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Compare Disability Insurance Agents in Waterloo, IA

Directory of disability insurance agents in Waterloo, Iowa. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 19 disability insurance agents in Waterloo, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
VGM Insurance Services
1111 Van Miller Wy, Waterloo, IA 50701
(800) 362-3363 vgminsurance.com
PDCM Insurance
3022 Airport Blvd, Waterloo, IA 50703
(319) 234-8888 pdcm.com
The Sinnott Agency
622 W 4th St, Waterloo, IA 50702
(319) 233-6103 sinnottagency.com
Gallagher Insurance, Risk Management & Consulting
2945 Airport Blvd, Waterloo, IA 50703
(319) 433-1098 assuredpartners.com
Tjernagel Insurance
2920 Falls Ave, Waterloo, IA 50701
(319) 235-6719 tjernagelins.com
Thrivent Financial: Midwest Group
622 Progress Ave, Waterloo, IA 50701
(319) 232-2171 connect.thrivent.com
Farm Bureau Financial Services: Beau Jorgensen
3315 W 4th St, Waterloo, IA 50701
(319) 234-2000 fbfs.com
Farm Bureau Financial Services: Andrea McKenzie
3315 W 4th St, Waterloo, IA 50701
(319) 348-3800 fbfs.com
Shelter Insurance - Jeff Gudenkauf
3680 University Ave Ste B, Waterloo, IA 50701
(319) 235-8090 shelterinsurance.com
Fish-Johnson Insurance Agency
3265 W 4th St, Waterloo, IA 50701
(319) 233-3335 fishjohnsonins.com
Bankers Life
1850 W Ridgeway Ave Ste 3, Waterloo, IA 50701
(319) 277-5173 branches.bankerslife.com
American National Insurance Co
2913 Falls Ave, Waterloo, IA 50701
(319) 234-8936 americannational.com
Veridian Insurance
1827 Ansborough Ave, Waterloo, IA 50701
(800) 235-3228 veridiancu.org
BankIowa Insurance
3222 Kimball Ave ste b, Waterloo, IA 50702
(319) 232-4571 bankiowainsurance.com
Kvale Insurance
1425 W 5th St Ste 2, Waterloo, IA 50702
(319) 833-9428 kvaleinsurance.com
Gene Pint & Associates
2913 Falls Ave, Waterloo, IA 50701
(319) 234-8936 americannational.com
Northwestern Mutual - Waterloo
3839 Ansborough Ave, Waterloo, IA 50701
(319) 233-8441 waterloo.nm.com
New York Life Insurance Company
3116 Brockway Rd, Waterloo, IA 50701
(319) 287-5915 newyorklife.com
New York Life
1416 W 4th St, Waterloo, IA 50702
(319) 233-2204 newyorklife.com

Disability insurance agents in Waterloo Iowa help individuals and businesses secure income protection. They can explain how Iowa state laws affect policy terms and claim processes. Working with a local agent ensures you understand coverage options specific to your needs.

What Does a Disability Insurance Agent in Waterloo Cost?

Disability insurance premiums in Iowa vary based on age, health, occupation, and benefit amount. A typical policy might cost between 1% and 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy could range from $50 to $150 per month. Costs also depend on the elimination period and benefit duration. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Waterloo do?
A disability insurance agent helps you choose a policy that fits your income and occupation. They explain benefit periods, elimination periods, and how Iowa law may impact your coverage. They also assist with filing claims and understanding policy exclusions.
How do Iowa laws affect disability insurance policies?
Iowa follows standard insurance regulations but does not mandate private disability coverage. Iowa Code Chapter 507B governs unfair claim practices, giving you protections if an insurer acts in bad faith. Agents can help you understand these legal rights.
What is the typical process to get disability insurance in Waterloo?
You meet with an agent to review your income, occupation, and health history. The agent then compares policies from multiple carriers. Once you choose a plan, you complete an application and may need a medical exam. The agent handles the paperwork and answers your questions.