The top-rated disability insurance agent in West Des Moines, Iowa is Midwest Medigap, rated 5.0 stars across 1,262 reviews. Other highly rated options include AKP Health Insurance, Vibrant Insurance Group, The Davison Agency. This directory lists 16 disability insurance agents serving West Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Midwest Medigap | 5550 Wild Rose Ln #400 | (515) 650-4110 |
| 2 | AKP Health Insurance | 974 73rd St | (515) 490-4286 |
| 3 | Vibrant Insurance Group | 9750 University Ave Suite 300 | (515) 223-6757 |
| 4 | The Davison Agency | 1501 42nd St Suite 200 | (515) 205-9052 |
| 5 | S.O.S Senior Offerings and Services | 1200 Valley W Dr #502 | (515) 326-5816 |
| 6 | Patton Insurance Benefits | 1112 Maple St | (515) 270-8178 |
| 7 | World Insurance Associates LLC | 4500 Westown Pkwy # 150 | (515) 327-2020 |
| 8 | Scott Insurance Services | 1100 Grand Ave | (515) 267-0405 |
| 9 | Direct Benefits | 6150 Village View Dr #100 | (515) 259-5600 |
| 10 | HealthMarkets Insurance - Rob Morrison | 2171 Grand Ave Suite 5 | (319) 415-1717 |
Midwest Medigap serves the West Des Moines metro area, Iowa, as a disability insurance agent. The company assists local residents in evaluating coverage options designed to replace a portion of income when an illness or injury prevents work. They guide clients through plan comparisons and the application process, clarifying policy terms for individual needs. This firm handles both short-term disability policies for temporary recovery periods and long-term disability insurance for extended protection.
AKP Health Insurance in West Des Moines, Iowa, provides disability insurance agent services, including policy selection and enrollment assistance. The company offers ongoing support for claims filing and policy reviews to help clients maintain appropriate coverage. As a disability insurance agent, it sources plans that replace a portion of income if an injury or illness prevents work. The company caters to various property types, from single-family homes and apartments to retail establishments and restaurants in the area.
Vibrant Insurance Group serves homeowners, businesses, and property managers in West Des Moines, Iowa, by providing disability insurance agent services. They help clients secure disability coverage that can replace a portion of income if an illness or injury prevents them from working. Their focus is on explaining policy terms and comparing options to match individual needs and budgets. The company also covers the entirety of the Des Moines metro area, including neighboring Ankeny.
Serving West Des Moines, Iowa, and the surrounding communities, The Davison Agency handles disability insurance for individuals and professionals. It addresses the need for income protection when illness or injury prevents work. Policies are tailored to cover a portion of salary, helping clients maintain financial stability during recovery. Clients often include self-employed workers and those in specialized fields. To handle a typical job, the agency reviews personal financial situations and presents plan options with clear explanations of coverage limits and claim procedures.
Some clients prefer a one-time consultation for disability insurance to address a sudden concern, while others require ongoing service to adjust coverage as income or health changes. S.O.S Senior Offerings and Services serves individuals and families in West Des Moines, IA as a local disability insurance agent. The agent listens to each situation to recommend appropriate income protection policies. Service works on either a one-time, scheduled, or as-needed basis according to client preference.
Specializing in disability income insurance, Patton Insurance Benefits in West Des Moines, IA helps local professionals and self-employed individuals protect their earning potential. The agency guides clients through the complexities of short-term and long-term disability policies, ensuring coverage aligns with their specific occupational needs. Comprehensive personal consultations assess risk factors and policy limitations. For area workers facing seasonal fluctuations or a sudden injury during peak business months, it assists with filing claims and navigating benefit periods to maintain financial stability.
World Insurance Associates LLC serves individuals and businesses in the West Des Moines area by providing access to a range of insurance solutions. The company operates as a disability insurance agent, specializing in policies designed to replace income if a client cannot work due to illness or injury. This focused support helps professionals plan for unexpected loss of earnings. The agency can serve commercial sectors including offices, warehouses, and food service operations.
Scott Insurance Services works with individuals in West Des Moines, Iowa, to obtain disability coverage that protects personal income during illness or injury. The firm also assists local businesses in securing group disability policies for their employees, serving commercial clients throughout the greater metropolitan area. By taking the time to understand each client’s unique income and health needs, the agency helps match policy features to realistic protection goals. Clients often return for annual policy reviews or when their employment changes between regular office visits.
Direct Benefits is a disability insurance agent in West Des Moines, IA, focused on helping clients safeguard their income against unexpected illness or injury. The firm serves local professionals and small business owners, assessing individual needs to match policies from multiple carriers. It works with both employer-based group plans and private coverage for self-employed individuals. For added security, the agency can arrange a residual disability rider to cover partial loss of earnings.
What Does a a Disability Insurance Agent in West Des Moines Cost?
Disability insurance premiums in Iowa typically range from 1% to 3% of your annual income. For a 35 year old non-smoker in West Des Moines a policy covering 60% of income may cost between $50 and $150 per month. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in West Des Moines
Disability insurance agents in West Des Moines help individuals and businesses find coverage that protects income if injury or illness prevents work. Iowa law requires disability insurance policies to include a 30-day free look period for review. Agents can explain how state regulations affect benefit terms and claim processes.
Frequently Asked Questions
What does a disability insurance agent in West Des Moines do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They explain policy features like elimination periods and benefit durations. Agents also assist with filing claims and understanding Iowa insurance regulations.
How long do I have to file a disability claim in Iowa?
Iowa law generally requires you to file a disability claim within 20 days of the start of your disability. After that you must provide proof of loss within 90 days. Your agent can help you meet these deadlines.
Are disability insurance agents licensed in Iowa?
Yes all disability insurance agents in Iowa must hold a valid insurance producer license from the Iowa Insurance Division. You can verify an agents license through the National Insurance Producer Registry website.
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