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Find Disability Insurance Agents Near You in Pensacola, FL

Browse disability insurance agents serving Pensacola, Florida. Updated 2026-07-14.

The top-rated disability insurance agent in Pensacola, Florida is John Shaffer - State Farm Insurance Agent, rated 4.9 stars across 1,052 reviews. Other highly rated options include Advance Insurance of Northwest Florida, Florida Insurance Agency, Classic Insurance Group. This directory lists 46 disability insurance agents serving Pensacola.

Showing 46 disability insurance agents in Pensacola, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Shaffer - State Farm Insurance Agent117 N Palafox St(850) 433-4343
2Advance Insurance of Northwest Florida105 Beverly Pkwy(850) 469-0880
3Florida Insurance Agency17 W Government St Suite A(850) 972-8070
4Classic Insurance Group1545 E Olive Rd(850) 332-5717
5Globe Life Liberty National Division: The Mitchell & Mitchell Agencies1449 W 9 Mile Rd Suite 11 & 12(251) 660-4437
6Acceptance Insurance8084 N Davis Hwy Ste E-1(850) 204-3795
7Sam Carpenter - State Farm Insurance Agent1510 Airport Blvd Suite 1(850) 208-6626
8MEG Financial, Inc.196 E 9 Mile Rd suite g(877) 583-3955
9Erb and Young Insurance - Pensacola2170 Creighton Rd(850) 494-2264
10The O'Neil Agency LLC (Formerly David Seckinger & Associates)1117 N 9th Ave(850) 469-8082
JS
117 N Palafox St
John Shaffer - State Farm Insurance Agent
Disability Insurance Agent · Pensacola, FL

John Shaffer - State Farm Insurance Agent serves the Pensacola, FL area, providing disability insurance agent services. This agency helps individuals secure coverage that replaces a portion of their income if an illness or injury prevents them from working. Policies are structured to support financial stability during recovery periods. The office guides clients through plan options for short-term income replacement when a temporary medical condition leaves them unable to perform their job duties.

AI
105 Beverly Pkwy
Advance Insurance of Northwest Florida
Disability Insurance Agent · Pensacola, FL

Advance Insurance of Northwest Florida serves homeowners, businesses, and property managers in need of disability income protection. The agency provides guidance on individual disability policies designed to replace lost earnings due to illness or injury. It also assists local professionals with business overhead expense coverage and key person disability insurance. These services help ensure financial stability for clients throughout the Pensacola area. The agency further extends its coverage consultation to residents and businesses in the nearby Gulf Breeze community.

FI
17 W Government St Suite A
Florida Insurance Agency
Disability Insurance Agent · Pensacola, FL

Florida Insurance Agency provides comprehensive disability insurance agent services to clients in Pensacola. It helps individuals assess their need for income protection and guides them through plan options suited to their occupations. The agency offers ongoing policy reviews to adjust coverage as circumstances change. It also assists with claim filing support if a disability occurs. It supplies maintenance plans for periodic evaluations of existing policies. Florida Insurance Agency services single-family homes, apartments, retail, and restaurants.

CI
1545 E Olive Rd
Classic Insurance Group
Disability Insurance Agent · Pensacola, FL

Classic Insurance Group serves the Pensacola, Florida area and surrounding communities, handling disability insurance needs for local residents and professionals. The company works with clients to understand their specific income protection requirements in this region. It typically approaches each job by carefully reviewing the client’s occupation, existing coverage, and individual situation to recommend appropriate disability insurance options.

GL
1449 W 9 Mile Rd Suite 11 & 12
Globe Life Liberty National Division: The Mitchell & Mitchell Agencies
Disability Insurance Agent · Pensacola, FL

Globe Life Liberty National Division: The Mitchell & Mitchell Agencies in Pensacola, FL serves as a disability insurance agent, helping clients understand the difference between a one-time policy purchase and recurring coverage options that require ongoing premium payments. Short-term disability typically provides income replacement for a limited period, while long-term policies protect against more extended inability to work. Coverage decisions depend on individual employment situations and financial planning needs. Service consultations are available to clients on an as-needed basis, ensuring timely assistance when questions or policy adjustments arise.

AI
8084 N Davis Hwy Ste E-1
Acceptance Insurance
Disability Insurance Agent · Pensacola, FL

Acceptance Insurance provides disability insurance agent services in Pensacola, Florida, assisting clients with policies that replace income if illness or injury prevents work. It serves local residents by explaining different coverage levels and helping them choose plans that fit their budgets and occupational needs. The agent also helps navigate the application process, including medical underwriting requirements. As seasonal Gulf Coast storms can cause injuries that disrupt employment, the agency assists with securing benefits for those recovering from storm-related accidents during hurricane season.

SC
1510 Airport Blvd Suite 1
Sam Carpenter - State Farm Insurance Agent
Disability Insurance Agent · Pensacola, FL

Sam Carpenter - State Farm Insurance Agent serves the Pensacola, Florida area with residential disability insurance solutions. Commercial disability coverage is also available to protect local business owners and their employees. The agent works with clients throughout the surrounding region, helping them understand policy options for income protection. Clients can request follow‑up consultations or make adjustments to their coverage between regular policy review visits as their needs change.

MF
196 E 9 Mile Rd suite g
MEG Financial, Inc.
Disability Insurance Agent · Pensacola, FL

MEG Financial, Inc. is known in Pensacola, FL as a disability insurance agent. The company helps individuals and businesses understand and secure coverage that protects income if an illness or injury prevents work. It guides clients through policy options suited to local employment needs. As a specialty service, MEG Financial can advise on adding a future purchase option to a policy.

EY
2170 Creighton Rd
Erb and Young Insurance - Pensacola
Disability Insurance Agent · Pensacola, FL

In the unpredictable Florida climate, local workers often wonder how an injury or illness would affect their income. Erb and Young Insurance - Pensacola provides guidance on individual disability insurance plans that can replace a portion of earnings during recovery. Their agents assess each client’s occupation, current benefits, and budgetary needs to explain policy options and waiting periods. The process begins by scheduling a complimentary review of your existing coverage and a discussion of your personal goals to determine the right level of protection for your situation.

ON
1117 N 9th Ave
The O'Neil Agency LLC (Formerly David Seckinger & Associates)
Disability Insurance Agent · Pensacola, FL

The O'Neil Agency LLC, formerly David Seckinger & Associates, guides clients in and around Pensacola through the process of selecting appropriate disability insurance. This agency specializes in helping individuals secure income protection plans that address the specific financial risks of unexpected injury or illness. It works closely with local professionals seeking to safeguard their earning potential. The agency’s services extend to businesses requiring group disability solutions across common commercial sectors, including offices, warehouses, and food service.

MI
196 E 9 Mile Rd # A
Messick Insurance
Disability Insurance Agent · Pensacola, FL
(850) 479-3535
messickinsurance.com
RL
6100 W Fairfield Dr Ste A
Robinson Legacy Insurance Services
Disability Insurance Agent · Pensacola, FL
(850) 285-0808
brand.site/robinsonlegacyinsurance
NI
1007 N 12th Ave
Navita Insurance & Benefits
Disability Insurance Agent · Pensacola, FL
(706) 594-7371
mycoastalrg.com
TC
1403 E Belmont St
Torgersen Consulting
Disability Insurance Agent · Pensacola, FL
(850) 433-9996
tcbenefitsgroup.com
PG
12385 Sorrento Rd Suite C-1
Policy Guide, Inc.
Disability Insurance Agent · Pensacola, FL
(888) 414-4547
policyguide.com
SI
1601 N Pace Blvd
Stallworth Ins
Disability Insurance Agent · Pensacola, FL
(850) 542-4937
stallworthins2.com
GC
700 N New Warrington Rd
Gulf Coast Insurance
Disability Insurance Agent · Pensacola, FL
(850) 497-6810
gcains.com
PI
21 S Tarragona St Suite 103
Peterson Insurance & Financial Services
Disability Insurance Agent · Pensacola, FL
(850) 741-1015
cpetersonfinancial.com
EI
123 N New Warrington Rd
Extreme Insurance
Disability Insurance Agent · Pensacola, FL
(850) 455-0101
yourextremeins.com
ZI
229 Beverly Pkwy
Zarahn Insurance Agency Inc.
Disability Insurance Agent · Pensacola, FL
(850) 438-9169
zarahninsuranceagency.com
GI
6705 Pine Forest Rd Suite 300
GreatFlorida Insurance: Beau Barry
Disability Insurance Agent · Pensacola, FL
(850) 475-0702
pensacola.greatflorida.com
MC
6501 North W Street
Medicare Compare Agency
Disability Insurance Agent · Pensacola, FL
(850) 503-3226
pensacolamedicaresupplements.com
TW
4761 N 9th Ave
Thompson-Walden Insurance
Disability Insurance Agent · Pensacola, FL
(850) 478-0401
morechoicesins.com
HI
87 W Hood Dr
Holloway Insurance, Inc.
Disability Insurance Agent · Pensacola, FL
(850) 434-0335
hollowayinsurance.com
MI
3750 N Pace Blvd
Mitchell Insurance Agency
Disability Insurance Agent · Pensacola, FL
(850) 434-7753
mitchellinsuranceagency.net
CI
504 S Fairfield Dr suite a-1
Coggins Insurance Agency, Inc.
Disability Insurance Agent · Pensacola, FL
(850) 457-3299
cogginsinsurance.com
QI
3454 E Olive Rd
Quinn Insurance
Disability Insurance Agent · Pensacola, FL
(850) 494-2267
getquinn.com
LI
3801 N 9th Ave
Logan Insurance Agency, Inc.
Disability Insurance Agent · Pensacola, FL
(850) 438-1448
loganins.net
LI
700 N De Villiers St
Legacy Insurance Brokers
Disability Insurance Agent · Pensacola, FL
(850) 741-4200
legacyinsbroker.com
BI
4300 Bayou Blvd Ste 35
BLF INSURANCE AGENCY, LLC
Disability Insurance Agent · Pensacola, FL
(850) 490-0056
blfinsurance.com
CF
5336 N Blue Angel Pkwy
Coastal Family Insurance
Disability Insurance Agent · Pensacola, FL
(850) 828-2234
coastalfamilyinsurancefl.com
DG
4400 Bayou Blvd STE 41
Dax Gill Insurance Agency, LLC
Disability Insurance Agent · Pensacola, FL
(850) 777-3090
daxgillinsurance.com
EH
4006 N 9th Ave
East Hill Benefits LLC
Disability Insurance Agent · Pensacola, FL
(850) 912-8317
easthillbenefits.com
RM
6501 North W Street
Rachel Maneen Agent, Pensacola, Florida Health, Vision and Dental Insurance
Disability Insurance Agent · Pensacola, FL
(850) 202-8888
pensacolahealthinsurance.com
NC
4400 Bayou Blvd STE 19
Nora Cindy Sasser Agency Sasser Insurance
Disability Insurance Agent · Pensacola, FL
(850) 477-7221
ncsasserinsurance.com
HP
11 W Garden St
Higginbotham - Pensacola
Disability Insurance Agent · Pensacola, FL
(850) 484-7011
higginbotham.com/locations/Pensacola
SA
8445 Pensacola Blvd
The Siler Agency, Inc
Disability Insurance Agent · Pensacola, FL
(850) 476-7443
thesileragency.com
UA
2302 N 9th Ave
Underwood Anderson Insurance
Disability Insurance Agent · Pensacola, FL
(850) 434-5526
underwoodanderson.com
HI
534 S Navy Blvd
Homefront Insurance Agency, LLC
Disability Insurance Agent · Pensacola, FL
(850) 912-9956
homefrontinsuranceagency.com
AI
672 Brent Ln
Affiliated Insurance
Disability Insurance Agent · Pensacola, FL
(850) 477-5840
floridamajormedical.com
GB
321 N De Villiers St Suite 101
Gulf Breeze Insurance, Inc
Disability Insurance Agent · Pensacola, FL
(850) 910-5254
gulfbreezeinsurance.com
AF
125 W Romana St
AmeriLife of Florida, LLC- Pensacola
Disability Insurance Agent · Pensacola, FL
(850) 741-2514
amerilife.com/pensacola
BI
1582 Airport Blvd
Barnes Insurance & Financial Services
Disability Insurance Agent · Pensacola, FL
(850) 473-1500
IS
4400 Bayou Blvd STE 18
Insurance Solutions Pensacola
Disability Insurance Agent · Pensacola, FL
(850) 476-6399
insurancesolutionspensacola.com
AM
125 W Romana St
Amerilife Medicare Plans, Pensacola
Disability Insurance Agent · Pensacola, FL
(850) 266-4005
pensacolamedicareinsurance.com
PP
6501 North W Street
Pat Paulsen Agency
Disability Insurance Agent · Pensacola, FL
(850) 474-9159
patpaulsenagency.com

What Does a a Disability Insurance Agent in Pensacola Cost?

Disability insurance agent services in Florida are typically paid through commissions from the insurance carrier. Policy premiums vary widely from 1 percent to 3 percent of your annual income for individual coverage. Group policies through employers may have lower costs. Costs depend on your age, health, occupation, and benefit amount. This is general information and not insurance advice.

About disability insurance agents in Pensacola

Disability insurance agents in Pensacola Florida help individuals and businesses find income protection policies. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique risks in the Gulf Coast region including hurricane-related disruptions.

Frequently Asked Questions

What does a disability insurance agent in Pensacola do?

A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with applications and can answer questions about Florida-specific policy provisions. They do not provide legal advice or handle claims disputes.

Are there Florida laws that affect disability insurance policies?

Yes Florida Statute 627.667 governs disability insurance policies in the state. It requires a 30 day grace period for premium payments and sets minimum standards for policy renewability. Agents must explain these terms to clients.

How do I choose a disability insurance agent in Pensacola?

Look for an agent licensed with the Florida Department of Financial Services. Ask about their experience with disability policies and whether they work with multiple insurance carriers. Check for any complaints through the Florida DFS website.

Disability Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.