The top-rated disability insurance agent in Tallahassee, Florida is McGinniss Himmel Insurance Agency, rated 5.0 stars across 1,257 reviews. Other highly rated options include Waterhouse Insurance and Financial Services, Alliance Insurance, Woodham Insurance. This directory lists 20 disability insurance agents serving Tallahassee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McGinniss Himmel Insurance Agency | 2367 Centerville Rd | (850) 329-6996 |
| 2 | Waterhouse Insurance and Financial Services | 2880 Apalachee Pkwy | (850) 412-1099 |
| 3 | Alliance Insurance | 1138 E Tennessee St | (850) 878-9664 |
| 4 | Woodham Insurance | 2286 Wednesday St STE 1 | (850) 597-9503 |
| 5 | Doug Croley Insurance Services | 2814 Remington Green Cir | (850) 386-1922 |
| 6 | Fuqua Insurance Agency | 1836 Hermitage Blvd | (850) 386-2300 |
| 7 | Bridges Insurance Agency | 1913 Capital Cir NE | (850) 354-8900 |
| 8 | Quality Insurance Of Tallahassee | 1225 S Monroe St | (850) 224-6250 |
| 9 | Premier Insurance Agency | 113 S Monroe St | (850) 749-4611 |
| 10 | Kingdom Tree Insurance Group | 113 S Monroe St 1st floor | (850) 339-9520 |
McGinniss Himmel Insurance Agency serves the Tallahassee, Florida, metro area as a disability insurance agent. The firm assists individuals and professionals in securing disability income protection policies tailored to safeguard their earnings in the event of illness or injury. These policies help replace lost wages during recovery periods. The agency also guides clients through the process of selecting benefit amounts and waiting periods. Its services include evaluating short-term and long-term disability coverage options.
Waterhouse Insurance and Financial Services provides disability insurance agent services to individuals and businesses in the Tallahassee, FL area. It assists clients in understanding policy options and filing claims when needed. The agency helps maintain ongoing coverage through periodic policy reviews and updates based on changing income or health needs. It services properties including single-family homes, apartments, retail locations, and restaurants.
Alliance Insurance in Tallahassee, Florida is a disability insurance agent known for helping individuals secure income protection coverage. The firm helps clients navigate short-term and long-term disability policies to prepare for potential medical leaves. It assists professionals in evaluating benefit options tailored to different employment situations. Local workers often consult the agency to understand waiting periods and coverage limits. A specialty service this agency can provide is helping self-employed residents obtain personal disability policies that replace lost earnings during illness or injury.
As open enrollment season approaches in Tallahassee, many workers assess whether their employer coverage sufficiently protects their income. Woodham Insurance helps local professionals review their financial vulnerability to illness or injury and identifies gaps that standard health plans often leave unaddressed. The firm explains how disability insurance can replace lost wages when a medical condition prevents someone from working. Consultations focus on personal occupation coverage tailored to individual needs and budgets. An initial assessment of current policies begins with a complimentary, no-obligation review of existing benefits and income replacement goals.
Doug Croley Insurance Services assists homeowners, businesses, and property managers in the Tallahassee area by connecting them with disability insurance agents. These agents help clients evaluate their coverage needs to guard against income loss from illness or injury. They present options from multiple providers, allowing customers to compare benefit periods and elimination periods. The company works with individuals seeking personal protection as well as firms protecting key employees. Their service area also extends into the nearby community of Thomasville.
Fuqua Insurance Agency in Tallahassee, FL assists clients by clarifying the difference between disability insurance policies that provide a single lump-sum payment and those offering recurring monthly benefits during a period of incapacity. Coverage is tailored to replace a portion of lost income, helping policyholders manage essential expenses when they cannot work due to illness or injury. Service is available on an as-needed basis, with the agency offering guidance during initial purchases or when existing policies require review.
Bridges Insurance Agency in Tallahassee, Florida specializes in disability insurance policies designed to replace lost income due to injury or illness. The agency guides individuals and local business owners through complex plan options, helping secure coverage that aligns with their financial needs. Clients preparing for seasonal hurricane disruptions or extended medical recovery periods receive dedicated assistance in structuring benefits to bridge gaps caused by unexpected time away from work.
Quality Insurance Of Tallahassee serves disability insurance clients throughout Tallahassee and the surrounding Florida Panhandle communities. The agency handles both short-term and long-term disability policies designed to replace income when an injury or illness prevents work. It works with individuals to find coverage tailored to specific occupations and income levels. For each new client, the agent begins by reviewing current coverage, then identifies potential gaps in protection before presenting appropriate policy options from multiple carriers.
Premier Insurance Agency works throughout the Tallahassee area to help clients secure financial protection against the loss of income due to illness or injury. Its focused agency operates as a dedicated disability insurance agent, offering both short-term and long-term plans to individuals and businesses. The firm can assist with coverage for a variety of commercial sectors, including professional offices, warehouses, and food service operations.
Kingdom Tree Insurance Group serves residents in Tallahassee, Florida, who need disability income protection for their households. The firm also advises commercial clients on policies designed to safeguard business continuity during a partner’s or key employee’s disabling illness or injury. Coverage options are available throughout Leon County and surrounding areas. An agency representative remains accessible for further adjustments or plan renewals following each regularly scheduled consultation.
What Does a a Disability Insurance Agent in Tallahassee Cost?
Disability insurance premiums in Florida typically range from 1 percent to 3 percent of your annual income. For a 40 year old earning 60000 per year a policy might cost 600 to 1800 annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Tallahassee
Disability insurance agents in Tallahassee help individuals and businesses secure income protection policies. Florida law requires agents to be licensed by the state and follow specific disclosure rules. Local agents can guide you through policy options that meet Florida insurance regulations.
Frequently Asked Questions
What does a disability insurance agent in Tallahassee do?
An agent helps you compare disability insurance policies from different carriers. They explain coverage details, exclusions, and Florida-specific requirements. They do not provide legal advice but can assist with policy selection.
Are there Florida laws that affect disability insurance policies?
Yes Florida law sets time limits for filing claims and requires insurers to respond within 30 days. The Florida Insurance Code also prohibits unfair claim practices. An agent can explain how these laws apply to your policy.
How do I choose a disability insurance agent in Tallahassee?
Look for a licensed agent with experience in disability coverage. Ask about their familiarity with Florida insurance regulations and the specific policies they offer. Check their standing with the Florida Department of Financial Services.
Disability Insurance Agents in Other Florida Cities
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