The top-rated disability insurance agent in Iowa City, Iowa is Nanci Kohl - State Farm Insurance Agent, rated 4.7 stars across 50 reviews. Other highly rated options include The Jordan Agency: Allstate Insurance, Relion Insurance Solutions, Andrew Pelzer American Family Insurance. This directory lists 19 disability insurance agents serving Iowa City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nanci Kohl - State Farm Insurance Agent | 431 Hwy 1 W | (319) 338-6200 |
| 2 | The Jordan Agency: Allstate Insurance | 535 Highland Ave | (319) 337-3414 |
| 3 | Relion Insurance Solutions | 24 Westside Dr | (319) 887-3700 |
| 4 | Andrew Pelzer American Family Insurance | 2730 Naples Ave SW Ste 100 | (319) 338-7571 |
| 5 | Farmers Insurance - Jeffrey Ruhlow | 1110 N Dodge St | (319) 354-6541 |
| 6 | John Raley American Family Insurance | 24 N Van Buren St | (319) 338-9491 |
| 7 | Joshua Boyce American Family Insurance | 2127 Muscatine Ave | (319) 351-0707 |
| 8 | Farm Bureau Financial Services: Brad Stimmel | 1402 Willow Creek Ct | (319) 519-6885 |
| 9 | Boyd Murray - State Farm Insurance Agent | 1570 S 1st Ave | (319) 338-9417 |
| 10 | Gaffey Insurance | 237 Scott Ct | (319) 358-0111 |
Nanci Kohl - State Farm Insurance Agent serves the Iowa City metro area and surrounding Johnson County. This agency specializes in helping clients secure disability insurance policies that provide income protection. A disability insurance agent guides individuals through options that replace a portion of their salary if an illness or injury prevents them from working. Policies can be tailored for short-term or long-term coverage needs. The office assists local workers with understanding waiting periods and benefit durations. Specific services include evaluating individual disability plans for self-employed professionals and reviewing employer-provided group coverage options.
Based in Iowa City, The Jordan Agency: Allstate Insurance provides a full range of disability insurance services, helping clients protect their income through customized long-term and short-term disability plans. It offers support by assessing individual needs and explaining policy options to ensure adequate coverage for different life stages. The agency also assists with policy maintenance, helping clients update their plans as circumstances evolve. It serves individual homeowners, apartment residents, and those operating local retail shops and restaurants.
Relion Insurance Solutions serves individuals and business owners in Iowa City, Iowa, who need guidance on disability coverage for income protection. The company assists professionals, including physicians and independent contractors, who require policies that replace lost earnings during illness or injury. As a local disability insurance agent, Relion Insurance Solutions recommends and explains various provider options to meet unique financial needs beyond basic group plans. It also extends its personalized services to residents and small businesses in the adjacent Coralville community, ensuring practical coverage advice across the metropolitan area.
Serving Iowa City and the surrounding Johnson County communities, Andrew Pelzer American Family Insurance handles disability insurance policies for local residents. The agency works to help clients understand how disability coverage can protect their income if illness or injury prevents them from working. Each client's situation is reviewed individually, with the agent explaining policy options that can suit different needs and budgets. A typical job begins with an assessment of current income sources and protections, then proceeds to match coverage details to the client's specific financial circumstances and concerns.
At Farmers Insurance - Jeffrey Ruhlow, clients choose between one-time policy evaluations and recurring contract reviews for ongoing coverage. Services address needs such as income replacement after illness or injury across the Iowa City area. Typical plans offer options for short-term gaps or long-term protection. Consultations may review benefit amounts, elimination periods, and premium structures tailored to individual circumstances. Service scheduling runs on either a one-time or as-needed basis in this local agency.
John Raley American Family Insurance in Iowa City, IA offers specialized disability insurance agent services, focusing on income protection plans that replace a portion of lost wages if a client becomes unable to work due to illness or injury. The agency also provides general guidance on policy options, including short-term and long-term disability coverage tailored to individual employment situations. It helps clients address concerns such as securing coverage before the end of an open enrollment period at work.
Joshua Boyce American Family Insurance provides disability insurance agent services to clients throughout Iowa City. Residential coverage is offered to help individuals protect their income during unforeseen illnesses or injuries. Commercial policies are also available for small business owners in the area seeking to safeguard their workforce. The agent serves policyholders locally with advice on coverage options tailored to individual needs. Clients can expect continued support through follow-up consultations between regular policy visits to adjust plans as circumstances change over time.
Farm Bureau Financial Services: Brad Stimmel provides disability insurance solutions for individuals in the Iowa City area, specializing in income protection policies that help replace lost wages due to illness or injury. The company works with clients to assess their specific coverage needs and tailor a financial safety net accordingly. Its disability insurance services can support professionals and workers across commercial sectors, including offices, warehouses, and food service environments.
Boyd Murray - State Farm Insurance Agent in Iowa City, IA is known for providing disability insurance coverage that helps protect clients' income if they are unable to work due to illness or injury. Its service range includes evaluating individual policies to match a customer's occupation, lifestyle, and budget. The company aims to guide clients through complex plan options and benefit periods available in the local market. A specialty service it can add on is consulting on short-term disability riders to bridge coverage gaps.
As winter weather approaches in Iowa City, unexpected illnesses or accidents can disrupt an active lifestyle. Gaffey Insurance helps local residents prepare for such financial setbacks by assisting them in selecting disability insurance policies suited to their individual careers and income needs. With payouts tied directly to lost wages due to covered medical conditions, the company ensures that clients understand each plan’s waiting periods, benefit durations, and definitions of disability before making a commitment. The initial-assessment step involves a detailed review of the applicant’s occupation, current health, and monthly expenses.
What Does a a Disability Insurance Agent in Iowa City Cost?
Disability insurance agent services in Iowa are typically paid through commissions from the insurance carrier. Policy premiums vary widely based on age, health, occupation, and coverage amount. For a 35 year old professional in Iowa City, a policy might cost between 1% and 3% of annual income per year. This is general information, not insurance advice.
About disability insurance agents in Iowa City
Disability insurance agents in Iowa City help individuals and businesses find coverage that fits their needs. Iowa law requires agents to be licensed by the Iowa Insurance Division. Local agents can guide you through policy options and claims processes specific to Iowa City.
Frequently Asked Questions
What does a disability insurance agent in Iowa City do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, waiting periods, and benefit durations. They also assist with filing claims and navigating Iowa insurance regulations.
How do I choose a disability insurance agent in Iowa?
Look for an agent licensed in Iowa with experience in disability coverage. Ask about their knowledge of Iowa specific laws like the state insurance code. Check references and read reviews from other Iowa City clients.
Are there Iowa specific rules for disability insurance claims?
Yes, Iowa Code Chapter 514C governs disability insurance policies. Insurers must follow strict timelines for claim decisions. If a claim is denied, you have the right to request an internal appeal and later an external review under Iowa law.
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