The top-rated disability insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,082 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Dunn - State Farm Insurance Agent | 160 Versailles Rd | (502) 352-2626 |
| 2 | RB Brown - State Farm Insurance Agent | 949 Louisville Rd C | (502) 875-1301 |
| 3 | Steve Woodrum - State Farm Insurance Agent | 331 Versailles Rd | (502) 695-8888 |
| 4 | Erika Hancock - State Farm Insurance Agent | 210 Kings Daughters Dr | (502) 227-7777 |
| 5 | Bill McCoy Insurance Agency | 1134 US-127 | (502) 875-3994 |
| 6 | Sean Shah: Allstate Insurance | 800 E Main St | (502) 875-1999 |
| 7 | Brenda Harris - State Farm Insurance Agent | 114 Thompson St | (502) 695-1799 |
| 8 | Franklin Goins Insurance Agency | 600 E Main St | (502) 875-4270 |
| 9 | Sturm Insurance Agency | 201 Capital Ave | (502) 875-1351 |
| 10 | Kentucky Farm Bureau Insurance | 1212 Wilkinson Blvd | (502) 223-2193 |
Jason Dunn - State Farm Insurance Agent serves the Frankfort, Kentucky area and surrounding communities. The agency provides disability insurance options designed to help protect an individual’s income if illness or injury prevents them from working. These plans typically offer partial income replacement for covered disabilities. The agency helps clients review short-term and long-term disability policies, comparing benefit periods and elimination periods to match specific financial needs. Jason Dunn - State Farm Insurance Agent handles both individual disability income policies and employer-based group disability coverage.
RB Brown - State Farm Insurance Agent in Frankfort, KY provides disability insurance agent services, including assistance with policy selection and claims support. Its service approach involves consulting with clients to assess their income protection needs and guiding them through application processes. Scheduled policy reviews and plan adjustments are included to help coverage stay aligned with changing circumstances. This agent serves a variety of properties, such as single-family homes, apartments, retail stores, and restaurants.
Steve Woodrum - State Farm Insurance Agent serves homeowners, renters, and business owners in Frankfort, Kentucky who require disability income protection. The agency helps clients understand how disability insurance can provide financial support if an illness or injury prevents them from working. Policies offered can replace a portion of lost wages, helping individuals maintain their standard of living during recovery. The agency also assists self-employed professionals in securing coverage tailored to their needs. Service extends to communities throughout Franklin County, including the neighboring city of Versailles.
Serving Frankfort, Kentucky, and the surrounding communities, Erika Hancock - State Farm Insurance Agent handles disability insurance coverage for local residents. The office assists clients in understanding how disability insurance can help protect their income if an illness or injury prevents them from working. Each policy is reviewed to match individual needs and circumstances. The agent typically begins by discussing a client's occupation and monthly expenses, then recommends a suitable plan to safeguard their financial stability.
Bill McCoy Insurance Agency in Frankfort, KY, helps clients differentiate between one-time disability policies and recurring coverage options, with the latter providing ongoing income protection for an extended period. For workers in the local area, the agency focuses on matching policy benefits to specific occupation risks and personal financial needs. Service for clients seeking disability insurance assistance runs on both a scheduled appointment and as-needed basis to address changing circumstances.
Sean Shah: Allstate Insurance provides disability insurance agent services in Frankfort, Kentucky, focusing on policies that replace income if a client is unable to work due to injury or illness. Its general service work includes helping individuals evaluate different plan options and coverage levels. As winter approaches, the agency assists local residents in reviewing their policies to ensure protection against seasonal accidents and unexpected medical leaves.
As winter weather increases the risk of slip-and-fall injuries in the Frankfort area, many residents consider income protection. Brenda Harris - State Farm Insurance Agent provides disability insurance coverage to help replace lost wages during recovery. Their agency works with local policyholders to tailor plans that match individual employment situations and financial needs. The initial step to securing a disability policy is a free, in-person assessment of a client's income and occupation to determine the appropriate level of coverage.
Franklin Goins Insurance Agency provides individual and group disability insurance solutions to clients in the Frankfort, Kentucky area. The firm offers disability income protection plans designed to replace a portion of lost wages during a qualifying medical emergency or illness. Its services focus on helping customers secure coverage that aligns with their personal financial needs. The company can serve a variety of commercial sectors, including offices, warehouses, and food service businesses.
Sturm Insurance Agency provides residential disability insurance services in Frankfort, Kentucky, helping individuals protect their income when illness or injury prevents work. The agency also offers commercial disability insurance to local small businesses, ensuring employers can provide employee income protection. Their coverage area extends throughout the Frankfort region, including surrounding communities. Clients seeking ongoing income security can expect dedicated follow-up and repeat service between regular policy reviews to adjust protections as needs evolve.
As seasonal work in central Kentucky fluctuates, many residents consider whether a sudden illness or injury could halt their paycheck. Kentucky Farm Bureau Insurance in Frankfort helps individuals explore how disability income coverage could replace lost wages if they become unable to work. Their agents explain policy terms such as waiting periods and benefit durations tailored to each client’s occupation. An initial financial review is scheduled to assess current income sources and identify potential gaps in protection before a quote is prepared.
What Does a a Disability Insurance Agent in Frankfort Cost?
Disability insurance agent services in Kentucky are usually paid through commissions from the insurance company. The cost of a policy depends on your age, occupation, health, and benefit amount. Typical monthly premiums range from 1% to 3% of your monthly income. For example a 40 year old office worker might pay 50 to 150 dollars per month for a policy that replaces 60% of income. This is general information not insurance advice.
About disability insurance agents in Frankfort
Disability insurance agents in Frankfort Kentucky help individuals and businesses find coverage that protects income if illness or injury prevents work. Kentucky insurance law requires agents to be licensed by the Kentucky Department of Insurance. Agents in Frankfort understand the needs of state government employees and local businesses.
Frequently Asked Questions
What does a disability insurance agent in Frankfort do?
A disability insurance agent helps you choose a policy that fits your income and occupation. They explain policy terms and assist with applications. They do not handle claims but can guide you to the right coverage.
Is disability insurance required in Kentucky?
Kentucky does not require individuals to carry disability insurance. However some employers offer group disability plans. Self-employed workers in Frankfort often buy individual policies to protect their income.
How long do I have to file a disability claim in Kentucky?
Kentucky does not set a specific time limit for filing private disability claims. The policy contract will state the deadline. You should review your policy carefully and submit claims as soon as possible.
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