The top-rated disability insurance agent in Wesley Chapel, Florida is State Insurance, rated 4.9 stars across 480 reviews. Other highly rated options include Bart Blessing - State Farm Insurance Agent, Nick Vandetti - State Farm Insurance Agent, Insurance Company of Florida. This directory lists 13 disability insurance agents serving Wesley Chapel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Insurance | 5815 Argerian Dr #102 | (813) 345-4647 |
| 2 | Bart Blessing - State Farm Insurance Agent | 2754 Windguard Cir Suite 101 | (813) 575-1794 |
| 3 | Nick Vandetti - State Farm Insurance Agent | 2130 Ashley Oaks Cir #102 | (813) 527-6123 |
| 4 | Insurance Company of Florida | 3751 Maryweather Ln STE 102 | (813) 788-1465 |
| 5 | Solid Rock Medicare Solutions | 2211 Ashley Oaks Cir | (813) 765-6948 |
| 6 | Fields Insurance | 2600 Cypress Ridge Blvd. | (813) 651-0094 |
| 7 | Joanne Fisher: Allstate Insurance | 26837 Tanic Dr STE 103 | (813) 279-7777 |
| 8 | GreatFlorida Insurance: Beau Barry | 4871 Bruce B Downs Blvd | (813) 991-6969 |
| 9 | Florida Heritage Insurance | 5841 Argerian Dr Suite 101 | (813) 803-7767 |
| 10 | Soriano Insurance Services | 2044 Ashley Oaks Cir STE 102 | (813) 909-0035 |
State Insurance serves clients throughout Pasco County and the greater Wesley Chapel area as a disability insurance agency. The firm assists individuals in securing income protection policies that replace a portion of lost wages if illness or injury prevents them from working. Comprehensive consultations help each client evaluate policy options such as short-term and long-term disability coverage. The agency also guides applicants through the underwriting process to find suitable benefit periods and elimination periods. It specifically handles both employer-sponsored group plans and private individual disability insurance policies.
Bart Blessing - State Farm Insurance Agent in Wesley Chapel, FL provides disability insurance services that help protect an individual’s income if they become unable to work due to illness or injury. The agency offers ongoing policy reviews and claim support to ensure coverage remains aligned with changing personal circumstances. It also assists clients with understanding plan options and coordinating benefits with employer-provided coverage. The office serves local single-family homes, apartments, retail businesses, and restaurants throughout the Wesley Chapel area.
Homeowners, renters, and small business owners in Wesley Chapel, FL, can consult Nick Vandetti’s State Farm agency for individual disability income protection policies. The agent helps clients understand how coverage can replace a portion of lost earnings if an illness or injury prevents work. Personalized consultations focus on policy options that align with each client’s occupation and financial needs. This agency also serves the surrounding communities of Land O’ Lakes and the greater Tampa metro area.
Serving Wesley Chapel and the surrounding communities across Pasco and Hillsborough Counties, Insurance Company of Florida acts as a disability insurance agent. It handles both short-term and long-term disability income protection policies for local professionals and small business owners. These plans help replace lost wages if a medical condition prevents an individual from working. The agency typically begins by reviewing a client’s occupation and current income to recommend appropriate coverage amounts. It then guides applicants through the underwriting process to secure a policy that fits their specific financial needs.
Solid Rock Medicare Solutions in Wesley Chapel, FL, provides disability insurance agent services that can be structured as one-time policy purchases or recurring coverage adjustments. Their work helps local individuals secure income protection against lost wages due to illness or injury, reviewing plan options to match each client’s specific needs. Assistance is available on both a scheduled and as-needed basis, allowing clients to set routine check-ins or call for help whenever a new situation arises.
Fields Insurance specializes in assisting individuals with securing disability income protection in Wesley Chapel, FL. The agency guides clients through the process of evaluating coverage options that replace a portion of earnings if an illness or injury prevents them from working. General service work includes explaining policy terms and comparing plans from various carriers. During open enrollment periods or when clients experience a major life change like a new job, the agent helps them navigate application deadlines and policy adjustments.
Unlike a one-time policy purchase that covers a single need, recurring disability insurance services provide ongoing protection by replacing a portion of income if illness or injury prevents work. Locating in Wesley Chapel, Florida, as a Disability Insurance Agent, Joanne Fisher: Allstate Insurance assists clients in evaluating these coverage options tailored to individual employment situations. Services help explain policy terms and claims processes. This support typically runs on a scheduled, as-needed basis for policy reviews or updates.
As the Wesley Chapel area faces seasonal storms and life transitions that can disrupt income, local residents often seek ways to protect their financial stability. GreatFlorida Insurance: Beau Barry provides disability insurance agent services designed to help individuals replace lost earnings if they cannot work due to illness or injury. The agency guides clients through policy options that address their specific coverage needs and employment situations. An initial consultation begins with a careful assessment of current earnings and health considerations before any recommendations are made.
Florida Heritage Insurance operates as a disability insurance agent in Wesley Chapel, FL, guiding clients through income protection planning. The company specializes in structuring long-term coverage options tailored to individual occupational risks. It assists professionals who require policies that replace income if injury or illness prevents work. Service extends to various commercial environments, including corporate offices, industrial warehouses, and food service establishments.
Soriano Insurance Services serves residents of Wesley Chapel, Florida, providing disability insurance to help protect personal income during illness or injury. The company also offers commercial disability coverage for local businesses seeking to safeguard their operations and employees. Their service area extends throughout Wesley Chapel and the surrounding communities in Pasco County. Following an initial policy setup, agents continue to assist clients with any claims or coverage adjustments that arise between their regular, scheduled policy reviews.
What Does a a Disability Insurance Agent in Wesley Chapel Cost?
Disability insurance agent services in Florida typically involve commissions paid by the insurance company, not direct fees from you. Policy premiums vary widely from 1% to 3% of your annual income for a standard plan. For example, a 40 year old earning 50000 per year might pay 500 to 1500 annually for a policy. Costs depend on your occupation, health, benefit amount, and waiting period. This is general information, not insurance advice.
About disability insurance agents in Wesley Chapel
Disability insurance agents in Wesley Chapel Florida help residents secure income protection policies. Florida law requires agents to be licensed by the state and follow specific disclosure rules. Local agents can guide you through policy options that meet your needs in the Wesley Chapel area.
Frequently Asked Questions
What does a disability insurance agent in Wesley Chapel do?
A disability insurance agent helps you find and apply for disability income policies. They explain coverage options, policy exclusions, and benefit periods. Agents also assist with claims and appeals under Florida insurance regulations.
How do I choose a disability insurance agent in Wesley Chapel Florida?
Look for a licensed agent with experience in disability insurance. Check their standing with the Florida Department of Financial Services. Ask about their knowledge of Florida specific laws and policy types available in Wesley Chapel.
Are there Florida laws that affect disability insurance policies?
Yes, Florida Statute 627.667 requires insurers to offer certain disability benefits. Florida also has a 60 day time limit for insurers to respond to claims. Agents can explain how these laws protect you.
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