The top-rated disability insurance agent in Royal Palm Beach, Florida is Insurance Express Florida, rated 5.0 stars across 746 reviews. Other highly rated options include Sean Valley: Allstate Insurance, The Leonard Insurance Agency, LLC, Estrella Insurance. This directory lists 10 disability insurance agents serving Royal Palm Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Express Florida | 9100 Belvedere Rd #206 | (954) 284-3933 |
| 2 | Sean Valley: Allstate Insurance | 11327 Okeechobee Blvd Ste 4 | (561) 798-3056 |
| 3 | The Leonard Insurance Agency, LLC | 11440 Okeechobee Blvd #219 | (561) 255-5543 |
| 4 | Estrella Insurance | 11051 Southern Blvd ste 140 | (561) 469-7633 |
| 5 | LOI Insurance | 11953 Southern Blvd | (561) 600-1387 |
| 6 | Evergreen Insurance Agency | 583 105th Ave N UNIT 2 | (561) 966-8883 |
| 7 | GreatFlorida Insurance: Kena Farley | 9200 Belvedere Rd 211 STE 211 | (561) 795-5860 |
| 8 | Bright Ocean Insurance Solutions | 1076 Stardust Way | (561) 543-0012 |
| 9 | Bigelow & Larsen Insurance Agency Inc | 685 Royal Palm Beach Blvd STE 103B | (561) 615-1100 |
| 10 | Advanced Insurance Underwriters | 11440 Okeechobee Blvd #201 | (561) 784-5445 |
Insurance Express Florida serves the Palm Beach County area, including Royal Palm Beach, assisting clients with disability insurance agent services. The agency helps workers understand the differences between short-term and long-term disability coverage options available to them. Policies can replace a portion of income if an illness or injury prevents someone from working. This includes both employer-sponsored plans and individual policies tailored to self-employed professionals and small business owners. Insurance Express Florida handles individual disability quotes and claims assistance for its customers.
As a disability insurance agent, the company specializes in policies that replace a portion of income if a client cannot work due to illness or injury. In the Royal Palm Beach, Florida area, this service helps local professionals, small business owners, and employees protect their earning potential. The agency works with individuals and families to evaluate different policy structures, including short-term and long-term coverage options. During open enrollment periods or after a significant life change, such as a new job or childbirth, this service helps clients reassess their coverage needs.
The Leonard Insurance Agency, LLC provides a range of disability insurance services to clients throughout the Royal Palm Beach, FL area. It focuses on helping individuals understand their policy options and assists with claims management and policy maintenance to ensure continuous coverage. The agency works with various client situations, including individual disability policies and business-related coverage needs. It typically services properties where residents or workers may need income protection, including single-family homes, apartments, retail spaces, and restaurants.
As the seasonal population of Royal Palm Beach swells each winter, the need for reliable income protection becomes urgent for those working in service and construction roles. Estrella Insurance addresses this demand by focusing exclusively on disability insurance, helping clients replace a portion of their wages if injury or illness prevents them from working. The agency guides applicants through the often-complex policy options and benefit structures relevant to this community. Every new client relationship begins with a thorough assessment of their current income and occupational risks to determine appropriate coverage levels.
Serving homeowners, local business owners, and independent professionals in Royal Palm Beach, LOI Insurance functions as a disability insurance agent. The agency helps clients secure income protection policies designed to replace a portion of their earnings if they become unable to work due to illness or injury. Their services include evaluating individual coverage needs, explaining policy terms and benefit periods. In addition to serving Royal Palm Beach, the agency also provides coverage and assistance to residents and businesses throughout neighboring Wellington.
For long-term income protection, Evergreen Insurance Agency in Royal Palm Beach, FL offers recurring disability income policies, and for temporary or specific financial obligations, the agency also provides a single-payment, short-term plan. Coverage bridges salary gaps during illness or injury, ensuring financial stability for local professionals. While initial consultations follow a scheduled appointment, ongoing policy administration and any subsequent claims assistance are available to clients strictly on an as-needed basis.
Located in Royal Palm Beach, Florida, GreatFlorida Insurance: Kena Farley serves clients throughout Palm Beach County and its surrounding communities, handling disability insurance agent needs for local residents and professionals. The agency manages applications for individual disability income policies that help replace lost earnings due to illness or injury. It typically begins each job by reviewing a client’s current occupation and monthly expenses to match them with suitable policy options from available carriers.
Bright Ocean Insurance Solutions in Royal Palm Beach, FL offers disability insurance agent services focused on helping clients design income protection plans that replace a portion of lost earnings during illness or injury. It also assists with policy evaluations and enrollment processes tailored to both individual professionals and small business owners. As seasonal work patterns fluctuate in the area, the company frequently helps clients reassess coverage gaps before peak tourist or storm seasons begin.
As the end of the year approaches and open enrollment periods conclude, many residents in Royal Palm Beach look to secure their income against potential illness or injury. Bigelow & Larsen Insurance Agency Inc offers guidance as a local disability insurance agent. They help clients understand policy options regarding benefit periods and waiting times. An initial consultation typically involves a review of current income, occupation duties, and existing coverage to determine specific needs.
Advanced Insurance Underwriters assists with the financial protection strategies available for local professionals and business owners. The firm specializes in disability insurance, helping clients secure income replacement coverage tailored to their specific employment situations and daily responsibilities. Prospective policyholders in the Royal Palm Beach area can find guidance on plan selection and policy terms. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Royal Palm Beach Cost?
Disability insurance agents in Florida typically earn a commission from the insurance company, so you may not pay a direct fee. Some agents charge hourly rates between 100 and 300 dollars for claim assistance. Costs vary by case and policy type. This is general information not insurance advice.
About disability insurance agents in Royal Palm Beach
Disability insurance agents in Royal Palm Beach, Florida help residents understand their policies and file claims. Florida law requires disability insurance policies to include specific provisions under Florida Statute 627.667. An agent can guide you through the process of applying for benefits and appealing denied claims.
Frequently Asked Questions
What does a disability insurance agent in Royal Palm Beach do?
A disability insurance agent helps you choose a policy, file claims, and communicate with the insurance company. They can also assist with appeals if your claim is denied. Agents are licensed by the Florida Department of Financial Services.
How long do I have to file a disability claim in Florida?
Florida law does not set a single deadline for all disability claims. Most policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your specific policy for exact time limits.
Can a disability insurance agent help with an appeal in Florida?
Yes an agent can help you gather medical records and submit a formal appeal letter. Under Florida law you have the right to request a review of a denied claim. An agent can explain the appeals process and deadlines in your policy.
Disability Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coral Gables · Coral Springs