The top-rated disability insurance agent in Palmetto Bay, Florida is GreatFlorida Insurance: Tamara Mourino, rated 5.0 stars across 421 reviews. Other highly rated options include Florida Auto Plus Insurance, Estrella Insurance, Preferred Claim Solutions. This directory lists 16 disability insurance agents serving Palmetto Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GreatFlorida Insurance: Tamara Mourino | 9811 Wayne Ave | (305) 256-0616 |
| 2 | Florida Auto Plus Insurance | 9555 SW 175th Terrace Suite 102 | (305) 796-2968 |
| 3 | Estrella Insurance | 18071 S Dixie Hwy | (305) 255-2985 |
| 4 | Preferred Claim Solutions | 9760 E Indigo St | (305) 253-1188 |
| 5 | Del Toro Insurance | 13843 S Dixie Hwy | (305) 831-2505 |
| 6 | Sebanda Insurance | 17595 S Dixie Hwy | (305) 817-4392 |
| 7 | Progressive Insurance - Claims Office | 17901 Old Cutler Rd Ste 300 | (800) 776-4737 |
| 8 | Bortec Insurance | 15715 S Dixie Hwy Ste 229 | (786) 660-6590 |
| 9 | D Insurance Group | 9555 SW 175th Terrace Suite 224 | (305) 882-9358 |
| 10 | All About Insurance, Inc. | 17891 S Dixie Hwy STE 105 | (305) 251-3098 |
GreatFlorida Insurance: Tamara Mourino serves the Miami-Dade County area, including Palmetto Bay, as a dedicated disability insurance agent. This agency helps individuals and professionals secure coverage that provides income protection in the event of an illness or injury preventing them from working. By evaluating each client’s occupation and financial needs, the agent identifies suitable disability insurance solutions. Specific services handled here include long-term disability insurance and short-term disability insurance policies.
Florida Auto Plus Insurance, located in Palmetto Bay, Florida, provides services as a disability insurance agent, assisting clients in selecting policies for income protection. The agency offers initial consultations to evaluate coverage needs and ongoing support for policy adjustments and claims guidance. Services focus on explaining benefit options and coordinating with insurance carriers. Their client work includes assisting individuals and business owners. The selection of properties it serves encompasses single-family homes, apartments, retail locations, and restaurants.
Estrella Insurance provides disability insurance agent services to clients in Palmetto Bay, Florida, assisting individuals and businesses with disability income protection policies. The agency helps customers understand coverage options and files necessary paperwork to secure financial protection against lost wages due to illness or injury. Ongoing support is available for policy reviews, claims assistance, and plan adjustments as circumstances change. These services are offered to single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Preferred Claim Solutions serves individual homeowners and local business owners in Palmetto Bay, Florida, with guidance on disability insurance coverage. The agency assists clients in understanding their policy options and navigating claims to protect income during unexpected illnesses or injuries. Residents and business operators seeking professional support for disability insurance needs can rely on this agent’s focused services. The company also extends its reach into the greater Miami metropolitan area and neighboring communities such as Cutler Bay.
Del Toro Insurance serves homeowners, businesses, and property managers in Palmetto Bay, Florida, by providing disability insurance agent services. It helps these clients understand and select policies that replace a portion of income if an injury or illness prevents them from working. The company focuses on matching coverage to individual needs, whether the client requires short-term or long-term disability protection. It also assists Self-Employed professionals and renters in the surrounding Palmetto Bay area. Its coverage area extends into neighboring Cutler Bay and the broader South Miami-Dade metro region.
Sebanda Insurance serves Palmetto Bay, Florida, and the surrounding communities of Miami‑Dade County. It handles Disability Insurance arrangements for local residents, focusing on policies that replace income when an injury or illness prevents them from working. The agency works closely with each client to understand their occupation and coverage needs before comparing available plans. It follows a structured process of reviewing policy details, explaining benefit terms, and helping with the application paperwork to secure suitable protection.
Progressive Insurance - Claims Office serves disability insurance clients in Palmetto Bay and the surrounding communities of southern Miami-Dade County. This office handles disability claims and policyholder inquiries for individuals seeking income protection due to illness or injury. It processes applications, manages ongoing claims, and coordinates benefit payments in accordance with policy terms. The office typically works with claimants to gather necessary medical documentation and employment records, then evaluates each case against the specific coverage to determine eligibility and benefit amounts.
For those needing ongoing income protection, a disability insurance agent offers recurring plan reviews and claim support, whereas a single policy purchase may suffice for a one-time coverage need. Bortec Insurance in Palmetto Bay, FL, assists individuals and businesses in securing benefits that replace lost wages due to illness or injury. Coverage amounts and waiting periods are selected based on local employment risks and income levels. For client convenience, their service operates on an as-needed basis, accommodating both new policy inquiries and mid-policy adjustments.
For one-time situations, D Insurance Group helps clients evaluate individual disability policies to protect a single income stream, while recurring service options include ongoing portfolio reviews for asset managers and self-employed professionals adjusting coverage as earnings change. Located in Palmetto Bay, Florida, this firm serves clients across the Miami metro area. Their consultation process typically involves a needs analysis paired with carrier quotes, ensuring policy terms match medical specialties or business structures. Service runs on an as-needed basis, scheduled at the client's request.
All About Insurance, Inc. specializes in offering disability insurance policies to residents of Palmetto Bay, FL. The agency provides general service work including consultations to help clients understand policy terms, coverage limits, and waiting periods for income protection. By working with various insurance carriers, the company assists individuals in selecting a disability plan that suits their personal financial situation and occupation. It helps local professionals address concerns such as lost income during the initial recovery months after an unexpected injury or illness.
What Does a a Disability Insurance Agent in Palmetto Bay Cost?
Typical costs for disability insurance in Florida range from 1% to 3% of your annual income per year in premiums. For a 40 year old earning 60000 annually, a policy might cost 600 to 1800 per year. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Palmetto Bay
Disability insurance agents in Palmetto Bay, Florida help residents find coverage that protects income if injury or illness prevents work. Florida law requires agents to be licensed by the state and follow specific regulations under Florida Statute 626. Agents familiar with Miami-Dade County can guide you through policy options and claims processes.
Frequently Asked Questions
What does a disability insurance agent in Palmetto Bay do?
A disability insurance agent helps you compare policies from different carriers and explains coverage details. They assist with applications and can help you understand Florida-specific policy terms and exclusions.
Do I need a disability insurance agent in Florida?
Using an agent can simplify finding the right policy for your occupation and income needs. Florida law does not require an agent, but an agent can help navigate complex policy language and state regulations.
How do I choose a disability insurance agent in Palmetto Bay?
Look for an agent licensed in Florida with experience in disability coverage. Ask about their knowledge of Florida Statute 627 and how they handle claims for residents of Miami-Dade County.
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