The top-rated disability insurance agent in Boca Raton, Florida is The Baldwin Group (formerly Foundation Insurance of Florida), rated 4.9 stars across 850 reviews. Other highly rated options include Behar Insurance, Keystone Insurance Group, Inc, Senior Healthcare Team Insurance Agency, Inc.. This directory lists 21 disability insurance agents serving Boca Raton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Baldwin Group (formerly Foundation Insurance of Florida) | 6413 Congress Ave #260 | (561) 994-9333 |
| 2 | Behar Insurance | 7781 NW Beacon Square Blvd Unit 102-C | (561) 510-1442 |
| 3 | Keystone Insurance Group, Inc | 21301 Powerline Rd #312 | (561) 852-1445 |
| 4 | Senior Healthcare Team Insurance Agency, Inc. | 301 Camino Gardens Blvd #204 | (866) 333-7430 |
| 5 | The Sena Group | 6501 Congress Ave Suite 100 | (561) 391-4661 |
| 6 | Top Coverage Insurance Agency - HQ | 2263 NW 2nd Ave Suite 212 | (305) 690-1849 |
| 7 | A Security Insurance Agency | 23257 FL-7 #201 | (561) 487-5115 |
| 8 | NSI Insurance Boca | 7900 Glades Rd #220 | (561) 451-1550 |
| 9 | Fiorentino Insurance Group | 7251 W Palmetto Park Rd #306 | (561) 368-4704 |
| 10 | Lifetime Insurance Solutions | 413 E Palmetto Park Rd Suite 654 | (954) 383-0471 |
The Baldwin Group, formerly Foundation Insurance of Florida, serves the Boca Raton area and the broader Palm Beach County region as a disability insurance agent. It assists individuals and businesses in obtaining coverage designed to replace a portion of lost income due to illness or injury. The company helps clients navigate policy options for both short-term and long-term disability needs. It specifically handles personal disability insurance for self-employed professionals and employer-sponsored group disability plans for local companies.
Behar Insurance provides disability insurance solutions tailored for individuals and small businesses in the Boca Raton area. It assists clients in selecting coverage to replace income during periods of extended illness or injury. The agency helps evaluate personal needs, compare plan options, and navigate application procedures. Annual policy reviews are offered to adjust coverage as circumstances change. The firm works with single-family homeowners, apartment residents, local retail shops, and restaurants.
Keystone Insurance Group, Inc serves homeowners, renters, and small business owners in Boca Raton by providing disability insurance policies that replace a portion of income if illness or injury prevents work. The agency guides clients through plan selection, emphasizing coverage that aligns with individual budgets and professional risks. It also assists self-employed individuals in structuring policies to protect their businesses during recovery. The company extends these services to clients throughout Delray Beach and the greater Palm Beach County metro area.
Senior Healthcare Team Insurance Agency, Inc. in Boca Raton, FL, distinguishes itself by offering clients both one-time policy evaluations and recurring service options for ongoing needs. The agency specializes in disability insurance, helping local individuals secure income protection in the event of an injury or illness that prevents work. Their coverage consultations focus on tailoring plans to fit each client’s financial situation and employment status. Service is provided on both a one-time and as-needed basis, allowing clients to schedule follow-up reviews whenever their circumstances change.
The Sena Group serves Boca Raton and the surrounding South Florida communities as a disability insurance agent. It handles applications for individual and group disability policies, helping clients protect their income from unforeseen medical issues. This agent works to understand each client's occupation and financial obligations before comparing policies from various carriers. The company typically gathers detailed medical and financial information to match clients with suitable coverage. Using this thorough profile, it prepares a tailored submission to secure a policy that addresses the specific risk.
As Floridians consider their coverage needs before the next hurricane season, Top Coverage Insurance Agency - HQ in Boca Raton assists local workers and business owners in obtaining disability insurance. This agent helps clients evaluate plans that replace income if an injury or illness prevents them from working. Appointments involve a thorough review of each client’s occupation and current coverage to identify potential gaps. The process concludes with an initial assessment of the client’s eligibility and benefit options.
A Security Insurance Agency in Boca Raton, Florida specializes in disability insurance agent services, guiding clients through the process of selecting income protection policies to replace lost wages due to illness or injury. The agency works with local professionals and small business owners, explaining plan features, elimination periods, and benefit durations. As the summer hurricane season approaches in South Florida, the agency helps clients review their policies for coverage continuity during storm-related job interruptions.
NSI Insurance Boca serves clients in Boca Raton, Florida, with a focus on disability insurance agent services. It helps individuals and business owners secure coverage that can provide income protection if they become unable to work due to illness or injury. Policies are designed to replace a portion of lost earnings during recovery periods. The agency works with office environments, warehouses, and food service operations to address their specific disability insurance needs.
Fiorentino Insurance Group provides residential disability insurance services to individuals in Boca Raton, helping protect personal income against illness or injury. The agency also offers commercial disability coverage for local businesses, addressing the needs of employees and partners across the region. Serving the wider South Florida area, Fiorentino Insurance Group works with both homeowners and companies to develop suitable plans. Clients often reach out for policy adjustments or claims assistance between their regular annual reviews, ensuring continued coverage aligns with changing circumstances.
Lifetime Insurance Solutions in Boca Raton, FL, is known for helping local professionals and business owners secure disability income protection. The firm guides clients through the nuances of individual and group disability policies, ensuring coverage aligns with each person's career stage and financial obligations. It also assists with evaluating policy riders that offer additional flexibility during lengthy claims. For added protection, the company can coordinate disability benefits with existing employer-sponsored long-term care plans.
What Does a a Disability Insurance Agent in Boca Raton Cost?
Disability insurance agent services in Florida are usually commission-based meaning you pay no direct fee. Policy premiums vary widely from 1% to 3% of your annual income for individual coverage. Group policies through employers often cost less. Costs depend on your age, health, occupation, and benefit amount. This is general information not insurance advice.
About disability insurance agents in Boca Raton
Disability insurance agents in Boca Raton help individuals and businesses secure income protection. Florida law does not require disability insurance but agents can guide you on policy options that comply with state regulations. Local agents understand the unique needs of South Florida residents including coverage for high-cost living areas.
Frequently Asked Questions
What does a disability insurance agent in Boca Raton do?
A disability insurance agent helps you find and apply for individual or group disability policies. They explain policy terms, exclusions, and benefit amounts. Agents also assist with claims and appeals under Florida insurance laws.
How long do I have to file a disability claim in Florida?
Florida law does not set a specific claim deadline for private disability policies. However most policies require prompt notice usually within 30 days. Check your policy for exact time limits to avoid denial.
Are disability insurance agents in Florida licensed?
Yes all disability insurance agents in Florida must hold a valid license from the Florida Department of Financial Services. You can verify an agents license on the DFS website. Agents must also complete continuing education to maintain their license.
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