The top-rated disability insurance agent in Ankeny, Iowa is Reyna Immerfall - State Farm Insurance Agent, rated 5.0 stars across 119 reviews. Other highly rated options include Sands Insurance, Nate Sammler - State Farm Insurance Agent, Gavin Crandall Agency, LLC American Family Insurance. This directory lists 20 disability insurance agents serving Ankeny.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Reyna Immerfall - State Farm Insurance Agent | 114 NW 9th St STE 103 | (515) 217-3053 |
| 2 | Sands Insurance | 1450 SW Vintage Pkwy #220 | (515) 965-2429 |
| 3 | Nate Sammler - State Farm Insurance Agent | 1850 SW White Birch Cir | (515) 964-8102 |
| 4 | Gavin Crandall Agency, LLC American Family Insurance | 1517 N Ankeny Blvd Suite D | (515) 635-3225 |
| 5 | Tony Strang: Allstate Insurance | 113 SE Delaware Ave Suite 102 | (515) 679-7171 |
| 6 | Cullen & Associates Inc. Insurance Services | 1680 SW Ankeny Rd #2C | (515) 963-8500 |
| 7 | Elite Insurance Solutions, LLC | 702 SW 4th St #109 | (515) 518-1700 |
| 8 | Shelter Insurance - Harrington Insurance Agency, LLC | 1605 SE Delaware Ave Suite B | (515) 410-2886 |
| 9 | Deb Stubbs - State Farm Insurance Agent | 225 SE Oralabor Rd Suite 4 | (515) 964-9500 |
| 10 | Shelter Insurance - Rodney Brannan | 1517 N Ankeny Blvd C | (515) 964-1791 |
Reyna Immerfall - State Farm Insurance Agent in Ankeny, IA, offers specialized disability insurance services to help individuals protect their income in the event of an injury or illness preventing them from working. The agency also provides general insurance assistance, including policy reviews and personalized coverage explanations for various local needs. As the seasons change, many area residents turn to this office for guidance on managing coverage during transitional periods such as a new job or after a medical procedure.
Sands Insurance serves Ankeny, Iowa, and the surrounding central Iowa communities as a disability insurance agent. It handles applications for individual disability income policies designed to replace a portion of a client’s salary if they become unable to work due to illness or injury. The agency explains how benefit periods, waiting periods, and occupation-specific definitions affect coverage. For a typical job, it first reviews a client’s current income and employer benefits, then compares plan options to match the client’s budget and protection needs.
For clients needing income protection, disability insurance can be arranged as either a one-time policy purchase or a continuing service with periodic plan reviews. Located in Ankeny, IA, Nate Sammler - State Farm Insurance Agent helps area residents understand how disability coverage may replace a portion of lost wages during an illness or injury. This local agency assists with initial policy selection and any future adjustments to ensure coverage remains appropriate. Client service is available on a one-time or as-needed basis for policy questions and modifications.
Gavin Crandall Agency, LLC American Family Insurance in Ankeny, Iowa is known for guiding clients through the process of selecting disability insurance, which provides income protection if injury or illness prevents work. The agent helps individuals and local business owners assess their coverage needs, comparing policy options from available carriers. A specialty service offered includes coordinating disability protection alongside existing health policies for a more complete benefit plan.
A dedicated disability insurance agent based in Ankeny, Tony Strang provides Allstate coverage for residents and local businesses throughout the broader central Iowa area. Their commercial policies are tailored to protect company earnings and employee stability if an owner or worker becomes unable to perform their job. Residential disability insurance services focus on safeguarding individual income against injury or illness. After an initial policy is secured, the agency welcomes follow-up visits to review coverage changes and can adjust plans between regular check-ins to address evolving client needs.
Cullen & Associates Inc. Insurance Services serves the greater Ankeny, Iowa metro area as a disability insurance agent. This agency helps individuals and businesses secure financial protection against income loss due to illness or injury. Its professionals guide clients through the process of selecting appropriate private disability policies. They also assist with evaluating different plan features, including benefit periods and elimination periods. These efforts ensure workers have reliable coverage tailored to their specific occupational and personal situations in this region.
Elite Insurance Solutions, LLC serves homeowners, businesses, and property managers seeking income protection in Ankeny, Iowa. The agency helps clients evaluate disability insurance policies to safeguard earnings against unexpected illness or injury. It guides customers through plan selection and policy details, ensuring coverage aligns with personal or professional needs. For those outside city limits, the agent also covers surrounding Polk County communities and the northern Des Moines metro area.
Shelter Insurance - Harrington Insurance Agency, LLC serves clients in Ankeny, Iowa, and the surrounding communities of the greater Des Moines metropolitan area. The agency handles disability insurance, which provides income protection for individuals who are unable to work due to illness or injury. A typical job involves reviewing a client's occupation, current coverage, and financial obligations to identify suitable policy options. The agency approaches each case by assessing individual needs and explaining the terms of different disability plans.
Deb Stubbs - State Farm Insurance Agent in Ankeny, Iowa, provides guidance on disability insurance options to help protect income during unexpected illness or injury. The agency assists clients in understanding policy features and coverage levels suited to individual financial needs. Ongoing service includes reviewing existing plans and adjusting them as life circumstances change. This support extends to local residents living in single-family homes, apartments, retail spaces, and restaurants who seek financial security through disability protection.
What Does a a Disability Insurance Agent in Ankeny Cost?
Disability insurance premiums in Iowa typically range from 1% to 3% of your annual income. For a 35 year old in Ankeny, a policy may cost between $50 and $200 per month depending on coverage amount and waiting period. Costs vary by age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Ankeny
Disability insurance agents in Ankeny, Iowa help individuals and businesses secure income protection. Iowa law requires disability policies to include certain consumer protections under Iowa Code Chapter 507B. Local agents understand the specific needs of Ankeny residents and can explain how state regulations affect your coverage.
Frequently Asked Questions
What does a disability insurance agent in Ankeny do?
A disability insurance agent helps you find a policy that fits your income and occupation. They explain policy terms, exclusions, and how Iowa state laws affect your coverage. Agents also assist with filing claims and navigating the appeals process.
How long do I have to file a disability claim in Iowa?
Iowa law does not set a specific deadline for filing a disability claim, but most policies require prompt notice. You should review your policy for its specific time limits. Delaying a claim can result in denial under the policy terms.
Are disability insurance premiums tax deductible in Iowa?
Premiums paid with after-tax dollars are not tax deductible. If your employer pays the premium, benefits are taxable. Iowa follows federal tax rules for disability insurance. Consult a tax professional for your specific situation.
Disability Insurance Agents in Other Iowa Cities
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