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HomeDisability Insurance AgentsFlorida › Winter Garden

Find Disability Insurance Agents Near You in Winter Garden, FL

Browse disability insurance agents serving Winter Garden, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Winter Garden, Florida is Shannon Till - State Farm Insurance Agent, rated 4.9 stars across 1,268 reviews. Other highly rated options include Craig Martin - State Farm Insurance Agent, Mike Broschart - State Farm Insurance Agent, Joseph Ferrara Insurance Services, Inc.. This directory lists 16 disability insurance agents serving Winter Garden.

Showing 16 disability insurance agents in Winter Garden, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shannon Till - State Farm Insurance Agent1620 Daniels Rd #110(407) 656-4000
2Craig Martin - State Farm Insurance Agent14416 Shoreside Way #140(407) 656-1040
3Mike Broschart - State Farm Insurance Agent14230 W Colonial Dr Ste 110(407) 298-2700
4Joseph Ferrara Insurance Services, Inc.1442 Roxy Ln(800) 930-7006
5NL Insurance Solutions Inc13640 W Colonial Dr ste 150(407) 654-6500
6Central Florida Insurance Advisors213 S Dillard St(352) 575-2342
7Hillcrest Insurance Agency1165 E Plant St #6(407) 656-2211
8Abney Insurance Agency502 S Woodland St(407) 877-6110
9Tiago Guimaraes Insurance1218 Winter Garden Vineland Rd Suite # 112(843) 343-9603
10Sunline Insurance AgencyRaintree Building, 310 S Dillard St STE 150(407) 933-7866
ST
1620 Daniels Rd #110
Shannon Till - State Farm Insurance Agent
Disability Insurance Agent · Winter Garden, FL

Shannon Till - State Farm Insurance Agent serves the Winter Garden, Florida, area and the greater surrounding county. This agency provides disability insurance to help individuals replace lost income if they become unable to work due to illness or injury. The agent works with clients to assess their coverage needs and personal situations. They handle both short-term and long-term disability insurance policies for local residents and professionals.

CM
14416 Shoreside Way #140
Craig Martin - State Farm Insurance Agent
Disability Insurance Agent · Winter Garden, FL

Craig Martin - State Farm Insurance Agent in Winter Garden, FL, provides disability insurance services focused on income protection and financial contingency planning for individuals and businesses. The agency assists clients in selecting suitable policy options and can help with adjustments to existing coverage when needs change. Service includes periodic policy reviews to ensure alignment with current employment situations and household budgets. Typical plans serviced by this agency apply to single-family homeowners, apartment renters, retail workers, and restaurant employees.

MB
14230 W Colonial Dr Ste 110
Mike Broschart - State Farm Insurance Agent
Disability Insurance Agent · Winter Garden, FL

Mike Broschart serves homeowners, businesses, and renters in the Winter Garden, Florida area who need disability income protection. As a local disability insurance agent, the agency assists clients in understanding policy options that replace a portion of their income if they become unable to work due to illness or injury. The office works closely with each customer to review personal circumstances and recommend appropriate coverage levels. They also provide ongoing support for claims and policy changes. The agency extends its services to nearby Windermere and western parts of the greater Orlando metro.

JF
1442 Roxy Ln
Joseph Ferrara Insurance Services, Inc.
Disability Insurance Agent · Winter Garden, FL

Joseph Ferrara Insurance Services, Inc. serves the Winter Garden, Florida area and surrounding Central Florida communities. It handles applications for disability insurance policies designed to replace a portion of income if a client cannot work due to illness or injury. The company works with individuals and local businesses to evaluate coverage options that fit different occupations and personal budgets. To manage a typical job, it reviews a client’s current income and employment situation before recommending a suitable benefit amount and waiting period.

NI
13640 W Colonial Dr ste 150
NL Insurance Solutions Inc
Disability Insurance Agent · Winter Garden, FL

NL Insurance Solutions Inc in Winter Garden, FL, distinguishes between clients who need a single disability income policy and those requiring ongoing portfolio adjustments. Individual coverage protects against lost earnings from illness or injury, while a recurring service plan ensures policies are periodically reviewed for changing needs. This agent assists both professionals and small business owners in selecting appropriate benefit amounts and waiting periods. Service appointments are arranged on an as-needed basis according to each client’s policy lifecycle.

CF
213 S Dillard St
Central Florida Insurance Advisors
Disability Insurance Agent · Winter Garden, FL

Specializing in disability insurance coverage for Florida professionals and self-employed individuals, Central Florida Insurance Advisors serves clients in Winter Garden, FL and the surrounding region. The agency helps residents evaluate different disability plans to protect their income against unexpected medical conditions or injuries. It assists with policy comparisons for both short-term and long-term coverage needs. The team guides clients through benefit calculations and elimination period options. During open enrollment periods or after a significant health event affecting ability to work, the company helps adjust existing disability policies accordingly.

HI
1165 E Plant St #6
Hillcrest Insurance Agency
Disability Insurance Agent · Winter Garden, FL

Hillcrest Insurance Agency guides individuals and businesses in Winter Garden through the complex process of securing disability coverage. The company specializes in tailoring policies that provide income protection when illness or injury prevents work. By focusing solely on disability insurance, the agency helps clients understand policy terms and exclusions. It serves a range of commercial sectors, including professional offices, large warehouses, and local food service establishments.

AI
502 S Woodland St
Abney Insurance Agency
Disability Insurance Agent · Winter Garden, FL

Winter Garden residents facing a sudden illness find they need to protect their income, which is where Abney Insurance Agency steps in. This agency provides disability insurance agent services to workers concerned about financial stability during recovery time. A consultation reviews how a policy would replace a percentage of lost wages after a medical diagnosis prevents employment. Clients receive straightforward advice on policy features without complicated sales language. The process for a new disability plan begins with a comprehensive needs assessment of current income and monthly expenses.

TG
1218 Winter Garden Vineland Rd Suite # 112
Tiago Guimaraes Insurance
Disability Insurance Agent · Winter Garden, FL

Tiago Guimaraes Insurance provides disability insurance to residents in and around Winter Garden, Florida. Commercial coverage is also available for local businesses needing employee protection. The service area extends throughout Central Florida, offering policies that replace income during illness or injury. Clients receive straightforward guidance through the application process and claims procedures. Follow-up calls and periodic policy reviews are standard, ensuring continuous coverage alignment with changing needs between regular annual visits.

SI
Raintree Building, 310 S Dillard St STE 150
Sunline Insurance Agency
Disability Insurance Agent · Winter Garden, FL

Sunline Insurance Agency in Winter Garden, Florida, is known for guiding individuals and families through the complexities of disability income protection. The company serves local professionals, self-employed workers, and small business owners seeking financial security in the event of an illness or injury. Its work involves tailoring coverage to common local employment scenarios and helping clients understand policy definitions and waiting periods. For an added layer of support, Sunline can arrange for a future purchase option rider to be included.

SI
5736 Hamlin Groves Tr #162
Sheldon Insurance
Disability Insurance Agent · Winter Garden, FL
(407) 792-0686
sheldonpalmesinsurance.com
RO
15497 Stoneybrook W Pkwy
Robert O Neil: Allstate Insurance
Disability Insurance Agent · Winter Garden, FL
(407) 876-7773
agents.allstate.com/robert-o-neil-winter-garden-fl.html
PS
13640 W Colonial Dr #120
Pideme Seguro Insurance
Disability Insurance Agent · Winter Garden, FL
(321) 521-1449
web.apizeal.com/LuisMarruffo
BI
1218 Winter Garden Vineland Rd #128
Budget Insurance Offices, Inc. - Winter Garden
Disability Insurance Agent · Winter Garden, FL
(407) 877-0878
budgetinsurancewintergarden.com
BI
1201 Winter Garden Vineland Rd #4B
Bacci Insurance
Disability Insurance Agent · Winter Garden, FL
(321) 946-8297
baccinsure.com
LI
12200 W Colonial Dr ste 300 a
Lotus Insurance Group - Lotus Financial Services
Disability Insurance Agent · Winter Garden, FL
(407) 889-8872
lotusinsuranceservices.com

What Does a a Disability Insurance Agent in Winter Garden Cost?

Disability insurance agent services in Florida are typically paid through commissions from the insurance carrier, not directly by the client. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 40-year-old in a low-risk job, a policy might cost between $50 and $150 per month for a $2,000 monthly benefit. This is general information, not insurance advice.

About disability insurance agents in Winter Garden

Disability insurance agents in Winter Garden, Florida help individuals and businesses secure income protection policies. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents understand the needs of Winter Garden residents, including those working in tourism and healthcare sectors.

Frequently Asked Questions

What does a disability insurance agent in Winter Garden do?

A disability insurance agent helps you find and apply for disability insurance policies. They explain policy terms, compare options from different carriers, and assist with claims. In Florida, agents must follow state regulations on policy disclosures and replacement rules.

How do I choose a disability insurance agent in Winter Garden?

Look for an agent licensed in Florida with experience in disability coverage. Check their standing with the Florida Department of Financial Services. Ask about their knowledge of Florida-specific laws, such as the 30-day free look period for new policies.

Are disability insurance benefits taxable in Florida?

It depends on who pays the premiums. If you pay premiums with after-tax dollars, benefits are generally tax-free. If your employer pays the premiums, benefits are usually taxable as income. Florida has no state income tax, so state tax on benefits is not an issue.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.