The top-rated disability insurance agent in Titusville, Florida is Allen-Duncan Agencies, Inc., rated 4.8 stars across 445 reviews. Other highly rated options include Kyle Bradfield - GEICO Insurance Agent, Direct Auto Insurance, Kim Steele - State Farm Insurance Agent. This directory lists 18 disability insurance agents serving Titusville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Allen-Duncan Agencies, Inc. | 490 B, Garden St | (321) 269-1998 |
| 2 | Kyle Bradfield - GEICO Insurance Agent | 2395 S Washington Ave Suite 3 | (321) 607-9300 |
| 3 | Direct Auto Insurance | 3175 Cheney Hwy | (321) 222-4180 |
| 4 | Kim Steele - State Farm Insurance Agent | 1625 S Washington Ave ste c | (321) 267-7977 |
| 5 | Robin Fisher - State Farm Insurance Agent | 1625 Garden St | (321) 268-2345 |
| 6 | East Coast Insurance of Central Florida | 917 S Washington Ave | (321) 335-4254 |
| 7 | The MacCalla Agency | 3370 Garden St | (321) 382-4787 |
| 8 | Filichia Insurance | 1703 S Washington Ave | (321) 269-1400 |
| 9 | American Insurance | 823 Cheney Hwy | (321) 268-1008 |
| 10 | Wendy C. Butcher: Allstate Insurance | 1073 Cheney Hwy | (321) 383-7771 |
Allen-Duncan Agencies, Inc. serves residents of Brevard County, including the Titusville area, as a local disability insurance agent. The company assists individuals in evaluating policies that provide income protection when they are unable to work due to illness or injury. Coverage options are tailored to meet personal financial needs through a thorough consultation process. The agency helps clients navigate short-term disability benefits as well as long-term disability insurance plans designed to safeguard their earnings during recovery.
Kyle Bradfield - GEICO Insurance Agent provides disability insurance agent services to clients in Titusville, Florida. The company offers assistance with understanding coverage options that replace a portion of income if an illness or injury prevents work. Service plans include initial policy consultations and continued support for managing claims or updating plans as needs change. The agency serves single-family homes, apartments, retail, and restaurants.
Direct Auto Insurance in Titusville, Florida, serves individuals and families seeking disability insurance to protect their income if illness or injury prevents them from working. The agency helps clients navigate policy options that replace a portion of lost earnings during recovery. Disability insurance agents here explain waiting periods and benefit terms clearly, matching coverage to each customer’s situation. The agency also covers the neighboring community of Cocoa and other areas within Brevard County for those in need of disability insurance assistance.
Serving Titusville and the surrounding communities in Brevard County, Kim Steele - State Farm Insurance Agent handles disability insurance coverage for local residents and workers. This agency assists clients in understanding policies that provide income protection when illness or injury prevents them from working. Their typical process involves meeting with individuals to review existing coverage, then explaining policy options designed to replace lost wages during disability. The agency takes a personalized approach to each case, focusing on tailoring the coverage details to match the client's specific occupational and financial circumstances.
For individuals needing short-term income replacement or long-term financial security, a disability insurance agent in Titusville assists clients in distinguishing temporary coverage from permanent policies tailored to serious illness or injury. Robin Fisher - State Farm Insurance Agent works with local residents to evaluate provisions that replace lost wages during periods of inability to work. Claims may require medical documentation and a waiting period before benefits begin. This agent typically provides service on an as-needed basis, with annual policy reviews available upon request.
East Coast Insurance of Central Florida offers specialized disability insurance agent services for residents of Titusville and the surrounding area. It assists clients in understanding the nuances of income protection, helping individuals select coverage that safeguards their earnings against unforeseen medical conditions. The agency provides general support with applications and policy comparisons. For those facing a sudden illness or injury that prevents them from working, this company specifically helps navigate the complex claims process during recovery periods.
The MacCalla Agency serves Titusville residents needing disability insurance to protect personal income, extending coverage solutions to local small businesses for employee benefit planning. Serving clients throughout the Titusville area, the agency navigates policy options to help individuals prepare for potential income loss due to illness or injury. After initial enrollment and plan selection, ongoing support is available for policy adjustments or claims assistance between routine coverage reviews.
Filichia Insurance assists individuals and businesses in Titusville, FL, with securing income protection through disability insurance policies. The agency specializes in helping clients evaluate short-term and long-term coverage options that replace lost wages due to illness or injury. They work closely with professionals to tailor plans that fit specific needs and financial situations. Their expertise extends to serving commercial sectors such as offices, warehouses, and food service operations, where safeguarding employee income remains a priority for business continuity.
In Central Florida, the seasons can bring changes in work and health that raise questions about financial stability. American Insurance in Titusville responds to these concerns by helping local residents explore disability insurance options. An agent there reviews individual circumstances to identify coverage that replaces a portion of lost income if illness or injury prevents working. The process begins with a straightforward, no-obligation assessment of a client’s current coverage and income needs during a free initial consultation.
What Does a a Disability Insurance Agent in Titusville Cost?
Disability insurance premiums in Florida typically range from 1% to 3% of your annual income for individual policies. For a 40-year-old professional, a policy with a 90-day waiting period and benefits to age 65 may cost $150 to $400 per month. Group plans through employers are often cheaper but less customizable. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Titusville
Disability insurance agents in Titusville, Florida help individuals and businesses find coverage that protects income if you cannot work. Florida law requires agents to be licensed by the state and follow specific regulations for policy disclosures. Local agents can also assist with claims and appeals under Florida statutes.
Frequently Asked Questions
What does a disability insurance agent in Titusville do?
A disability insurance agent helps you compare policies from different carriers and find coverage that fits your budget and occupation. They explain policy terms, exclusions, and benefit periods. In Florida, agents must be licensed and follow state insurance code requirements.
How long do I have to file a disability claim in Florida?
Florida law does not set a specific deadline for filing disability claims, but most policies require prompt notice within 30 to 90 days. Check your policy for exact time limits. Delays can lead to denial, so contact an agent or attorney quickly.
Can a disability insurance agent help with an appeal in Florida?
Yes, many agents assist with the initial claim process and can guide you on appeal steps. However, legal representation is often needed for formal appeals or lawsuits. Florida law allows you to hire an attorney for bad faith claims if the insurer acts unreasonably.
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