The top-rated disability insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, HealthMarkets Insurance - Kyle Lamond. This directory lists 19 disability insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | HealthMarkets Insurance - Kyle Lamond | 600 S Yonge St #6b | (386) 366-1370 |
| 5 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 6 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 7 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 8 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
| 9 | The Ormond Agency | 555 W Granada Blvd Ste H8 | (386) 677-8800 |
| 10 | Alison Boscovich - State Farm Insurance Agent | 325 S Yonge St STE C | (386) 672-5111 |
O'Quinn Insurance Services serves the Ormond Beach area and surrounding communities in Volusia County as a disability insurance agent, helping individuals and families secure financial protection against income loss due to injury or illness. The agency guides clients through policy options that replace a portion of lost wages during recovery periods. It handles both short-term and long-term disability insurance plans tailored to various professional needs.
First Florida Insurance Ormond Beach provides a range of disability insurance options to individuals and businesses in the local area. Their service approach includes helping clients understand policy terms and navigating the claims process with ongoing support. Maintenance plans involve annual policy reviews to ensure coverage aligns with changing income and health needs. They assist with short-term and long-term disability policies for a variety of clients. The agency services properties associated with single-family homes, apartments, retail locations, and restaurants.
Brightway Insurance, The Lester Agency in Ormond Beach, Florida specializes in disability income protection, helping clients secure coverage that replaces a portion of lost earnings due to illness or injury. It also assists local residents with understanding policy options, waiting periods, and benefit durations tailored to individual professions and lifestyles. As the seasonal tourist and hurricane-prone economy affects work stability in the area, this agency advises on planning for unexpected time away from the job.
HealthMarkets Insurance - Kyle Lamond in Ormond Beach serves homeowners, tenants, and small business owners who need protection against lost income from illness or injury. The agency helps clients understand and select disability insurance policies that provide monthly benefits when they cannot work. Policies can replace a portion of their earnings during recovery. This coverage is especially important for those who rely on their paycheck to meet daily expenses. The agency also serves residents in Daytona Beach and surrounding Volusia County communities.
Serving Ormond Beach and surrounding Volusia County communities, FRP of Florida (Halifax Insurance Partners) operates as a disability insurance agent. It assists individuals and small businesses with obtaining disability income protection policies designed to replace lost earnings due to illness or injury. To handle a typical job, the firm first reviews a client’s current coverage gaps and occupational risks before comparing appropriate plans from multiple insurers to find a suitable match for the client’s budget and needs.
For those new to disability coverage, Capital Partners Insurance in Ormond Beach, FL, helps clients choose between a one-time policy purchase or recurring protection that renews annually. Coverage is tailored to replace a portion of earned income if illness or injury prevents work, ensuring financial stability during recovery. Customizing benefit amounts, elimination periods, and policy durations is a key part of the agent’s role. Their service runs on an as-needed basis for initial enrollment, policy reviews, and future modifications.
Many Ormond Beach residents begin planning for long-term financial security after the annual open enrollment period ends. Goosehead Insurance - Thomas Scorza provides local guidance on disability income protection, helping clients understand policy options that replace lost wages due to illness or injury. The company evaluates individual employment situations and benefit needs for the Volusia County area. An initial assessment of current coverage and income requirements is conducted to identify policy gaps.
East Coast Insurors Inc serves clients in Ormond Beach, Florida, with a focus on disability insurance agent services. The company assists individuals and businesses in securing income protection against illness or injury. These plans help replace lost wages during periods of inability to work. The firm also works with commercial sectors such as offices, warehouses, and food service operations to address their specific disability coverage needs.
The Ormond Agency specializes in matching clients with individual disability income policies and works as a general disability insurance agent serving Ormond Beach and surrounding communities. It assists professionals, self-employed individuals, and small business owners in evaluating coverage options for partial or total disability. The agency guides clients through the application process and compares essential policy features such as benefit periods and elimination periods. It helps individuals address income protection needs that may arise from an unexpected injury or illness during the busy summer hurricane season.
Serving residential clients in Ormond Beach, Alison Boscovich - State Farm Insurance Agent offers disability insurance to help protect individual incomes. The agency also provides commercial coverage options for small businesses in the area. Each policy is reviewed with an emphasis on matching coverage to specific daily needs. Clients can expect a straightforward claims process if they ever need to use their benefits. Follow-up service and policy adjustments are handled between regular annual visits to ensure coverage continues to fit changing circumstances.
What Does a a Disability Insurance Agent in Ormond Beach Cost?
The cost of disability insurance in Florida typically ranges from 1% to 3% of your annual income. For a 40-year-old non-smoker, a policy might cost between 50 and 200 dollars per month. Premiums vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Ormond Beach
A disability insurance agent in Ormond Beach Florida helps you understand and secure disability coverage that fits your needs. Florida law requires agents to be licensed by the state and follow specific regulations under Florida Statute 626. These agents can guide you through policy options and assist with claims in Volusia County.
Frequently Asked Questions
What does a disability insurance agent in Ormond Beach do?
A disability insurance agent helps you compare policies from different carriers and explains coverage terms. They can assist with filing initial claims and provide guidance on Florida-specific disability laws. Agents do not provide legal advice but can refer you to a lawyer if needed.
How do I choose a disability insurance agent in Ormond Beach?
Look for a licensed agent in Florida with experience in disability insurance. Check their standing with the Florida Department of Financial Services. Ask about their knowledge of Florida Statute 627 which governs disability policies.
Are there time limits for filing a disability claim in Florida?
Yes, Florida law does not set a specific deadline for filing claims, but most policies require prompt notice. You should review your policy for time limits, often 30 days for initial notice. Missing these deadlines can result in claim denial.
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