The top-rated disability insurance agent in Clearwater, Florida is Catch Health, rated 4.9 stars across 1,821 reviews. Other highly rated options include Florida Strategic Insurance, Achieva Insurance Agency, Island Insurance Specialists Inc. This directory lists 19 disability insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Catch Health | 18167 US Hwy 19 N Suite 285 | (888) 451-1169 |
| 2 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 3 | Achieva Insurance Agency | 4590 Ulmerton Rd Suite 208 | (888) 351-4672 |
| 4 | Island Insurance Specialists Inc | 29170 US Hwy 19 N | (727) 754-5036 |
| 5 | Bay Area Insurance Shop, Inc. | 1452 Court St | (727) 446-4416 |
| 6 | Dimmitt Insurance | 25191 US Hwy 19 N B | (866) 763-6627 |
| 7 | TD Coverage | 2650 McCormick Dr | (262) 352-3997 |
| 8 | Routt Insurance LLC | 3455 Countryside Blvd | (727) 513-8338 |
| 9 | Single Source Insurance | 1345 S Missouri Ave | (727) 298-0302 |
| 10 | Abbott Family Insurance | 2189 Cleveland St #275 | (727) 223-1486 |
Catch Health serves the Clearwater, Florida area and surrounding Pinellas County as a disability insurance agent. The company helps individuals secure income protection by guiding clients through plan options that cover lost wages due to illness or injury. It works with local professionals to assess their specific needs for long-term or short-term coverage. Catch Health assists residents with the application process and policy selection for disability insurance in Clearwater.
Florida Strategic Insurance provides disability insurance agent services throughout the Clearwater, Florida area. Its service offerings focus on helping individuals secure income protection and short-term or long-term disability coverage tailored to specific needs. The company maintains service plans that include policy reviews and claims assistance to ensure clients remain adequately covered. Its service properties include single-family homes, apartments, retail businesses, and restaurants.
Achieva Insurance Agency serves homeowners, renters, and small business owners in Clearwater, Florida, by offering disability insurance policies designed to replace income if an injury or illness prevents work. The agency helps clients understand policy options and coverage limits that align with their financial situations and protection needs. By reviewing individual circumstances, it aims to match each customer with a suitable plan from available carriers. Achieva also provides its disability insurance agent services to residents throughout nearby Largo and the broader Tampa Bay metro area.
Island Insurance Specialists Inc serves Clearwater, Florida, and the surrounding Tampa Bay communities, handling disability insurance coverage for local residents. It works with individuals seeking protection of their income due to illness or injury. The agency focuses on explaining policy options to help clients understand benefit terms and waiting periods. For a typical client, it reviews existing coverage and daily living expenses, then presents suitable plan comparisons to inform their financial protection decisions.
Bay Area Insurance Shop, Inc. offers both one-time policy evaluations and ongoing disability coverage management for clients in Clearwater, FL. Their work typically involves comparing plans to protect a portion of a client’s income if illness or injury prevents them from working. The firm helps individuals understand benefit periods, waiting periods, and premium structures. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s need for initial setup or periodic policy review.
Dimmitt Insurance provides disability insurance agent services in the Clearwater, Florida area, helping individuals secure coverage for lost income due to injury or illness. The agency assists clients in evaluating policy options that address both short-term and long-term needs. By guiding residents through the application process, it helps ensure that a sudden medical issue does not destabilize a household financially. For those facing the start of a new job or the upcoming end of employer-provided sick leave benefits, the agency offers timely support to protect future earnings.
TD Coverage operates as a disability insurance agent in Clearwater, Florida, helping clients understand and select income protection policies. The company focuses on plans that replace a portion of earnings if an illness or injury prevents work. It can tailor coverage to include additional benefits such as partial disability or cost-of-living adjustments. These policies serve professionals in office environments, warehouse staff requiring physical protections, and food service employees needing coverage amid demanding shifts.
Residents in the Clearwater area receive personalized disability insurance guidance from Routt Insurance LLC. The firm also supports local businesses by structuring commercial coverage options for their workforce. Service extends across the broader Tampa Bay region to ensure accessibility for clients. Professionals explain how disability policies protect income during unexpected medical events, outlining various benefit periods and elimination periods. The agency remains available for follow-up consultations or policy adjustments as personal circumstances evolve between regular annual reviews.
As the Florida storm season approaches, Clearwater residents often review their financial safeguards against unexpected illness or injury. Single Source Insurance, a local disability insurance agent in Clearwater, helps clients navigate options for income protection during recovery periods. They assess individual employment situations and various policy structures available in the Tampa Bay area. Their process begins with a detailed initial consultation to review current coverage, monthly expenses, and occupational risks to determine suitable disability terms for a personalized assessment.
Abbott Family Insurance in Clearwater, FL provides disability insurance agent services designed to protect local residents against lost income from illness or injury. The agency guides clients through individual long-term and short-term disability policies that align with different professions and earning levels in the Tampa Bay area. Because disability coverage requirements vary by occupation, consultations focus on matching benefit periods and elimination riders to specific job risks and family budgets. A specialty service available includes adding future increase options to a base disability policy.
What Does a a Disability Insurance Agent in Clearwater Cost?
Disability insurance agents in Florida typically earn commissions paid by the insurance company, so you may not pay a direct fee. Policy premiums vary widely based on age, health, and coverage amount, often ranging from 1% to 3% of your annual income. Costs also depend on the elimination period and benefit duration. This is general information, not insurance advice.
About disability insurance agents in Clearwater
A disability insurance agent in Clearwater Florida can help you understand your policy and file claims. Florida law requires insurers to respond to claims within 30 days under Florida Statute 627.70131. Local agents know the specific requirements of the Florida insurance market.
Frequently Asked Questions
What does a disability insurance agent in Clearwater do?
An agent helps you choose a disability policy and assists with claim filing. They explain policy terms and exclusions. They do not provide legal advice or represent you in court.
How long do I have to file a disability claim in Florida?
Florida law does not set a specific deadline for filing disability claims, but policies often require prompt notice. You should review your policy for time limits. Delays can lead to denial.
Can a Clearwater agent help with a denied disability claim?
An agent can review your denial and explain your options. They may help you gather additional evidence. For appeals or lawsuits, you should consult an attorney.
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