection planning for clients in Henderson, KY, with a specialized emphasis on disability insurance coverage. This ensures that individuals have income replacement options if they are unable to work due to illness or injury. The agency provides guidance for selecting appropriate policy terms and benefit periods, tailoring solutions to specific professional needs. It serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Henderson Cost?
Disability insurance costs in Kentucky typically range from 1% to 3% of your annual income. For a 40-year-old earning $50,000 per year, a policy might cost $500 to $1,500 annually. Premiums vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Henderson
Disability insurance agents in Henderson Kentucky help individuals and businesses secure income protection policies. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance. Local agents can guide you through policy options tailored to your occupation and income needs.
Frequently Asked Questions
What does a disability insurance agent in Henderson do?
A disability insurance agent helps you find and apply for disability income policies. They explain policy terms, exclusions, and benefit amounts. They also assist with claims and appeals if needed.
Is disability insurance required in Kentucky?
Kentucky does not require individuals to have disability insurance. However, some employers may offer it as a benefit. Self-employed workers in Henderson often purchase private policies to protect their income.
How long do I have to file a disability claim in Kentucky?
Kentucky law does not set a specific time limit for private disability claims. However, most policies require you to notify the insurer within 30 days of disability. Check your policy for exact deadlines.
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