The top-rated disability insurance agent in Port St. Lucie, Florida is Shane Griffis Insurance Agency, rated 4.9 stars across 352 reviews. Other highly rated options include Senior Solutions Insurance Agency, Insurance Near Me, MAC Insurance Solutions - Insurance Agency in Port St Lucie. This directory lists 20 disability insurance agents serving Port St. Lucie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Griffis Insurance Agency | 10190 SW Vlg Pkwy Ste 103 | (772) 303-1234 |
| 2 | Senior Solutions Insurance Agency | 540 NW University Blvd STE 108 | (561) 818-2506 |
| 3 | Insurance Near Me | 325 SW Ray Ave | (772) 200-4604 |
| 4 | MAC Insurance Solutions - Insurance Agency in Port St Lucie | 1820 SE Port St Lucie Blvd | (772) 212-1463 |
| 5 | Acentria Insurance | 125 SE Via Tesoro #107 | (772) 461-6040 |
| 6 | University Insurance Group | 1860 SW Fountainview Blvd #100 | (772) 224-8533 |
| 7 | Absolute Best Insurance | 1775 SW Gatlin Blvd Ste 104 | (772) 828-2840 |
| 8 | Sean Watson Insurance | 10380 SW Village Center Dr #115 | (954) 289-4699 |
| 9 | Insurpro Insurance Agency, Inc | 1860 SW Fountainview Blvd #100 | (772) 871-6272 |
| 10 | A Better Deal Insurance Agency | 1034 SW Bayshore Blvd | (772) 871-7764 |
Shane Griffis Insurance Agency serves the Port St. Lucie, Florida area, specializing in disability insurance agent services. The firm guides professionals and self-employed individuals through the process of securing income protection plans. It assists clients in understanding policy terms, including elimination periods and benefit durations, to build suitable coverage. Specific services handled here include long-term disability policies and own-occupation disability coverage.
Senior Solutions Insurance Agency in Port St. Lucie, Florida, provides a full range of disability insurance options designed to protect income in the event of illness or injury. Their services include guidance on policy selection, application assistance, and coordination with existing health coverage to maintain continuous protection. The agency also helps clients review and update their plans to reflect changes in employment or health status. They service single-family homes, apartments, retail properties, and restaurants within the local area.
Insurance Near Me serves Port St. Lucie, Florida, and the surrounding communities of the Treasure Coast region. The company handles disability insurance agent work, guiding clients through the process of protecting their income in the event of illness or injury. This involves evaluating individual needs and presenting policy options from various carriers. In handling a typical job, it focuses on clearly explaining coverage differences and helping clients choose a plan that aligns with their personal situation.
MAC Insurance Solutions in Port St. Lucie assists clients in choosing between one-time policy reviews and recurring service options for disability insurance coverage. Coverage protects a portion of income if an illness or injury prevents the policyholder from working, helping maintain financial stability during recovery. The agency’s work focuses on matching area residents with individual plans suited to their profession and risk. Services run on either a one-time or as-needed basis, depending on whether a client requests a single consultation or periodic policy adjustments.
Acentria Insurance serves local homeowners, business owners, and professionals in Port St. Lucie by offering disability insurance coverage. They assist clients in protecting their income against unexpected illness or injury that prevents them from working. Policy options are explained clearly, helping individuals and families maintain financial stability during a disability. The agency serves the broader St. Lucie County area and also extends its coverage guidance to residents in Fort Pierce and surrounding communities.
University Insurance Group in Port St. Lucie, Florida, specializes in matching clients with disability insurance policies that replace a portion of income if illness or injury prevents work. The agency generally assists individuals and local business owners in reviewing coverage options to protect long-term earning power. This work includes explaining policy terms, benefit periods, and elimination periods unique to Florida’s market. It helps locals navigate common concerns, such as how to maintain monthly benefit payments during an extended recovery from a hurricane-related injury.
When severe weather disrupts income for residents of Port St. Lucie, many families struggle to replace lost wages from an unexpected injury or illness. Absolute Best Insurance serves this community as a disability insurance agent, offering guidance on plans that protect monthly earnings during recovery periods. Their role involves explaining policy options, comparing benefit structures, and clarifying how coverage coordinates with employer benefits or Social Security. Clients begin by scheduling a no-obligation initial consultation to review their current financial obligations and discuss specific risk factors that could affect their income stability.
Sean Watson Insurance in Port St. Lucie, Florida, is known for helping clients secure disability insurance coverage that replaces income if an illness or injury prevents them from working. The company serves individuals and local businesses throughout the region, evaluating policies based on occupation, health history, and lifestyle to match benefits with each client’s needs. A specialty service it offers is the addition of residual disability riders, which provide partial benefits during a gradual return to work.
A Better Deal Insurance Agency serves the Port St. Lucie, Florida area, assisting local residents with their individual disability income protection needs. For commercial clients, the agency also helps secure employer-sponsored disability benefits packages to safeguard workforce stability. Covering Port St. Lucie and surrounding communities, the agency builds long-term relationships by reviewing policies each year. Regular visits ensure clients’ coverage remains current, with proactive follow-up and adjustments offered between scheduled appointments.
What Does a a Disability Insurance Agent in Port St. Lucie Cost?
Disability insurance agent services in Florida are usually paid through commissions from the insurance company, so there is often no direct cost to you for policy purchase help. For claim assistance or appeals, fees can range from 50 to 200 dollars per hour or a flat fee of 500 to 2,000 dollars depending on the complexity. Costs vary by case and agent. This is general information, not insurance advice.
About disability insurance agents in Port St. Lucie
A disability insurance agent in Port St. Lucie, Florida can help you understand your policy options and file claims. Florida law requires disability insurance policies to include a 30-day grace period for premium payments. Local agents are familiar with the specific regulations that apply to Florida residents.
Frequently Asked Questions
What does a disability insurance agent in Port St. Lucie do?
A disability insurance agent helps you choose a policy, explains coverage terms, and assists with claim filing. They can also help you understand Florida specific rules such as the 90-day elimination period common in many policies.
How long do I have to file a disability claim in Florida?
Florida law does not set a specific deadline for filing a disability claim, but most policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your policy for exact time limits.
Can a disability insurance agent help if my claim is denied?
Yes, an agent can review the denial letter and help you gather additional evidence. They may also explain the appeals process, which in Florida typically must be started within 180 days of the denial.
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