The top-rated disability insurance agent in Tampa, Florida is Healthcare Solutions Group, rated 4.8 stars across 7,277 reviews. Other highly rated options include Blanco Agencies, Joseph Ledo - State Farm Insurance Agent, Seibert Insurance Agency. This directory lists 64 disability insurance agents serving Tampa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Healthcare Solutions Group | 5201 W Kennedy Blvd Suite 205 | (888) 537-1455 |
| 2 | Blanco Agencies | 410 Ware Blvd Suite 620 | (813) 246-5050 |
| 3 | Joseph Ledo - State Farm Insurance Agent | 11001 N Dale Mabry Hwy | (813) 969-3331 |
| 4 | Seibert Insurance Agency | 5121 Ehrlich Rd STE 111 | (813) 960-4672 |
| 5 | Insurance Elevated | 3609 E 7th Ave | (813) 697-7607 |
| 6 | Professional Insurance Services | 13907 Carrollwood Village Run | (813) 963-6701 |
| 7 | Crown Insurance Group, Inc. | 6903 Gunn Hwy | (813) 933-9990 |
| 8 | Senior Insurance Representatives, Inc. | 6302 Nesting Ct | (813) 547-5237 |
| 9 | Elite Insurance Partners | 8745 Henderson Rd STE 220 | (800) 845-2484 |
| 10 | Most Insurance | 3708 W Bay to Bay Blvd | (813) 947-7151 |
Healthcare Solutions Group serves Tampa, Florida, as a disability insurance agency. It helps individuals and businesses identify appropriate coverage plans that provide income replacement during periods of medical leave. The agency advises on both short-term and long-term policies tailored to specific professional needs. Its work includes reviewing existing policies and locating new options for clients facing various health situations. Healthcare Solutions Group specifically handles individual disability insurance for self-employed professionals and group disability insurance for local Tampa companies.
Blanco Agencies provides disability insurance agent services in the Tampa, FL area, helping individuals navigate their options for income protection plans. It offers guidance on policy selection and assists with applications to ensure clients understand their coverage. Ongoing support includes helping policyholders manage claims or adjust plans as life circumstances change. The agency serves clients across various property types, including single-family homes, apartments, retail establishments, and restaurants.
Joseph Ledo - State Farm Insurance Agent serves homeowners, renters, and business owners in Tampa, Florida, offering disability insurance policies that help replace lost income if an injury or illness prevents them from working. Plans are tailored to cover a portion of regular earnings, providing financial stability during recovery. The agency assists clients in the broader Hillsborough County area, including the neighboring communities of Brandon and Temple Terrace.
Seibert Insurance Agency in Tampa, FL, distinguishes between one-time policy reviews and recurring annual benefit evaluations, while also providing ongoing coverage options tailored to professional and personal income protection needs. Disability insurance agents here guide clients through the complexities of short-term and long-term plans. The agency emphasizes familiarizing individuals with elimination periods and residual benefits within their region. Service engagements are available on a one-time, scheduled, or completely as-needed basis for local clients.
Insurance Elevated serves Tampa and its surrounding communities, handling disability insurance for local residents and professionals. The company focuses on policies that replace a portion of income if an illness or injury prevents work. It guides clients through policy details, helping them understand waiting periods and benefit durations. To manage a typical case, it assesses individual incomes and occupations to find appropriate coverage from available carriers.
Professional Insurance Services assists clients in Tampa, Florida, with navigating the complexities of disability insurance coverage. The agency focuses specifically on tailoring individual and group policies to protect income against unforeseen medical events. Its agents provide guidance on policy features like benefit periods and elimination periods. The company works with a variety of commercial sectors to meet employer and employee needs. It serves local offices, warehouses, and food service operations.
As Tampa’s humid summer months bring increased physical demands, residents often worry about the risk of an injury derailing their income. Crown Insurance Group, Inc. offers focused guidance on disability insurance policies, helping professionals in the area protect their earnings when they cannot work due to illness or accident. Agents here work to explain how individual coverage can fill crucial gaps that employer plans may leave. The process typically begins with a careful assessment of the client’s current health and financial situation.
Senior Insurance Representatives, Inc. serves residents of the Tampa area who seek long-term financial protection against lost income due to illness or injury. The agency additionally offers commercial disability solutions for local small businesses and independent professionals needing key-person or overhead expense coverage. Their service area encompasses Tampa and surrounding communities within the Tampa Bay region. Clients working with the agency often schedule follow-up service during annual policy reviews or routine planning meetings.
Elite Insurance Partners, located in Tampa, Florida, specializes in disability insurance agent services, focusing on helping clients secure income protection policies tailored to individual employment circumstances. The firm serves local professionals examining options for short- and long-term coverage, guiding them through policy comparisons and application processes. As disability needs often arise unexpectedly, the company assists those navigating coverage adjustments following a recent change in health status or a shift in job duties due to injury.
Most Insurance in Tampa, Florida is known for helping individuals navigate the complex process of securing disability insurance. The company advises clients on both short-term and long-term coverage options to protect income during illness or injury. Agents assess personal financial situations to recommend policies that meet specific local needs. Each consultation examines waiting periods, benefit durations, and occupational definitions. A specialty service the firm can add on is offering supplemental disability insurance designed to close income gaps not covered by employer group plans.
What Does a a Disability Insurance Agent in Tampa Cost?
The cost of disability insurance in Florida typically ranges from 1% to 3% of your annual income. For example, a 35 year old non-smoker earning 60000 per year might pay between 600 and 1800 annually for a policy. Factors like age, occupation, health, and benefit period affect the premium. This is general information and not insurance advice.
About disability insurance agents in Tampa
A disability insurance agent in Tampa can help you find a policy that protects your income if you become unable to work. Florida law does not require employers to provide disability insurance, so individual coverage is important for many workers. A local agent can explain how Florida state regulations affect your policy options and claim rights.
Frequently Asked Questions
What does a disability insurance agent in Tampa do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your budget and occupation. They also assist with the application process and can answer questions about policy terms. In Florida, agents must be licensed by the Florida Department of Financial Services.
How long do I have to file a disability claim in Florida?
Florida law does not set a specific time limit for filing a disability insurance claim, but most policies require you to notify the insurer within 20 to 30 days of becoming disabled. You must then submit proof of loss within 90 days. Always check your policy for exact deadlines.
Is disability insurance required in Florida?
No, Florida does not require employers to provide disability insurance. However, some employers offer it as a voluntary benefit. Self-employed individuals in Tampa often purchase individual disability policies to protect their income.
Disability Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coral Gables · Coral Springs