The top-rated disability insurance agent in Sanford, Florida is Insurance Land, rated 4.6 stars across 410 reviews. Other highly rated options include James Raynor - State Farm Insurance Agent, Gail Williams - State Farm Insurance Agent, Abora Insurance Group. This directory lists 13 disability insurance agents serving Sanford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Land | 2401 S French Ave | (407) 330-3111 |
| 2 | James Raynor - State Farm Insurance Agent | 4932 W State Rd 46 Suite 1036 | (407) 330-5111 |
| 3 | Gail Williams - State Farm Insurance Agent | 641 Monroe Rd | (407) 323-0003 |
| 4 | Abora Insurance Group | 217 Bellagio Cir | (407) 339-0800 |
| 5 | Jennie Perez: Allstate Insurance | 111 E Lake Mary Blvd Ste 105 | (407) 323-5487 |
| 6 | Prium Life and Health | 111 E 1st St | (877) 976-5333 |
| 7 | JD Insurance & Financial Group, Inc | 1033 W 1st St | (855) 878-2888 |
| 8 | Insurance Services of Central Florida | 790 Monroe Rd | (407) 876-4447 |
| 9 | Satellite Insurance Group Inc | 3635 S Orlando Dr | (407) 330-3400 |
| 10 | Florida Sunshine Insurance Agency | 212 Sanford Ave | (407) 878-2880 |
Insurance Land serves clients in Seminole County and the greater Sanford, Florida area as a disability insurance agent. The company assists individuals in securing coverage that replaces a portion of their income if an illness or injury prevents them from working. They help policyholders understand key policy features, such as benefit periods and elimination periods, to match their financial needs. A local agent can provide in-person consultations on both short-term and long-term disability insurance plans in this region.
James Raynor’s agency in Sanford, FL offers disability insurance services designed to protect income if an injury or illness prevents work. Its service plans include guidance on policy options and assistance filing claims. The agency helps individuals and business owners select coverage that fits their financial situation. It provides ongoing support to maintain policies and update benefits as needs change. Its clientele includes those who own single-family homes, apartments, retail spaces, and restaurants.
Serving clients in Sanford, Florida, and the surrounding Seminole County communities, this agency specializes in disability insurance coverage. It helps local individuals and families secure policies that provide income protection when an illness or injury prevents them from working. The agent takes time to explain different policy options and benefit periods, tailoring each plan to a client’s specific financial situation. A typical job begins with a thorough review of the client’s current income and expenses, then proceeds to compare suitable plans from available carriers.
Abora Insurance Group serves homeowners, business owners, and independent professionals in the Sanford, Florida area who need to protect their income from unexpected illness or injury. The agency assists clients in evaluating their current coverage and identifying gaps in their disability protection plans. Policies are explained clearly, helping individuals understand waiting periods and benefit durations. The firm also extends its services to neighboring communities in Lake Mary and the surrounding Seminole County metro region.
Operating from Sanford, Florida, Jennie Perez: Allstate Insurance offers disability insurance through both a single consultation for specific income protection needs and a scheduled recurring service to adjust coverage as life changes. Clients can establish a policy designed to replace a portion of their earnings if injury or illness prevents them from working. The agency serves individuals and local business owners seeking financial security against lost wages. Service runs on either a one-time basis for initial policy setup or an as-needed basis for future policy reviews and updates.
During Florida’s hurricane season, many residents reassess their financial safeguards, and this local agency provides a focused response. As a disability insurance agent in Sanford, Prium Life and Health helps individuals and business owners understand how income protection policies can replace lost earnings during illness or injury. They guide clients through plan comparisons and coverage options tailored to each working professional’s situation. A typical initial step involves a personal consultation to review current coverage gaps, followed by an inspection of income sources and medical history to recommend appropriate solutions.
JD Insurance & Financial Group, Inc specializes in guiding clients through the process of selecting individual disability coverage. It also provides general disability insurance agent services to individuals and small businesses in Sanford, FL. The agency helps evaluate income protection needs and policy options for those working in local industries. During flu season or after an unexpected injury, it assists clients in understanding how short-term or long-term plans can help manage a period of lost wages.
Insurance Services of Central Florida provides guidance on securing disability income protection for individuals in the Sanford area. Drawing on expertise specific to disability insurance, the firm helps clients evaluate coverage options that replace lost wages due to illness or injury. Their tailored approach assists with assessing policy terms, eliminating coverage gaps, and navigating disability insurance applications for local workers. This agent serves accounts across various commercial sectors, including professional offices, warehouses, and food service operations.
Satellite Insurance Group Inc. serves individuals in Sanford, Florida, by assisting with disability insurance coverage for their personal income protection needs. The agency also supports local business owners by advising on commercial disability policies that help safeguard their operations. Service extends throughout the greater Sanford area and surrounding communities in Central Florida. While policyholders manage everyday responsibilities, this office remains available for follow-up questions or adjustments to coverage in between their regular consultation visits.
Florida Sunshine Insurance Agency, based in Sanford, FL, is a disability insurance agent known for helping local workers protect their income against unexpected illness or injury. The agency serves professionals, self-employed individuals, and small business owners by evaluating coverage options that align with personal financial needs and employment status. A specialty service it can add on is short-term disability policies that bridge gaps before long-term benefits activate.
What Does a a Disability Insurance Agent in Sanford Cost?
Disability insurance premiums in Florida typically range from 1 percent to 3 percent of your annual income. For a 40 year old non smoker in Sanford, a policy with a 90 day elimination period and a benefit period to age 65 may cost between 150 and 300 dollars per month. Costs vary by age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Sanford
Disability insurance agents in Sanford Florida help residents and local businesses secure income protection plans. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Working with a local agent can simplify the process of choosing a policy that fits your needs.
Frequently Asked Questions
What does a disability insurance agent in Sanford do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation definitions. They do not provide legal advice or handle claim disputes.
How do I choose a disability insurance agent in Sanford Florida?
Look for an agent licensed in Florida with experience in individual or group disability plans. Check their background through the Florida Department of Financial Services. Ask about the carriers they represent and their knowledge of Florida specific regulations.
Are there Florida laws that affect disability insurance policies?
Yes. Florida Statute 627.667 requires certain disability policies to include a grace period and reinstatement provisions. Florida also has a 2 year contestability period for misstatements on an application. An agent can explain how these laws apply to your policy.
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