The top-rated disability insurance agent in Brandon, Florida is Runnels Insurance, rated 4.9 stars across 366 reviews. Other highly rated options include Excellence First Insurance, Medicare Information Project, Hurst Insurance. This directory lists 18 disability insurance agents serving Brandon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Runnels Insurance | 3220 Bell Shoals Rd | (813) 653-0681 |
| 2 | Excellence First Insurance | 435 Lithia Pinecrest Rd | (813) 867-2132 |
| 3 | Medicare Information Project | 915 Oakfield Dr Suite A | (813) 699-5559 |
| 4 | Hurst Insurance | 1727 S Kings Ave | (888) 250-4905 |
| 5 | Win Insurance Group | 773 W Brandon Blvd | (813) 988-3148 |
| 6 | Briggs Family Insurance Services, INC. | 611 E Bloomingdale Ave a | (813) 684-0400 |
| 7 | GreatFlorida Insurance: Kevin & Gena Swanson | 232 Oakfield Dr | (813) 982-4077 |
| 8 | Odiorne Insurance Agency | 1206 N Parsons Ave | (813) 685-7731 |
| 9 | Brandon Insurance | 158 W Robertson St | (813) 681-1832 |
| 10 | Think Safe Insurance | 116 E Bloomingdale Ave Ste B | (813) 425-1626 |
Runnels Insurance serves the Tampa Bay metro area including Brandon, Florida, specializing in disability insurance agent services. They help individual and business clients understand how disability coverage can protect income during unexpected illness or injury. The firm guides policy selection tailored to local occupations and living costs. Operating from its Brandon office, the agency handles both short-term and long-term disability insurance plans.
Excellence First Insurance provides disability insurance agent services to individuals and businesses in the Brandon, FL area. It helps clients understand and select policies that offer income protection in the event of illness or injury. The company assists with plan comparisons, application filings, and periodic coverage reviews to ensure policies remain aligned with changing needs. It also offers guidance on benefit claims and policy adjustments. Excellence First Insurance serves single-family home residents, apartment dwellers, retail workers, and restaurant employees.
Medicare Information Project in Brandon serves homeowners and small businesses navigating disability insurance options. The agency helps clients understand disability policies that provide income protection if they are unable to work due to injury or illness. Its representatives guide customers through plan comparisons, application paperwork, and ongoing claims support. The firm explains important policy details such as waiting periods and benefit durations in clear terms. In addition to working with clients in Brandon, Medicare Information Project also serves the greater Tampa metropolitan area, including the communities of Riverview and Valrico.
Hurston Insurance serves clients in Brandon, Florida, and the surrounding Tampa Bay communities. It handles applications for disability insurance policies, which provide income replacement when a policyholder cannot work due to illness or injury. The agency works to match clients with appropriate coverage based on individual needs and employment situations. To handle a typical job, the agent first reviews a client’s occupation and health history before comparing options from different insurers to find suitable terms.
Win Insurance Group in Brandon, FL, distinguishes between one-time consultations and ongoing management appointments for disability insurance needs. Coverage options include short-term and long-term policies designed to replace a portion of income if a disability prevents work, helping to maintain financial stability. The agency reviews occupational and medical details to match appropriate protection for local professionals. Service is available on either a scheduled appointment or an as-needed basis, with flexibility for policy reviews when circumstances change.
Briggs Family Insurance Services, INC. in Brandon, FL specializes in offering disability insurance agent services, focusing on policies that provide income protection for local professionals and small business owners. The company also assists clients in understanding how short-term and long-term coverage can safeguard their finances during unexpected injury or illness. As open enrollment concludes for many employer plans, the firm helps individuals secure private policies to fill gaps in their current workplace benefits package.
GreatFlorida Insurance: Kevin & Gena Swanson provides employee benefit solutions for businesses in the Brandon area. The firm specializes in disability insurance agent services, helping employers structure income protection plans for their workforce. This coverage can support staff during periods of medical leave or injury. Policy options are designed to integrate with existing payroll systems. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
As Florida’s unpredictable storm season approaches, many professionals working in high-risk fields in Brandon reconsider their income protection plans. Odiorne Insurance Agency addresses this recurring local need by specializing as a disability insurance agent, guiding clients through long-term and short-term coverage options tailored to their occupations. Protecting a paycheck when illness or injury prevents work is the primary goal. The process begins with a comprehensive initial assessment of each applicant’s current earnings and job-specific duties, ensuring the proposed policy fills potential gaps before a detailed quote is prepared.
Based in Brandon, Brandon Insurance serves residents of the area with disability insurance to protect personal income. The agency also extends commercial disability coverage for local businesses and partnerships. Its service area includes Brandon and the surrounding communities throughout Hillsborough County. Every policy review is tailored to the client’s existing coverage needs, ensuring appropriate gaps are addressed. After an initial policy setup, the agency routinely schedules follow-up appointments to update plans between regular visits, keeping protection aligned with changing circumstances.
Think Safe Insurance of Brandon, FL, is known for guiding local residents through the complex process of securing income protection. The agency’s core service range focuses on evaluating individual financial situations to recommend appropriate disability insurance policies that replace lost wages. Clients are helped to understand waiting periods and benefit durations relevant to their professions. A specialty service the company can add on is coordinating short-term and long-term disability plans to create a seamless coverage bridge for recovery.
What Does a a Disability Insurance Agent in Brandon Cost?
Disability insurance premiums in Florida typically range from 1% to 3% of your annual income. For a 35 year old non smoking professional a policy paying $5000 per month may cost $100 to $250 per month. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Brandon
Disability insurance agents in Brandon Florida help individuals and business owners protect their income. Florida law requires specific policy disclosures and provides a 30 day grace period for premium payments. Local agents can guide you through the Florida Insurance Code and help you choose a policy that fits your needs.
Frequently Asked Questions
What does a disability insurance agent in Brandon do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms like elimination periods and benefit durations. They also assist with filing claims and understanding your rights under Florida law.
How long do I have to file a disability claim in Florida?
Most Florida disability policies require you to submit proof of loss within 90 days of the start of disability. Some policies allow up to one year. Your agent can help you meet these deadlines to avoid claim denial.
Are disability insurance premiums tax deductible in Florida?
If you pay premiums with after tax dollars your benefits are generally tax free. If your employer pays the premiums your benefits are taxable. A local agent can explain how Florida state tax rules apply to your situation.
Disability Insurance Agents in Other Florida Cities
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