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Find Disability Insurance Agents Near You in Cape Coral, FL

Browse disability insurance agents serving Cape Coral, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Cape Coral, Florida is Simily Insurance, rated 4.9 stars across 483 reviews. Other highly rated options include Brightway Insurance, The Seuffert Agency, GreatFlorida Insurance: Peter Look Phd, Your Choice Insurance. This directory lists 20 disability insurance agents serving Cape Coral.

Showing 20 disability insurance agents in Cape Coral, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Simily Insurance1420 SE 16th Pl Suite #103(239) 210-6900
2Brightway Insurance, The Seuffert Agency814 SW Pine Island Rd #207(239) 214-0055
3GreatFlorida Insurance: Peter Look Phd4903 Chiquita Blvd S(239) 500-1117
4Your Choice Insurance303 NE 3rd Ave #3(239) 201-3844
5Sebanda Insurance2003 Del Prado Blvd S Suite K(239) 799-1066
6Brightway Insurance, The Roth Agency4706 Chiquita Blvd S ste 200 w05(239) 980-2526
7Look Insurance Agency441 Del Prado Blvd N(239) 458-0500
8Schuman Family Insurance1216 SW 4th St #1(239) 242-1234
9FLB Insurance Agency1716 Cape Coral Pkwy E(239) 205-1500
10Omni One Insurance Agency, by Gifford Carr4707 SE 9th Pl # 102(239) 541-3777
SI
1420 SE 16th Pl Suite #103
Simily Insurance
Disability Insurance Agent · Cape Coral, FL

Simily Insurance provides disability insurance services in the Cape Coral area, helping clients protect their income in case of illness or injury. The agency focuses on tailoring policies to meet the specific needs of individual workers and different business environments. It offers coverage options for a variety of commercial sectors, including professional offices, warehouses, and food service establishments, ensuring that employees across these fields have access to appropriate financial protection plans.

BI
814 SW Pine Island Rd #207
Brightway Insurance, The Seuffert Agency
Disability Insurance Agent · Cape Coral, FL

Brightway Insurance, The Seuffert Agency provides disability insurance agent services for the Cape Coral area, helping clients evaluate coverage options that replace income if illness or injury prevents work. It assists with policy selection and explanation, ensuring individuals understand benefit periods, elimination periods, and coverage terms. The agency also handles policy reviews and updates as personal circumstances change. It services single-family homes, apartments, retail, and restaurants.

GI
4903 Chiquita Blvd S
GreatFlorida Insurance: Peter Look Phd
Disability Insurance Agent · Cape Coral, FL

GreatFlorida Insurance Peter Look Phd specializes in disability insurance agent services in Cape Coral, Florida. The firm helps individuals locate policies that replace income if illness or injury prevents work. Services include comparing coverage options for both short-term and long-term needs. It guides area professionals through the application process and explains policy terms. As the rainy season brings increased risks of slips or traffic accidents, the company assists residents in securing protection for unexpected time away from employment.

YC
303 NE 3rd Ave #3
Your Choice Insurance
Disability Insurance Agent · Cape Coral, FL

Your Choice Insurance serves Cape Coral and the surrounding communities of Southwest Florida, handling short-term and long-term disability insurance for local workers. The agency helps clients understand policy options that provide income replacement when illness or injury prevents employment. It typically assesses each individual's occupation and income needs to recommend a suitable plan. This approach ensures coverage aligns with the client's specific financial situation and risk level, guiding them through the application process from initial consultation to policy placement.

SI
2003 Del Prado Blvd S Suite K
Sebanda Insurance
Disability Insurance Agent · Cape Coral, FL

Sebanda Insurance serves homeowners, business owners, and self-employed professionals in Cape Coral, Florida, who need coverage for income loss due to illness or injury. The agency focuses on matching clients with individual disability policies that fit their specific occupations and monthly budget requirements. Common services include policy comparisons, application assistance, and guidance on benefit waiting periods. It also helps clients across the nearby Fort Myers metropolitan area and throughout Lee County.

BI
4706 Chiquita Blvd S ste 200 w05
Brightway Insurance, The Roth Agency
Disability Insurance Agent · Cape Coral, FL

In Southwest Florida’s unpredictable storm season, many residents seek to safeguard their income against unexpected health setbacks or accidents. Brightway Insurance, The Roth Agency, located in Cape Coral, Florida, assists clients by evaluating personal coverage needs for disability insurance. This service helps replace lost wages if illness or injury prevents work. The agency’s process begins with a thoughtful initial consultation, reviewing the policyholder’s current occupation and financial situation to recommend appropriate protection. During this first meeting, the agent discusses specific coverage gaps and prepares a tailored assessment plan.

LI
441 Del Prado Blvd N
Look Insurance Agency
Disability Insurance Agent · Cape Coral, FL

Look Insurance Agency provides disability insurance services to residents in Cape Coral, Florida. For commercial clients, the agency assists businesses with group disability coverage to protect their workforce. The agency serves clients throughout Cape Coral and the surrounding Lee County area. A disability insurance agent helps evaluate income protection needs for both injury and illness-related claims. After an initial meeting, the agent follows up to review coverage options and remains available for repeat service between regular policy reviews.

SF
1216 SW 4th St #1
Schuman Family Insurance
Disability Insurance Agent · Cape Coral, FL

Schuman Family Insurance in Cape Coral, Florida offers disability insurance as either a one-time policy purchase or a recurring service for ongoing income protection. Coverage can replace a portion of a policyholder’s salary if illness or injury prevents them from working, helping maintain financial stability during recovery. The agent works with individuals to select suitable plan terms. This service is available on a one-time, scheduled, or as-needed basis for policy adjustments or renewals.

FI
1716 Cape Coral Pkwy E
FLB Insurance Agency
Disability Insurance Agent · Cape Coral, FL

FLB Insurance Agency serves Cape Coral and the surrounding communities in Southwest Florida, handling disability insurance policies for local residents and business owners. It assists clients in understanding how income replacement plans can protect their finances if illness or injury prevents them from working. The agency reviews individual coverage options and employer-sponsored benefits to find suitable policies. It then guides each person through the application process, from gathering medical history to submitting paperwork, always focusing on matching policy features to the client's particular needs.

OO
4707 SE 9th Pl # 102
Omni One Insurance Agency, by Gifford Carr
Disability Insurance Agent · Cape Coral, FL
GI
2125 Santa Barbara Blvd S Unit#2
GreatFlorida Insurance: Peter Look Phd
Disability Insurance Agent · Cape Coral, FL
(239) 945-2886
capecoral.greatflorida.com
GI
441 Del Prado Blvd S Suite 6
GreatFlorida Insurance: Peter Look Phd
Disability Insurance Agent · Cape Coral, FL
(239) 458-0500
northcapecoral.greatflorida.com
SI
1306 Santa Barbara Blvd S Unit 2
Simily Insurance
Disability Insurance Agent · Cape Coral, FL
(239) 202-2820
similyinsurance.com
CC
4825 Coronado Pkwy #2
Cape Coral Insurance Center
Disability Insurance Agent · Cape Coral, FL
(239) 549-6255
ccicins.com
GI
1408 SE 17th Ave ste d
Galezano Insurance, LLC
Disability Insurance Agent · Cape Coral, FL
(239) 202-0233
galezano.com
FI
4524 SE 16th Pl UNIT 4
Florida Insurance & Financial Services
Disability Insurance Agent · Cape Coral, FL
(239) 317-1040
floridaprotect.com
NI
434 NW 3rd Terrace
Nadsil Insurance Group Inc
Disability Insurance Agent · Cape Coral, FL
(239) 323-6680
nadsilinsurancegroup.com/home
PI
1326 Cape Coral Pkwy E
Premier Insurance Corporation
Disability Insurance Agent · Cape Coral, FL
(239) 542-7101
premierinsurancecorp.com
SI
2801 Del Prado Blvd S
Schuman Insurance Agency, Inc.
Disability Insurance Agent · Cape Coral, FL
(239) 945-8888
agents.allstate.com/david-schuman-cape-coral-fl.html
LI
1222 SE 47th St Suite 207
Leverage Insurance
Disability Insurance Agent · Cape Coral, FL
(239) 326-9332
leverageinsurance.net

What Does a a Disability Insurance Agent in Cape Coral Cost?

Disability insurance agent fees in Florida are typically paid through commissions from the insurance company. You usually do not pay the agent directly. Policy premiums vary widely from 1% to 3% of your annual income for coverage. Costs depend on your age, occupation, health, and benefit amount. This is general information and not insurance advice.

About disability insurance agents in Cape Coral

A disability insurance agent in Cape Coral Florida can help you understand your policy options and file claims. Florida law requires insurers to respond to claims within specific timeframes. Local agents know the unique needs of Cape Coral residents, including those in construction and tourism industries.

Frequently Asked Questions

What does a disability insurance agent do in Cape Coral?

A disability insurance agent helps you choose the right policy and guides you through the claims process. They explain policy terms and ensure you meet Florida filing deadlines. They do not provide legal advice or represent you in court.

Are there time limits for filing a disability claim in Florida?

Yes Florida law gives insurers 90 days to make a claim decision after receiving proof of loss. You should file your claim as soon as possible to avoid delays. An agent can help you gather the required documents.

How do I choose a disability insurance agent in Cape Coral?

Look for an agent licensed in Florida with experience handling disability policies. Ask about their familiarity with Florida insurance regulations and local carriers. You can verify a license through the Florida Department of Financial Services website.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.