The top-rated disability insurance agent in Tarpon Springs, Florida is East Lake Insurance & Taxes Tarpon Springs, rated 5.0 stars across 251 reviews. Other highly rated options include Anclote Insurance Agency LLC, Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent, Brightway Insurance, The Demian Megalaa Agency. This directory lists 14 disability insurance agents serving Tarpon Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | East Lake Insurance & Taxes Tarpon Springs | 3033 Ridgeline Blvd b2 | (727) 437-0725 |
| 2 | Anclote Insurance Agency LLC | 536 E Tarpon Ave # 1B | (727) 942-3100 |
| 3 | Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent | 536 E Tarpon Ave Suite 1A | (727) 513-2767 |
| 4 | Brightway Insurance, The Demian Megalaa Agency | 39934 US Hwy 19 N Ste A | (727) 213-2930 |
| 5 | GreatFlorida Insurance: Alex Kalopitas | 403 N Pinellas Ave | (727) 943-8899 |
| 6 | Donovan Insurance Solutions | 1 E Tarpon Ave | (727) 935-4858 |
| 7 | Coastal Insurance | 201 S Pinellas Ave | (727) 937-4141 |
| 8 | Joe Ricci - State Farm Insurance Agent | 40190 US Hwy 19 N | (727) 938-1586 |
| 9 | MCP Insurance Services, Inc | 19 W Tarpon Ave Ste A | (727) 942-8999 |
| 10 | Insurance Associates Group LLC | 118 E Tarpon Ave #8 | (727) 493-0937 |
East Lake Insurance & Taxes, serving Tarpon Springs and the surrounding Pinellas County area, specializes in disability insurance agent services. The company helps local professionals and individuals secure income protection plans designed to replace a portion of earnings if an illness or injury prevents work. It focuses on evaluating each client’s occupation and financial needs to recommend suitable coverage options. Among the specific services it handles here are short-term disability policies and long-term disability insurance for area residents.
Anclote Insurance Agency LLC provides disability insurance planning services to individuals and businesses throughout Tarpon Springs, FL. It helps clients understand policy options that protect income during illness or injury, offering guidance on benefit structures and waiting periods. Policies are reviewed to ensure coverage aligns with changing needs. The agency also assists with claim navigation and policy maintenance to keep plans current. It services single-family homes, apartments, retail establishments, and restaurants requiring business disability protection.
Homeowners and small business owners in Tarpon Springs, FL, turn to Martindale Insurance Services - Dain Martindale for disability insurance agent services. This independent Medicare, Health and Life insurance agent helps clients understand their options for protecting income when unable to work due to illness or injury. Guidance includes evaluating personal coverage needs to secure appropriate disability income policies. The agent also serves the broader Tampa Bay metro area, including nearby communities such as New Port Richey.
Serving Tarpon Springs and the surrounding communities of Pinellas and Pasco counties, Brightway Insurance, The Demian Megalaa Agency handles disability insurance for local residents. This broker works with clients to evaluate income protection needs against unexpected illness or injury. Covering individual plans and potential employer-offered options, it guides customers toward policies that match their financial situation. The agency approaches each case by first reviewing a person’s occupation, current coverage, and monthly expenses before recommending suitable plan features.
GreatFlorida Insurance: Alex Kalopitas in Tarpon Springs, FL assists clients in understanding the difference between policies that provide a single lump-sum payment for a covered incident and recurring benefit plans that replace a portion of income over time. Coverage consultations focus on income protection for local professionals and self-employed individuals. Tailored plans can address short-term or long-term needs depending on a client’s situation. Service arrangements run on either a one-time consultation or an as-needed basis.
Donovan Insurance Solutions offers focused disability insurance agent services for clients in Tarpon Springs, Florida, designing income protection plans that safeguard earnings if illness or injury prevents work. The agency also provides general guidance on policy features such as elimination periods, benefit durations, and own-occupation definitions to help professionals build financial security. During the seasonal holiday hiring surge, many local workers appreciate help evaluating short-term disability options to cover gaps between temporary roles and permanent employment.
Cold and flu season in Tarpon Springs often prompts residents to review their financial safeguards. Coastal Insurance provides disability insurance agent services focusing on income protection when illness or injury prevents work. The agency helps local professionals understand how replacement income benefits can cover everyday expenses during recovery. Each person’s occupation and health history influence available policy options. An initial consultation begins with a simple review of current earnings and coverage gaps to determine suitable plan requirements.
Joe Ricci’s agency in Tarpon Springs helps individuals and businesses prepare for income loss when injury or illness prevents work, focusing on disability insurance plans with options for short‑term or long‑term coverage. The agent works directly with clients to structure policies that replace a portion of lost wages during recovery. Local commercial clients across sectors such as offices, warehouses, and food service can establish group disability benefits to protect their employees and operations.
MCP Insurance Services, Inc offers residential disability insurance options for individuals in Tarpon Springs, Florida. Commercial coverage is available for local businesses seeking to protect their employees. The agency serves clients throughout the greater Tarpon Springs area and surrounding Pinellas County communities. Representatives work to match policies with each client’s specific income protection needs. They provide follow-up consultations and policy reviews between regular visits to adjust coverage as life circumstances change.
Insurance Associates Group LLC is known for guiding residents of Tarpon Springs, FL, through the process of securing disability insurance policies. The agency assists individuals in evaluating their income protection needs against illnesses or injuries. It works with clients to compare available coverage options from various insurers, helping them select plans that align with their personal financial situations. A specialty service the company can provide is tailoring policies to include partial disability benefits, which offer support during temporary reductions in earning capacity.
What Does a a Disability Insurance Agent in Tarpon Springs Cost?
Disability insurance agent services in Florida typically involve commissions paid by the insurance company not direct fees to the client. For individual policies monthly premiums range from 1% to 3% of your annual income. For example a 50000 annual income might cost 50 to 125 per month. Costs vary based on age health occupation and policy terms. This is general information not insurance advice.
About disability insurance agents in Tarpon Springs
A disability insurance agent in Tarpon Springs Florida can help you secure income protection or appeal a denied claim. Florida law requires insurers to respond to disability claims within 90 days under Florida Statute 627.613. Local agents understand the unique needs of Tarpon Springs residents including self-employed workers and small business owners.
Frequently Asked Questions
What does a disability insurance agent in Tarpon Springs do?
A disability insurance agent helps you find and apply for individual or group disability policies. They can also assist with claim filing and appeals. In Florida agents must be licensed by the Florida Department of Financial Services.
How long do I have to file a disability claim in Florida?
Florida law does not set a specific deadline for filing a disability claim but most policies require prompt notice. You should report a disability as soon as possible. Delays can result in denial under the policy terms.
Can a disability insurance agent help with a denied claim in Tarpon Springs?
Yes an agent can review your denial and help you gather evidence for an appeal. Florida law allows you to request a review of the denial. Agents often work with attorneys if legal action is needed.
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