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Find Disability Insurance Agents in St. Augustine, FL

Directory of disability insurance agents in St. Augustine, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
St. Augustine, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 disability insurance agents in St. Augustine, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Leigh Insurance Agency
1797 Old Moultrie Rd STE 111, St. Augustine, FL 32084
(904) 826-0799 leigh-insurance.com
Lance Atwood - State Farm Insurance Agent
245 Land Grant Ste 4, St. Augustine, FL 32092
(904) 240-4958 agentatwood.com
Tim Huber Insurance
28 Clark St, St. Augustine, FL 32084
(904) 824-2555 timhuberins.com
The Bailey Group – An NFP Company
1200 Plantation Island Dr S UNIT 210, St. Augustine, FL 32080
(904) 461-1800 mbaileygroup.com
Ancient City Insurance
2800 N 5th St #301, St. Augustine, FL 32084
(904) 827-1915 ancientcityinsurance.com
Fender Insurance Agency
101 E Town Pl #225, St. Augustine, FL 32092
(904) 639-4333 fenderagency.com
Benchmark Insurance
1 Spencer St, St. Augustine, FL 32084
(904) 829-2296 benchmarkins.com
Britni Burkins: Allstate Insurance
125 Nix Boat Yard Rd, St. Augustine, FL 32084
(904) 797-2660 agents.allstate.com
Brightway Insurance, The Casey Agency
108 Sea Grove Main St suite b, St. Augustine, FL 32080
(904) 217-7547 brightway.com
Oldest City Insurance
212 San Marco Ave Suite D, St. Augustine, FL 32084
(904) 824-7283 oldestcityinsurance.com
Herbie Wiles Insurance
400 N Ponce De Leon Blvd, St. Augustine, FL 32084
(904) 829-2201 herbiewiles.com
Thompson Baker Agency, Inc.
61 Cordova St, St. Augustine, FL 32084
(904) 824-1631 thompsonbaker.com
Twin Palms Insurance Group, The Ward Agency
320 High Tide Dr Suite 100F, St. Augustine, FL 32080
(904) 643-9002 twinpalms.us
Knox Insurance Network
2528 US-1 South, St. Augustine, FL 32086
(904) 797-2000 knoxinsnetwork.com
Bates Hewett & Floyd Insurance
165 Southpark Blvd C, St. Augustine, FL 32086
(904) 794-5455 bates-hewett.com
Beck Agency
661 A1A Beach Blvd, St. Augustine, FL 32080
(904) 417-7717 beckagency.org
Brightway Insurance, St. Augustine
2801 N 3rd St Unit B, St. Augustine, FL 32084
(904) 217-7496 brightway.com
Spice Insurance Services
619 S Tree Garden Dr, St. Augustine, FL 32086
(414) 331-0508 spiceinsuranceservices.com
Old Town Insurance
700 Plantation Island Dr S Suite 104, St. Augustine, FL 32080
(904) 429-9444 oldtowninsuranceservices.com
Rohill Insurance LLC
1301 Plantation Island Dr S Unit 202A, St. Augustine, FL 32080
(904) 430-8420

Disability insurance agents in St. Augustine Florida help individuals and business owners protect their income with private disability policies. Florida law does not require employers to provide short term or long term disability coverage so many workers seek individual plans. Agents can explain how Florida state law affects benefit claims and policy terms for local residents.

What Does a Disability Insurance Agent in St. Augustine Cost?

The cost of disability insurance in Florida varies by age health occupation and benefit amount. Typical premiums for a healthy 35 year old professional range from 1 percent to 3 percent of annual income. For a 5000 dollar monthly benefit you might pay 100 to 200 dollars per month. Higher risk occupations and longer benefit periods increase the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in St. Augustine do?
A disability insurance agent helps you compare policies from different carriers and choose coverage based on your occupation and income. They explain policy features such as elimination periods and benefit durations. Agents also assist with completing applications and understanding Florida insurance regulations.
Is disability insurance required by law in Florida?
Florida does not require employers to provide disability insurance. However if you receive disability benefits through a group plan at work those benefits may be subject to Florida contract law. Individual disability policies are optional but can provide income protection if you become unable to work.
How does Florida law affect disability insurance claims?
Florida insurance law requires insurers to handle claims in good faith. If a claim is denied you may have rights under the Florida Insurance Code. Policyholders should review the statute of limitations for filing a lawsuit which is typically five years from the date of denial.