The top-rated disability insurance agent in Davenport, Iowa is The Preston Insurance Group: Allstate Insurance, rated 4.9 stars across 192 reviews. Other highly rated options include Haffarnan & Associates, LLC American Family Insurance, Jorgensen Insurance Agency, Kellner Insurance Agency. This directory lists 19 disability insurance agents serving Davenport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Preston Insurance Group: Allstate Insurance | 2318 Eastern Ave | (563) 424-6404 |
| 2 | Haffarnan & Associates, LLC American Family Insurance | 2207 E 52nd St Ste 2 | (563) 386-2448 |
| 3 | Jorgensen Insurance Agency | 2304 Jersey Ridge Rd | (563) 355-9777 |
| 4 | Kellner Insurance Agency | 903 E Kimberly Rd Ste 19 | (563) 449-6065 |
| 5 | IHMVCU Insurance Services | 2102 E Kimberly Rd | (309) 797-5605 |
| 6 | Farm Bureau Financial Services: Sarah Stineman | 2720 W Locust St Unit B-1 | (563) 381-5096 |
| 7 | Mel Foster Insurance | 3218 E 35th St Ct | (563) 359-5446 |
| 8 | United Insurance Counselors | 1850 E 53rd St Suite 1 | (563) 386-3290 |
| 9 | Adequate Insurance Services | 215 N Main St Ste 800 | (563) 202-1196 |
| 10 | HealthMarkets Insurance - Carolyn Thornburg | 6313 W River Dr Suite 4 | (563) 570-8000 |
The Preston Insurance Group: Allstate Insurance serves the Davenport, Iowa metro area as a disability insurance agent. The agency helps local residents secure financial protection by replacing a portion of income if illness or injury prevents them from working. It also assists clients in understanding policy options that cover both short-term and long-term disability needs. In this area, the company handles employer-sponsored group disability plans and individual income protection policies.
Haffarnan & Associates, LLC American Family Insurance offers individuals and businesses in the Davenport, IA area help with selecting disability insurance policies that provide income protection if they cannot work. The agency assists clients in understanding policy terms and filing necessary claims documentation when coverage needs arise. Their ongoing service includes reviewing existing plans to ensure they continue to meet changing personal or professional circumstances. The company works with clients who own single-family homes, apartments, retail properties, and restaurants.
Jorgensen Insurance Agency in Davenport, Iowa serves homeowners, business owners, and professionals seeking personal income protection. The agency specializes in disability insurance, helping clients replace a portion of their earnings if they cannot work due to illness or injury. Policies are arranged to secure monthly benefits tailored to individual occupations and financial situations. Jorgensen Insurance Agency also serves clients throughout the Quad Cities metro, including the neighboring community of Bettendorf.
Cold and flu season in the Quad Cities often prompts local employees to check their financial safety nets. Kellner Insurance Agency in Davenport, IA, specializes in disability insurance agent services for individuals wanting to protect their income. An agent reviews a client’s current coverage gaps and explains policy options tailored to a worker’s specific occupation. The process typically concludes with a straightforward initial assessment to help the client verify their eligibility and review policy terms.
IHMVCU Insurance Services specializes in disability insurance coverage, serving clients in the Davenport, Iowa, area. The agency provides guidance on policies that replace a portion of income if a client becomes unable to work due to illness or injury. It works with individuals to evaluate their specific needs. The agency also assists local workers in protecting their livelihoods through tailored coverage options. For instance, the company helps tradespeople and office professionals prepare for a sudden injury that could interrupt their regular income during peak seasonal employment.
Farm Bureau Financial Services: Sarah Stineman serves individuals in and around Davenport with residential disability insurance. The company also provides commercial coverage for local small businesses in the area. An agent helps clients understand policy options to protect their income from illness or injury. Follow-up service is arranged between regular visits to adjust coverage as personal situations change. Repeat clients are contacted to review and renew their plans as needed.
Mel Foster Insurance provides disability insurance services in the Davenport, IA area, clarifying the key difference between one-time policies, which offer a fixed benefit for a single defined event, and recurring coverage that delivers ongoing income replacement for long-term or total disability situations. Their agents help clients understand these coverage structures to address specific health-related income gaps or financial protection needs. All service runs on an as-needed basis, tailored to individual consultations for new policies or periodic policy reviews.
United Insurance Counselors provides professionals and individuals in the Davenport, IA area with guidance on protecting their income through disability coverage. The firm focuses on helping clients understand policy options that replace a portion of lost earnings during illness or injury. It also advises on benefit details such as elimination periods and partial disability provisions. Businesses seeking to offer this protection for their teams can find support. The company serves commercial operations including offices, warehouses, and food service establishments.
HealthMarkets Insurance - Carolyn Thornburg in Davenport, IA specializes in helping individuals and families secure income protection through disability insurance policies. The agency guides clients through the process of choosing plans that replace a portion of their earnings if they become unable to work due to injury or illness. Services include personalized assessments to match coverage with specific financial obligations and employment situations. An additional specialty service the agency offers is coordinating disability coverage with existing employer benefits to avoid gaps in protection.
What Does a a Disability Insurance Agent in Davenport Cost?
Disability insurance agent services in Iowa typically cost nothing upfront because agents earn commissions from the insurance company. Policy premiums vary widely from 1% to 3% of your annual income for individual coverage. Group plans through an employer may cost less. Costs depend on your age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Davenport
Disability insurance agents in Davenport Iowa help individuals and businesses secure income protection policies. Agents guide clients through Iowa specific rules such as the 30 day notice requirement for disability claims under Iowa Code 514C. They also assist with policy selection and claim filing for local workers in the Quad Cities area.
Frequently Asked Questions
What does a disability insurance agent in Davenport do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They explain policy terms and assist with the application process. Agents also help you understand Iowa rules for disability benefits.
How do I choose a disability insurance agent in Davenport Iowa?
Look for an agent licensed in Iowa with experience in disability coverage. Ask about their knowledge of Iowa Code 514C which sets claim deadlines. Check their reputation with local clients and the Iowa Insurance Division.
What Iowa laws affect disability insurance claims?
Iowa Code 514C requires policyholders to notify the insurer within 30 days of a disability. Claims must be filed within one year unless the policy states a different time. An agent can help you meet these deadlines.
Disability Insurance Agents in Other Iowa Cities
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